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Saturday, November 29, 2008

GOVERNMENT STATISTICSInflationary Recession Remains Intact and Intensifies

Hello there!  We the business team would like to bring you an article in keeping with these tough economic times.  We believe that it is extremely important for you to be able to keep abreast of the happenings and to make up your own minds.  This article comes from a very reliable source and the views expressed here are those of the author and not ours.
We thank the research team at www.sterlingcreations.ca for passing this along to us.
Enjoy your last weekend in November.
Your Business team
 
 
GOVERNMENT STATISTICSInflationary Recession Remains Intact and Intensifies   
 
Federal Debt Jumps $1.25 Trillion Year/Year, $650 Billion in Six Weeks
 
Inflation Holds Despite Oil Sell-Off
 
3rd-Quarter Real Retail Sales Plunge
Annualized 10.1%, 4.2% Year/Year
 
3rd-Quarter Industrial Production Down
for Second Consecutive Quarter, Year/Year
 
 __________
 
 In response to reader requests, this Special Update provides a preliminary but brief assessment of the impact from the financial system solvency crisis and ongoing turmoil in the global financial markets on the outlook for the continuing inflationary recession and my prediction of a hyperinflationary great depression. These comments are provided in advance of more detailed analysis in the next full SGS Newsletter, targeted for publication over the weekend of October 25th. In general, the economic and inflation outlooks — other than intensified — are little changed.
 
- Best wishes to all, John Williams  
 
 Fed/Treasury Actions Should Stabilize Banking System
U.S. Equities, U.S. Dollar and U.S. Economy Face Significant Downsides
 
With the partial nationalization of the banking system, full FDIC backing to demand deposits and various other bank liabilities, extraordinary liquidity facilities offered by the Federal Reserve and indications of further flexibility as needed, the federal government and the Federal Reserve have taken actions or otherwise should have the ability to stabilize the functioning of financial services industry. As discussed previously, however, those actions will not prevent an already ongoing and deepening recession and will not provide a long term-prop to U.S. equities or to the U.S. dollar.  The ultimate cost of systemic salvation remains inflation, driven by excessive monetary creation, irrespective of the short-term collapse in oil prices.
 
It is important to keep in mind that the current recession has been in place for some time, since before the systemic solvency crisis broke in August of 2007. It reflects a structural impairment in the U.S. economy that has prevented sustainable income growth from exceeding that of inflation (see the Hyperinflation Report of April 8, 2008 for further detail). The recent systemic and market turmoil only have exacerbated the downturn, they did not trigger it. As discussed below, reporting of retail sales and industrial production show an ongoing and deepening recession.  
 
While those underlying economic numbers would be consistent with a third-quarter real (inflation-adjusted) GDP contraction, the Bureau of Economic Analysis so far has masked most of the GDP's contraction in the current recession with heavily politicized reporting. The BEA has the ability to do so, again, in the upcoming "advance" estimate of the third-quarter GDP, due out on October 30th, the Thursday before the election. On the other hand, the concept of the U.S. economy being in recession is now so widespread that further obfuscation could just intensify the public's distrust of government reporting, with little if any political gain. If consensus forecasts coming into the end of next week are for a GDP contraction, such would enhance the odds of an actual contraction being reported.
 

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In recent weeks, the government and Wall Street talked up the "collapsing" economy in an effort to gain public support for the "bailout" package.   The fear mongering has had its impact in hitting the economy harder than would have been seen otherwise from the liquidity crisis, accelerating the fall into an economic depression (see the Hyperinflation Report of April 8, 2008 for further definitions).
From the standpoint of inflation, the current level of oil prices, below $90 per barrel, has and will ease some of the immediate-term commodity-driven inflation pressures. Such will be more than offset in the next six-to-nine months as the impact from increased money supply growth starts to surface in inflation reporting. I still look for double-digit official CPI reporting in early 2009.
 
As to recent strength in the dollar, weakness in oil prices, and softness in gold prices, much has been distorted by the systemic solvency crisis, where forced liquidations of related financial instruments have caused prices movements well beyond or counter to underlying fundamentals. In particular, as the markets begin to stabilize, the U.S. dollar should come under intense selling pressures. Regardless of the global nature of some actions taken to stabilize the system, the primary solvency crisis and the fiscally and monetarily destructive corrective actions are predominantly U.S. issues, ones that materially have weakened the already miserable underlying fundamentals for the U.S. dollar.
 
When dollar selling resumes, eventually evolving into a massive flight-to-safety outside the dollar, that should put upside pressure on the prices of precious metals. Oil prices should surge in dollar terms, too, irrespective of any softening oil demand due to slower U.S. or global economic activity.
 
The hyperinflation forecast remains intact, but it may be moved closer to the present, depending on developments with the U.S. dollar. This shall be discussed in further detail in the upcoming SGS Newsletter.
 
Federal Debt and Deficit Explode. Quick impact from the solvency crisis has been seen in the U.S. government's deteriorating fiscal condition. Against official expectations two months ago of a $389 billion deficit, the official fiscal 2008 (year-ended September 30th) shortfall came in at $454.8 billion, up from $161.5 billion in 2007. These are the officially-gimmicked numbers, not GAAP reporting, which will show a much larger deficit. Reflecting the recession that was in place long before the solvency crisis exploded, government revenues in 2008 fell by 15.3% versus 2007.
 
As of October 14, 2008, gross federal debt stood at $10.294 trillion, up by $1.250 trillion or 13.8% year-to-year, and up by $650 billion or 8.8% since the first of September.   
 
CPI Continued to Absorb Oil Sell-Off Shock.  Reported September consumer inflation eased back again on both a monthly and annual basis, as the CPI continued to absorb the impact of an ongoing tumble in oil prices. Yet, "core" inflation also eased (CPI-U core up by 0.1% in September, 0.2% in August, and 0.3% in July) despite significant anecdotal evidence of surging non-energy and food inflation.
 
CPI-U.  The Bureau of Labor Statistics (BLS) reported seasonally-adjusted September CPI-U eased by 0.03% (down by 0.14% unadjusted) +/- 0.12% for the month, versus a 0.14% (0.40% unadjusted) decline in August.  Year-to-year or annual inflation in September backed off to 4.94% from 5.37% in August. 
 
Annual inflation would increase in October 2008 reporting, dependent on the seasonally-adjusted monthly gain exceeding the 0.26% monthly increase seen in October 2007.  The difference in growth would directly add to or subtract from September's annual inflation rate of 4.94%.
 
CPI-W. Annual inflation for the narrower CPI-W — targeted at the wage-earners category where gasoline takes a bigger proportionate bite out of spending — eased to 5.4% in September from 5.9% in August and 6.2% in July.  The CPI-W is used for making the annual cost of living adjustments to Social Security payments, and the 2009 adjustment — based on the July to September 2008 period — should be about 5.8%, two-and-a-half times the 2.3% adjustment for 2008.  Such is not good news for federal budget deficit, discussed elsewhere.
 

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C-CPI-U.  Year-to-year or annual inflation for the Chain Weighted CPI-U — the fully substitution-based series that increasingly gets touted by CPI opponents and inflation apologists as the replacement for the CPI-U — eased to 4.34% in September from 4.70% in August.
 
Alternate Consumer Inflation Measures.  Adjusted to pre-Clinton (1990) methodology, annual CPI growth declined to roughly 8.3% in September from 8.7% in August, while the SGS-Alternate Consumer Inflation Measure, which reverses gimmicked changes to official CPI reporting methodologies back to 1980, eased back to roughly 12.9% in September from 13.2% in August.  The alternate numbers are not adjusted for any near-term manipulations of the data.
 
PPI Also Absorbed Oil Selling. The regularly volatile Producer Price Index (PPI) for finished goods contracted by a seasonally-adjusted 0.4% (0.1% unadjusted) in September, versus 0.9% (1.6% unadjusted) in August, as reported by the Bureau of Labor Statistics. The decline largely reflected the continued sharp decline in oil prices.  Year-to-year PPI inflation in September eased to 8.7% from 9.6% in August.
 
Retail Sales Plunge Month-to-Month and Year-to-Year, Before Inflation Adjustment. September retail sales showed a still-deepening economic contraction. The Census Bureau reported that seasonally-adjusted sales fell for the month by 1.16% (down 1.49% net of revisions) +/- 0.6% (95% confidence interval), following a revised 0.45% (previously 0.27%) decline in August.  On a year-to-year basis, September retail sales growth turned negative, down by 1.03%, versus a revised gain of 1.50% (previously 1.56%) in August. 
 
Real Retail Sales. Deflated by the September CPI-U, seasonally-adjusted real (inflation-adjusted) retail sales contracted by 1.13% for the month of September (down 1.16% before inflation adjustment), following a 0.31% decline in the month of August (down 0.45% before inflation adjustment).  On a year-to-year basis, September retail sales fell by 5.69% (down 1.03% before inflation adjustment), versus a 3.66% decline in August (up by 1.50% before inflation adjustment). The series now has suffered its fourth consecutive quarter-to-quarter real contraction (an annualized decline of 10.1% in the third quarter versus a 1.2% drop in the second quarter) and the third consecutive quarter of annual contraction (down 4.2% for the third quarter versus a 1.6% decline for the second quarter).  Such ongoing negative growth patterns never have been seen outside of formal recessions.
 
Core Retail Sales.  Consistent with the Federal Reserve's predilection for ignoring food and energy prices, "core" retail sales — retail sales net of grocery store and gasoline station revenues — fell by 1.47% (down 1.76% net of revisions) in September, versus a revised 0.21% (was 0.06%) decline in August.  Those numbers contrasted with the official aggregate drop of 1.16% in September and the revised 0.45% decline in August.  On an annual basis, September "core" retail sales fell by 4.26% versus a revised August decline of 1.67% (previously down by 1.73%).
 
Industrial Production Contracts in 3rd Quarter, Net of Strike and Hurricane Impacts. The Federal Reserve reported a 2.8% monthly contraction in September industrial production, following a revised 1.0% (previously 1.1%) drop in August.  September's weakness was attributable to a strike at Boeing and to oil and gas related shutdowns in the Gulf of Mexico region due to hurricanes.  September year-to-year change plunged by 4.5%, after a 1.4% annual contraction in August. Adjusting for strike and hurricane impacts, however, third-quarter production still was down on both a quarterly and an annual basis.
 
Not adjusted for the special factors, following a 3.1% annualized quarter-to-quarter contraction reported in the second quarter, industrial production suffered its second consecutive quarterly downturn in the third quarter at an annualized 6.0% rate of decline.  In conjunction with a 2.7% contraction in year-to-year growth for the third quarter, the series is showing growth patterns not seen outside of recessions.
 
Trade Deficit Reportedly Narrowed in August. Still showing likely paperwork flow distortions as discussed in the last newsletter, the Census Bureau and the Bureau of Economic Analysis reported the seasonally-adjusted August trade deficit narrowed to $59.8 billion from a revised $61.3 (previously $62.2) billion in July. With apparent renewed games-playing in reported oil imports, these data could be used to help keep the "advance" third-quarter GDP estimate in positive territory for its pre-election debut.
 

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Now you can view blogs written by Donna at http://www.numpadplus.com/blog under the access and accessibility category and you can also see her biweekly editorial at www.accessibilitynews.ca/acnews/editorials/donna.php
In addition, you can view her monthly online magazine editorial at http://www.onestopbookcafe.com under the café talk link. 
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Friday, November 28, 2008

When you hear the word commitment

Hello there!  We hope that you are enjoying your Thanksgiving holiday weekend and that you are not too stuffed to read a little today.
This day we would like to bring you an editorial written by one of our esteemed team members, Donna J. Jodhan.
Donna presents a weekly feature on answers to consumers questions.  She is a special needs business consultant, prolific blogger, and author.
Here now is her editorial.
Have a great day. 
Your business team
 

When you hear the word commitment

 

So, here is my big question of the day.  When you hear the word commitment, what does it mean?  Does it mean that you have made a promise to do what you say you are going to do?  Or does it mean that you will only do what you feel like doing?  Or does it mean that you are only going to do half or less of what you promised to do?

 

There was a time when most of us took commitment seriously.  We did exactly what we promised to do and even went a bit further.  Some times, I notice that some of us still adhere to the sacred word but there are so many who simply do not.  They do not take commitment seriously and I get the impression that their version of the word commitment is that they will do whatever they feel like doing and the hell with the rest.  A few months ago I had the unpleasant experience of interacting with a young man who definitely did not understand the meaning of the word commitment.  He committed to producing a monthly newsletter for one of our clients but when he realized that it would entail having to work within a team, and working with persons from diverse backgrounds, he simply walked out saying:  "I don't have time to mingle with those of you who don't know what you're doing."

 

Clearly, this person missed the boat.  True it is he made the commitment to produce the monthly newsletter, but his version of commitment was vastly different from mine.  It appears to me that his version of the word commitment meant that he would do whatever he felt like doing and if something did not please him, then he would simply walk out.  Very sad!

 

Commitment seems to be on the decline these days.  From governments to companies and individuals, the general impression is that commitment seems to be quickly slipping away and being replaced with non commitment.  It's probably why so many marriages continue to end in divorce; because couples are not willing to carry through with their commitment.  It's probably why so many governments continue to find themselves  in hot water with each other and with their own people; because they continue to break their commitments.  It's probably why so many companies continue to find themselves losing customers and revenue; because they continue to ignore the commitments that they have made to their customers.  It's probably why so many recent graduates continue to find themselves being frustrated at not being able to find suitable employment; because they are unable to keep their commitment to show that they can stick when the going gets tough.

 

Unfortunately, the experience that I described above is very common these days.  We are constantly seeing instances of persons who commit to specific responsibilities and tasks but fail to complete them and you know what?  The excuses that they offer for not fulfilling their commitment are becoming more and more ridiculous.  In the case of this young man that I referred to above, he could not really come up with a real reason as to why he walked out.  Why he broke his commitment.  First he had the boldness to say that he did not want to mingle with people who did not know what they were doing.  Then he said that he did not want to meet us face to face for meetings.  Then he said that he did not want to work with anyone who was not committed.  Figure it out for yourself.

 

Here is my take on this subject.  I believe that when most of us make a commitment, we do it with the best of intensions but for some reason, whenever we run into difficulty, whenever we are faced with unexpected challenges, whenever the going gets tough, we simply forget our commitments and walk away because it's the easiest thing to do. Time for us to revisit and relearn the meaning of the word commitment.

The five top trends for 09 and how they impact on business

Hey there!  The day after that huge meal and I'm Alix Shadonnay at the business desk.
I think that it is time for me to start talking about some of the top trends for 2009/2010 that have been identified by our experts.  Might as well start preparing for the New Year.  This one is almost over and we should start hoping for better things to come.
To learn more please read on.
I'm Alix Shadonnay wishing you a pleasant holiday weekend.
 
 
Time now for Amazon picks of the week.
  The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying
By Suze Orman
A most relevant and suitable book for you to read during these very difficult times.  It is a must read as you ponder your economic future.
 
  Worlds Apart: Measuring International and Global Inequality
By Branko Milanovic
Yet another book that can be easily applied that our present hardships.  Excellent reading for you to ponder and discover.
 

Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia
Breaking news!          The five top trends for '09 and how they impact on business
 
        The five top trends for '09 and how they impact on business
        Australian Food - Melbourne,Victoria,Australia
        Additionally, with more people "cocooning" in their homes to save money, companies are provided with an opportunity to create better products for dining, ...
Read more at:
http://www.ausfoodnews.com.au/2008/11/11/the-five-top-trends-for-09-and-how-they-impact-on-business.html
 
        (Mobile Banking)Access Funds Through Your Mobile Phone for FREE
        By pcs140
        ... business real home based internet business top home based business internet based home business legitimate home based business legitimate home based business opportunities home based computer business idea home based small business ...
        Metacafe - Today's Videos by Metacafe -
http://www.metacafe.com/rss/today_videos 
 
        Merrill Loses Head of Asia I-Banking
        Business Opportunities and Work at Home Jobs; The Insider Secrets to Marketing Your Business on the Internet; Stimulate the Economy Through Jobs (Rep. Grace Napolitano); Malls, Migration and the Philippine economy; How To Start A Small ...
        Business News -
http://business.cq1.org/ 
 
        Classic Business Transcripts November 10th 2008
        By jeannine(Classic FM)
        We really want to try and build the business on a strong foundation and there are opportunities in South Africa, there are a lot of opportunities in the market that we operate in without us even having to go and foray into new ...
        Classic Business -
http://www.classicfm.co.za/business/ 
 
        Internet Home Based Business Opportunity Earn $15000 Month
        By admin
        home internet business work at home internet business home internet based business opportunity internet home business opportunity internet home based business at home internet business internet home business ideas and opportunities ...
        video theworldsgreatestdomainnames -
http://video.theworldsgreatestdomainnames.com/ 
 
        China 2.0 Tour profile: Bart Lapers
        By elliottng
        The China 2.0 tour should offer me a first introduction to business in China. [I want to] learn from young entrepreneurs how they identified opportunities, which challenges and difficulties they encountered building a venture in China. ...
        CN Reviews -
http://cnreviews.com/ 
 
          UK Retail Banking Professionals - Research and Expertise, Salary …
        I Am a Small Business Owner, So I Don't Need a Web site; Home Business Marketing Strategies: Current Economy; Can Obama Turn the Economy Around? Waralaba Menguntungkan Umiku Creves & Burger; Moreton Joins The Pizzuti Companies as ...
        Business News -
http://business.cq1.org/ 
 
        Future Economic Trends and Investment Opportunities, 2nd Edition ...
        By noreply@blogger.com (Dziaulhaque)
        In addition, for firms competing in the global marketplace, international economic indicators are of particular importance, because they allow executives to assess business opportunities abroad. But how do you begin to evaluate these ...
        Forex Trading Education -
http://valas-edu.blogspot.com/ 
 
        Making Ideas Work
        By cerventus
        The Global Entrepreneurship Week hopes to open up opportunities for young people interested in turning their ideas into business ventures. TECH guys Mike Tee and Devan Singaram initially only intended to be bystanders, documenting how ...
        Malaysia Entrepreneurs -
http://www.entrepreneurs.my/ 
 
        Cloud computing to be used to render all traditional software obsolete
        By darthchaosofrspw
        The Indian market is 'the' market best poised to leverage the opportunity to build and deliver applications in the cloud. There is potential for this to create new economy locally while delivering business application to the global ...
        DC: Infowarrior and Xubuntuphile -
http://darthchaosofrspw.wordpress.com/ 
 
        A Find in Online Vacation Rentals
        Sci-Tech Today - USA
        "We see a terrific opportunity to build a great company." While the economic slump is forcing many consumers to cut back on travel, HomeAway thinks its ...
Read more at:
http://www.sci-tech-today.com/fullpage/fullpage.xhtml?dest=%2Fnews%2FA-Find-in-Online-Vacation-Rentals%2Fstory.xhtml%3Fstory_id%3D031003SEM8Z8
 
        Age of the caring robot
        Sydney Morning Herald - Sydney,New South Wales,Australia
        "It is a huge market, a huge opportunity and there's going to be a lot of wins out of this, no doubt," Small says. "We have an industrial partner, too, ...
Read more at:
http://www.smh.com.au/news/specials/science/age-of-the-caring-robot/2008/11/12/1226318741569.html
 
        Bush: Economy 'can rebound quickly'
        The Swamp - Tribune's Washington Bureau - Washington,DC,USA
        At its most basic level, capitalism offers people the freedom to choose where they work and what they do, the opportunity to buy or sell the products they ...
Read more at:
http://www.swamppolitics.com/news/politics/blog/2008/11/bush_economy_can_rebound_quick.html
 
        LogicNet Plus Modeling Tip: Currency Exchange Modeling
        10/29 wacko explained; Finding Real People Reviews About Business Opportunities; Checkout; FNB Online Banking - Why FNB Might Be the Banking Company For You; Career Opportunities in Banking, Finance, And Insurance (Career … ...
        Business News -
http://business.cq1.org/ 
 
        10th GBDe Summit, 31 October, 2008, San Francisco, USA - Remarks ...
        By Monsefuano(Reserva Moral)
        APEC has observed the ability of electronic commerce to facilitate trade, expand business opportunities, reduce costs, increase efficiency and facilitate the greater participation of small business in global commerce. ...
        reservamoral.org -
http://reservamoral3.blogspot.com/ 
 
        Technorati Plummeting
        By escape_hatch@cox.net (Monique)
        638-The Rising Blogger 639-Saturday 9 640-haekal-bloger 641-The World Through My Eyes 642-Blog Income Project 643-Nelle - EmpressReviews 644-home for business 645-Kaleidoscope 646-Intrepid Ideas 647-Life in the United States ...
        Escape Hatch -
http://myescapehatch.blogspot.com/ 
 
        The Begining of Wealth Part One
        By admin
        What you won't receive is our personal training course, designed to hold your hand from day one and guide you to home business profits. It is a step by step interactive support with me and my support crew. ...
        Infinite Wealth -
http://www.moneykicks.com/ 
 
        Travelling Slow with Mozart: Interview with Jeanne from Soul ...
        By Eric Daams
        We have been amazed by the opportunities available for connecting and collaborating with other students and home school families from around the world. Recently I did an interview with Steve Hargadon from Classroom 2.0 and am excited ...
        TravelBlogs -
http://www.travelblogs.com/ 
 
 
 
 

Thursday, November 27, 2008

Facebook fraud

Hi everyone and a happy Thanksgiving to all!  I'm Heather DeMarco at the business desk.
As we prepare to sit down and enjoy our Thanksgiving meal, I would like you to give some serious thought to the matter of Facebook fraud.  In general and up until now, Facebook has been kept relatively fraud free and intruder safe but this may be about to change.  To read more, please see our news roundup below.
At the business desk, I'm Heather DeMarco rushing off to cook my turkey.
 

Security tips for home computer users
Breaking news!  Facebook fraud
 
        Facebook fraud
        Ninemsn - Sydney,New South Wales,Australia
        Have the latest Internet Security loaded on your home computer. There are a number of viruses which, once installed on a computer, send back to the hacker a ...
Read more at:
http://today.ninemsn.com.au/article.aspx?id=663482
 
        SunJava Update Includes MSN Toolbar
        By Corrine(Corrine)
        May the wind sing to you and the sun rise in your heart... Computer security news & information, help, tips and more, licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License.
        Security Garden -
http://securitygarden.blogspot.com/ 
 
        Technology Committee November Agenda
        By thompsoc
        Create virtual environment for use of software from home or work without upgrading local machine (with file access to Home/shared directories); Create quick tips sheet for each Office application (above + PowerPoint) for desk reference ...
        Technology Services -
http://community.elmbrookschools.org/technologyservices/default.aspx 
 
        Data Backup and Storage Solutions For Your Colocated Server
        By Spring(Spring)
        External hard drives that attach to your home computer and allow you to plop memory onto them are examples of DAS. What you save stays on one server, and copies of those files also nest in the same server, but on a separate drive. ...
        Computer Tips -
http://computertechnical.blogspot.com/ 
 
        Help with infections (MalwareBytes/HiJackThis logs)
        By Americo
        R3 - URLSearchHook: Best Security Tips Toolbar - {da30eff8-ccc6-4162-a20d-67402a26a215} - C:\Program Files\Best_Security_Tips\tbBes0.dll O2 - BHO: IEVkbdBHO - {59273AB4-E7D3-40F9-A1A8-6FA9CCA1862C} - C:\Program Files\Kaspersky ...
        Computer Forum -
http://www.computerforum.com/ 
 
        1000 hacking tutorials- The Best of 2008 Download: Code: http ...
        By khawaja haseeb(khawaja haseeb)
        More Hacking/Tips on Starting Your Own BBS.1 8.04 kB More Hacking/undocumented DOS commands.txt 23.17 kB More Hacking/UNIX Computer Security Checklist.0 49.34 kB More Hacking/UNIX Use and Security - By the Prophet.txt 153.74 kB ...
        ::::DIG IT NOW::: -
http://digitnow.blogspot.com/ 
 
       ITRC: Is Shopping On-Line Safe? It All Depends on You!
        MarketWatch - USA
        Keep your computer protection programs, such as firewall, anti-virus, and anti-spyware software updated. If you have questions about your computer security ...
Read more at:
http://www.marketwatch.com/news/story/ITRC-Is-Shopping-On-Line/story.aspx?guid=%7B877C511F-462C-48F2-8715-8C4547DED3EA%7D
 
        Can Telecommuting and a Four-Day Workweek Build a Better Workforce?
        WELT ONLINE - Germany
        Jobs that are high on daily customer contact or require access to in-office reference materials won't travel well, but those that are heavy on computer work ...
Read more at:
http://newsticker.welt.de/index.php?channel=fin&module=smarthouse&id=808844
 
        What is BotNet and What Does a Botnet Do - Tutorial
        By Chris Martin
        Meanwhile, the activated program attaches itself to an element of the user's operating system so that every time the user turns on his computer, the program becomes active. The program either contains specific instructions to carry out ...
        About Online Tips -
http://www.aboutonlinetips.com/ 
 
        Will Microsoft's Strong Anti-Piracy Stand Drive People to Linux?
        By Computer Tips(Computer Tips)
        But if you're a small computer store and you build five clone PCs per month, you'd have to pay the typical single user price for genuine Windows. (For XP that's about one hundred dollars for the Home Edition and one hundred fifty ...
        Computer-Internet Tips & Tricks -
http://pc-internet-tips.blogspot.com/ 
 
        Security for Home Computer Users: Financial crisis inspires new ...
           By AWSODA-SYSTEMS(AWSODA-SYSTEMS)
        Welcome to Security for Home Computer Users, a monthly newsletter bringing security news, guidance, updates, and community resources directly to your inbox. If you would like to receive more technical security information, ...
        Security News Collected by AWSODA-SYS... -
http://complete-security-news.blogspot.com/ 
 
        (SCC) Catalyst Community Update for November 12, 2008
        By securitycatalyst@gmail.com (Michael J....
        I'm starting an online CISSP study group (member driven); Explaining the WPA-TKIP issue to end users (TALK ABOUT TIMELY!!) Red Flags (ID Theft); Starting an Incident Handling/Response Program (MUST READ!!) Security (or other) White ...
        The Security Catalyst -
http://www.securitycatalyst.com/blog/ 
 
        Botnets: Keep computers up to date or else
        TechRepublic - Louisville,KY,USA
        Most individuals with home or SOHO computer networks don't have dedicated IT personal, the time, or inclination to keep computers current on every operating ...
Read more at:
http://blogs.techrepublic.com.com/networking/?p=719
 
        Minutes for November Meeting
        By thompsoc
        Create virtual environment for use of software from home or work without upgrading local machine (with file access to Home/shared directories); Create quick tips sheet for each Office application (above + PowerPoint) for desk reference ...
        Technology Services -
http://community.elmbrookschools.org/technologyservices/default.aspx 
 
        Hide Folders XP 2.9.8.421
        By I'm Machine(I'm Machine)
        Hide Folders® XP is a simple but ingenious program for Microsoft Windows XP and 2000 users. Every day we trust our personal files to a computer. Who knows how many people will want to get access to them? If you share your computer with ...
        Kuala Tungkal Boy -
http://kualatungkalboy.blogspot.com/ 
 
        WEBROOT® Research Findings: Serious Risk Of Losing Digital Files ...
        By Julie Andguladze(George S.)
        98 percent of PC users have antivirus protection on their home computers, 93 percent have antispyware protection and 95 percent have firewall security • Despite these measures, 46 million people in the United States and the United ...
        BLOGVASION -
http://www.blogvasion.com/ 
 
        Upgrading to Windows Vista - Can You Afford It?
        By admin
        There are six different versions of Vista, each targeted at different markets; four for home users and two for business users. The home versions include Vista Ultimate which touts some "cool" extras, Vista Starter, a stripped down ...
        Software Articles Free Submit... -
http://www.qualinsoft.com/blog/ 
 
        Windows Security Tips
        By admin
        Over the past recent years security has become the major concern of the internet users. It is important to keep your home computer secure from the viruses, hackers, spyware and other security threats. These security tips are applied on ...
        deletetrojan.co.cc -
http://www.deletetrojan.co.cc/ 
 
 

Wednesday, November 26, 2008

Holiday stress, a problem in tough economy

Good morning!  I'm Kerry J Harrison at the business desk.
With the fast approaching holidays comes the concern over mounting stress, anxiety, and depression.  This holiday season may very well be the one where more of us will probably find ourselves having to deal with more stress in the family.  Things may not be looking good for us but there is a glimmer of hope at the end of the tunnel.  To read more, please see our news roundup below.
I'm Kerry J Harrison wishing you a happy Thanksgiving.
 
 
News on stress, anxiety, and depression
Breaking news!          Holiday Stress A Problem In Tough Economy
       
 
        Homecoming Veterans Often Face Inner Challenge
        Washington Post - United States
        While depression and PTSD are common, according to experts, so are anxiety and substance abuse. Making the mental health problems worse, Rosenberg said, ...
Read more at:
http://www.washingtonpost.com/wp-dyn/content/article/2008/11/11/AR2008111100906.html
 
        Holiday Stress A Problem In Tough Economy
        WJTV - Jackson,MS,USA
        He says the rough economy will create more anxiety and depression for people struggling to get by. "I think it's very distressing not to be able to do for ...
Read more at:
http://www.wjtv.com/gulfcoastwest/jtv/news.apx.-content-articles-JTV-2008-11-10-0030.html
 
        Robinson: Brain injuries, wounds from stress affect both veteran ...
        Shreveport Times - Shreveport,LA,USA
        Others return suffering from prolonged depression or crippling episodes of anxiety, often accompanied by the intrusive memories and nightmares that ...
Read more at:
http://www.shreveporttimes.com/article/20081111/OPINION03/811110314/1058
 
        Thursday's News 1111 2008
        By Chuck Dudley Jr(Chuck Dudley Jr)
        Mike Matar, a psychiatrist affiliated with Ben Gurion University's Anxiety and Stress Research Unit, who participated in the study. People with PTSD "do less and less and less. Basically they are unable to put their lives back together ...
        Columbia Citizens For Disability... -
http://ccfda.blogspot.com/ 
 
        BBC NEWS: Depression treatment trial launch
        By Ovidia(Ovidia)
        Ruby Wax said of her experience: "Under stress the only way I can reduce my anxiety, both physically and mentally, is by practising Mindfulness. "My heart rate lowers, I can breathe again and my mind becomes clear so I can deal more ...
        We Must Not Think Too Much -
http://wemustnotthinktoomuch.blogspot.com/ 
 
        ErieKIDS premieres musical film about depression and divorce
        By joel@nataliemedia.com
        Anger, Anxiety and Depression plague children of divorce. All too often, these families are devastated and broken; left to recapture some semblance of balance. With the painful end of a relationship, and legal battles over support and ...
        The Press and Tower :: News and... -
http://www.pressandtower.com/ 
 
        Fibromyalgia Can No Longer Be Called The Invisible Syndrome
        "Interestingly, we found that these functional abnormalities were independent of anxiety and depression status," Guedj said. According to Guedj, disability is frequently used in controlled clinical trials to evaluate response to ...
        Accessibility News - Latest -
http://www.accessibility.com.au/news/ 
 
        The Health and Safety Executive supports National Stress Awareness ...
        In 2007/08 work related stress, depression and anxiety cost Great Britain in excess of £530 million. The number of workers who reported new cases of work-related stress increased by 237000. Many successful organisations use the HSE ...
        I-Resources - Latest News -
http://www.i-resources.co.uk/ 
 
              SF Weekly Blogs
        The Clickable Clit: "Is There a Link Between Cybersex and Depression?"
        SF Weekly Blogs - San Francisco,CA,USA
        Melbourne researchers have apparently found that, "People who visit online sex sites have 'alarmingly high' rates of depression, anxiety and stress," ...
Read more at:
http://blogs.sfweekly.com/shookdown/2008/11/the_clickable_clit_is_there_a.php
 
        Joyful Music in Tune With Heart Health
        U.S. News & World Report - Washington,DC,USA
        ... body chemicals that block pain and ease anxiety and depression. "Clearly, the role of psychological risk factors, and particularly psychological stress, ...
Read more at:
http://health.usnews.com/articles/health/healthday/2008/11/11/joyful-music-in-tune-with-heart-health.html
 
        Free exercise methods to reduce stress
        abc7.com - Los Angeles,CA,USA
        "Oh gosh, stress, anxiety, depression, difficulty sleeping, weight gain, weight loss," said Dr. Leslie Seppinni. Rather than turning to pills or alcohol, ...
Read more at:
http://abclocal.go.com/kabc/story?section=news/food_coach&id=6501006
 
        Wales must tackle Bullying at Work Day
        Physiological effects include raised blood pressure and heart disease, reduced resistance to infection, stomach and bowel problems, skin problems, fear or anxiety or depression leading to suicide, and severe loss of confidence and ...
        Glamorgan News -
http://news.glam.ac.uk/news/ 
 
        Stressed Out? Find Relief Through Ayurveda!
        By Dr. Helen Thomas, D.C.
        Stress can be a fight with a loved one, getting fired from your job, sitting down with your checkbook, watching the evening news, or even going out on a first date. Stress can be anything that comes knocking on your door, but the stress ...
        Effortless Ayurvedic Living -
http://effortlessayurvedicliving.com/archives/ 
 
        Basic Facts About Depression
        By onlinehealthnews
        Meditation–Meditative practices such as mindfulness, deep breathing, and yoga may help to calm the mind and reduce stress, easing the symptoms of depression. Social Support–A social network of friends, family, and people with similar ...
        Online Health News -
http://onlinehealthnews.wordpress.com/ 
 
        Teen Risk for Schizophrenia, Psychosis
        By Rick Nauert, Ph.D.
        They often suffer from homelessness, major depression and anxiety disorders. "Because schizophrenia is severely debilitating, usually chronic and very costly, preventing its onset has become a major area of emphasis of the NIMH," said ...
        Psych Central News -
http://psychcentral.com/news/ 
 
        About Depression: Feeling SAD?
          By Duck(Duck)
        This type of depression, known as seasonal affective disorder, or SAD, is a biologically-based condition related to lower exposure to sunlight during the shorter days of the year. The good news is, it's easily treated. ...
        Health News Updates -
http://health.iwc.cc/ 
 
        One-fifth of family carers suffer from depression
        Belfast Telegraph - United Kingdom
        The organisation says 25% of carers have anxiety problems, while more than one-quarter suffer with back injury. It also says 68% of carers who are diagnosed ...
Read more at:
http://www.belfasttelegraph.co.uk/breaking-news/ireland/onefifth-of-family-carers-suffer-from-depression-14062468.html
 
        Overworked, Vacation-Starved America Ranks #1 in Depression ...
        AlterNet - San Francisco,CA,USA
        Work-related stress can lead to sudden heart attacks, obesity, anxiety and depression. A World Health Organization and Harvard Medical School study last ...
Read more at:
http://www.alternet.org/healthwellness/106830/overworked,_vacation-starved_america_ranks_%231_in_depression,_mental_health_problems/
 
        Stress persists for quake survivors in less-affected areas
        Xinhua - China
        They found that overall, those with post-traumatic stress disorder (PTSD), an anxiety disorder that can follow disturbing events, had fallen below 10 ...
Read more at:
http://news.xinhuanet.com/english/2008-11/13/content_10353182.htm
 
        vvaw.org
        ELSPETH RITCHIE (MD), US Army: Our research supports the more deployments that you have, the higher the likelihood of anxiety, depression, and post-traumatic stress disorder. In soldiers who had deployed once, about 12 percent had ...
        TIM BLAIR: NEWS/SPORTS/COMMUNITY... -
http://timblair.spaces.live.com/ 
 
        About the words "mad" and "madness"
        By Sandy Naiman
        Everyone experiences normal levels of "anxiety" and "depression." Those words are part of our lexicon. Some people cannot imagine what "clinical" anxiety or depression look or feel like. Not true for the words, "schizophrenia" or "mania ...
        Coming Out Crazy -
http://thestar.blogs.com/mentalhealth/ 
 
        We're All In This Together: Lynette Gives Roxy a Lesson on the ...
        By RoxiticusDH(RoxiticusDH)
        Lofty Matters shared the headlines from the American Psychological Association's online surveys about recent high levels of stress, along with a few of the economic statistics triggering these spikes in anxiety and depression. ...
        Roxiticus Desperate Housewives - http://roxiticusdh.blogspot.com/ 
        American Academy of Dermatology: How You Feel on the Inside Could ...
        ... rollercoaster of life, sometimes the "down" periods have long-lasting effects on more than just our mood. In fact, numerous studies link factors that impact our emotional well-being -- such as stress, depression and anxiety -...
        Latest Medical News from Bio-Medicine... -
http://www.bio-medicine.org/medicine-news-1/ 
 
        Practical Toolkit Provides Fresh Perspective On Anxiety Disorder
        It is often accompanied by depression or other anxiety disorders3,4 - and it has a substantial negative impact on quality of life, productivity at work, and healthcare costs.5 The condition is common, affecting approximately 39 million ...
        Accessibility News - Latest -
http://www.accessibility.com.au/news/ 
 

 

Tuesday, November 25, 2008

Important answers to consumers concerns

Top of the day to you!  I'm Donna J. Jodhan at the business desk.
Well, a well-deserved holiday coming this week and I hope that we all get to enjoy our Thanksgiving.
I have a lot of questions to answer this week before I go off on my holiday so here goes.
 
Important answers to consumers concerns
 
Question from Miko Simcar:  Donna, do you think that this present crisis will have an adverse affect on our mental
health?  Would the holidays bring more stress to us?
Answer:  Miko, I am afraid that with the approaching holiday season, more and more persons are probably going to find themselves suffering from stress. It is only natural that the holiday season would bring more stress to many whether in good times or bad but with the present economic down turn one should expect to see more stress creeping into the lives of more persons.  Please check out my reference below.  I hope it answers your question.
Holiday Stress A Problem In Tough Economy
WJTV - Jackson,MS,USA
He says the rough economy will create more anxiety and depression for people struggling to get by. "I think it's very distressing not to be able to do for ...
Read more at:
http://www.wjtv.com/gulfcoastwest/jtv/news.apx.-content-articles-JTV-2008-11-10-0030.html
 
Question from Grace Wong:  Do you have any info on what some of the top trends for home businesses could be for 2009?
Answer:  Grace, Yes, and I recently found this article on my desk.  Please give it a read.
The five top trends for '09 and how they impact on business
Australian Food - Melbourne,Victoria,Australia
Additionally, with more people "cocooning" in their homes to save money, companies are provided with an opportunity to create better products for dining, ...
Read more at:
http://www.ausfoodnews.com.au/2008/11/11/the-five-top-trends-for-09-and-how-they-impact-on-business.html
 
Question from Britney Nicholson:  Donna, my friends tell me that Facebook is not as safe as one might think.  Is there anything that I should be aware of?
Answer:  Britney, this article has been making the rounds.  I suggest that you check it out.  I hope it helps.
Facebook fraud
Ninemsn - Sydney,New South Wales,Australia
Have the latest Internet Security loaded on your home computer. There are a number of viruses which, once installed on a computer, send back to the hacker a ...
Read more at:
http://today.ninemsn.com.au/article.aspx?id=663482
 
Question from Amanda Eriksen:  Do you think that now that Obama is president, it could open up more opportunities for foreign language professionals?
Answer:  Amanda, I do not see why not!  However, I am not going to go out on a limb an expand on this.  So I will give you a reference to check out.
Obama's multi-lingual campaign is best practice for targeting US ...
Response Source (press release) - London,UK
... Chinese. It is also important to recognise 'American English' as a language in its own right, which is why we only ever use North American translators ...
Read more at:
http://www.responsesource.com/releases/rel_display.php?relid=43149&hilite=
 
Question from Leslie Georges:  Is work-related stress on the rise?
Answer:  Leslie, according to several articles that I have read, work-related stress is definitely on the rise and I have a really interesting article for you to check out.  This one focuses on the picture in Britain which may not be much different to North America.  Do check it out.
The Health and Safety Executive supports National Stress Awareness ...
In 2007/08 work related stress, depression and anxiety cost Great Britain in excess of £530 million. The number of workers who reported new cases of work-related stress increased by 237000. Many successful organisations use the HSE ...
I-Resources - Latest News -
http://www.i-resources.co.uk/ 
 
Question from Jim Gartner:  I am looking for some information on the investment climate in China.  What can you offer me?
Answer:  Jim, here you go.  This article seems very interesting and informative.  I just skimmed it so I will leave it to you to read on.
China 2.0 Tour profile: Bart Lapers
By elliottng
The China 2.0 tour should offer me a first introduction to business in China. [I want to] learn from young entrepreneurs how they identified opportunities, which challenges and difficulties they encountered building a venture in China. ...
CN Reviews -
http://cnreviews.com/ 
 
Question from Marion White:  Should seniors and retirees be looking for work to help supplement their incomes at this time?
Answer:  Marion, I am afraid so.  Things at the moment do not look very good for all of us but for seniors and retirees it is even gloomier.  The reference below should give you a more expanded picture.
As assets fail, seniors brace for a few more years at work
Pioneer Press - St. Paul,MN,USA
While they expected aging Americans to affect the economy — especially when the baby boomers retire and leave some professions shorthanded — they weren't ...
Read more at:
http://www.twincities.com/ci_10943474?nclick_check=1
 
Question from Don Green:  How safe is online shopping?
Answer:  Don, a very broad question but I have a perfect article for you.  Please read on.
ITRC: Is Shopping On-Line Safe? It All Depends on You!
MarketWatch - USA
Keep your computer protection programs, such as firewall, anti-virus, and anti-spyware software updated. If you have questions about your computer security ...
Read more at:
http://www.marketwatch.com/news/story/ITRC-Is-Shopping-On-Line/story.aspx?guid=%7B877C511F-462C-48F2-8715-8C4547DED
 
Question from Matt Ritzker:  Donna, can you tell me where I can go to get the picture on Canada re aging baby boomers retiring?
Answer:  Matt, I am not sure if I understand but hopefully the article below will give you some insight.  I hope it helps.
The graying of Canada
Toronto Star - Ontario, Canada
And many of those geriatricians are close to retirement themselves. The crisis facing Canada as our population bulge of baby boomers turns into seniors ...
Read more at:
http://www.thestar.com/comment/article/533210
 
Question from Donna Grunman:  Donna, Can tele commuting help to build a better and more productive work force?
Answer:  Donna, a very good question and in some ways I believe so but in other instances there may be arguments against this opinion.  I recently read the article below and I found it to be very interesting.  Please give it a read.
Can Telecommuting and a Four-Day Workweek Build a Better Workforce?
WELT ONLINE - Germany
Jobs that are high on daily customer contact or require access to in-office reference materials won't travel well, but those that are heavy on computer work ...
Read more at:
http://newsticker.welt.de/index.php?channel=fin&module=smarthouse&id=808844
 
Question from Stefane Micheau:  What do you think is the language of the Internet and how are people doing when it comes to being able to translate to and from English?
Answer:  Stefane, here you go.  An article that sheds some light on the present picture.  I hope it helps.
Challenges of the polyglot internet
By lokman.tsui
English so far is doing the job (poorly) as the lingua franca of the internet. Ethan warns us that machine translation will never be up to the task completely by itself. It will take a combination of tools and communities to achieve ...
Global voices, one world -
http://www.lokman.org/ 
 
Question from Jay Rampacker:  Donna, what do you think; are people eating better now that the economy is in turmoil?
Answer:  Jay, according to several articles that I have read, yes.  My reference below certainly confirms this.  Please give it a read.
Has the Economy Affected Your Healthy Eating Habits?
FitSugar.com - San Francisco,CA,USA
Has the Economy Affected Your Healthy Eating Habits? Yes, I've had to cut back on buying organic produce. Yes, I have had to drastically change how I shop. ...
Read more at:
http://www.fitsugar.com/2468774
 
Question from Rej Greco:  Donna, can you give me some info on the depression condition called SAD?
Answer:  Rej, certainly.  Here you go.  Please read my reference below.  It lays things out quite well for the reader.
About Depression: Feeling SAD?
By Duck(Duck)
This type of depression, known as seasonal affective disorder, or SAD, is a biologically-based condition related to lower exposure to sunlight during the shorter days of the year. The good news is, it's easily treated. ...
Health News Updates -
http://health.iwc.cc/ 
 
Question from Orlando Pestana:  I need some info on Botnets.  Do you have anything to say on this?
Answer:  Orlando, I am going to refer you to a reference below.  I hope it can help you to gain an understanding of what Botnets are.
Botnets: Keep computers up to date or else
TechRepublic - Louisville,KY,USA
Most individuals with home or SOHO computer networks don't have dedicated IT personal, the time, or inclination to keep computers current on every operating ...
Read more at:
http://blogs.techrepublic.com.com/networking/?p=719
 
Question from Angela Copperfield:  Donna, what are the benefits to making one's website multi lingual?
Answer:  Angela, this is my opinion.  If you want to keep everyone happy then you should seriously consider making your website multi lingual.  It is only natural that anyone would want to read the content of a website in their own language.  Please read my reference below.
Your website is driving away non-English speaking customers ...
Trouble is, when you're talking native tongue, English is the fourth most-spoken language in the world behind Mandarin Chinese, Hindi, and Spanish. If you want to leave out approximately 3.2 billion non-English speakers, go ahead, ...
Ecademy: user blogs -
http://www.ecademy.com/module.php?mod=blog 
 
Question from André Scott:  Donna, I am seeking a unique idea for an Internet based business.  Do you have any tricks up your sleeve?
Answer:  André, I just might.  Check out my reference below.  I really like this one.
A Find in Online Vacation Rentals
Sci-Tech Today - USA
"We see a terrific opportunity to build a great company." While the economic slump is forcing many consumers to cut back on travel, HomeAway thinks its ...
Read more at:
http://www.sci-tech-today.com/fullpage/fullpage.xhtml?dest=%2Fnews%2FA-Find-in-Online-Vacation-Rentals%2Fstory.xhtml%3Fstory_id%3D031003SEM8Z8
 
I am out of time for this week but before I leave you, here is my tip.
Use your skills to help generate extra income.  You would be surprised to know how you can use the simplest of skills to help bring in some well-needed earnings.  Skills can range from anything like using your hands to carry out house renovations to translation, transcription, and even holiday gift wrapping and cooking.
 
I'm Donna J Jodhan wishing you a terrific day, happy Thaksgiving, and a great week ahead.

Monday, November 24, 2008

As assets fail, seniors brace for a few more years at work

Good day everyone!  I'm Jeff N marquis at the business desk.
As the economy continues to grab the major headlines of the day, many seniors are bracing for a few additional years at work.  There was a time not too long ago when many of them were hoping to retire early and then walk off into the sunset to enjoy their golden years.  Not anymore and if you would like to learn more then please read below.
I'm Jeff N Marquis wishing you a pleasant day.
 
 
News for retirees, aging baby boomers, and seniors
Breaking news!  As assets fail, seniors brace for a few more years at work
 
        LibertyStreet Financial Group Launches New Government-Backed ...
        MarketWatch - USA
        SAN DIEGO, Nov 11, 2008 (BUSINESS WIRE) -- With many baby boomers coming of age, retirement incomes for seniors have remained relatively flat while the cost ...
Read more at:
http://www.marketwatch.com/news/story/LibertyStreet-Financial-Group-Launches-New/story.aspx?guid=%7BBEF7F5C3-B376-44BF-83EA-6A4D468A7EDA%7D
 
        As assets fail, seniors brace for a few more years at work
        Pioneer Press - St. Paul,MN,USA
        While they expected aging Americans to affect the economy — especially when the baby boomers retire and leave some professions shorthanded — they weren't ...
Read more at:
http://www.twincities.com/ci_10943474?nclick_check=1
 
        The graying of Canada
        Toronto Star - Ontario, Canada
        And many of those geriatricians are close to retirement themselves. The crisis facing Canada as our population bulge of baby boomers turns into seniors ...
Read more at:
http://www.thestar.com/comment/article/533210
 
        'Positive Aging' - People discovering their own fountain of youth
        KARE - Minneapolis,MN,USA
        While Hensel's story may sound extraordinary, experts say it's a sample of what's happening as 77 million baby boomers move into retirement. ...
Read more at:
http://www.kare11.com/news/news_article.aspx?storyid=527570
 
        Too many patients, too few doctors
        Toronto Star - Ontario, Canada
        His only hope is that "the baby boomers will wake up. They're assertive. They see what's happening to their parents, and they're realistic enough to realize ...
Read more at:
http://www.thestar.com/Atkinson2008/article/533870
 
              Mormon Times
        Home Alone -- Elderly face challenges in meeting needs
        Mormon Times - Salt Lake City,UT,USA
        With baby boomers poised to become Utah's elderly in the next decade or two, there may not be enough village to go around. Carl Vance learned about ...
Read more at:
http://mormontimes.com/mormon_living/health_lifestyle/?id=4976
 
        Arizona seniors' medical records going online in pilot program
        Tucson Citizen - Tucson,AZ,USA
        "Time is short, especially considering the tsunami of baby boomers who are on the cusp of retirement." With online records, patients can choose to make ...
Read more at:
http://www.tucsoncitizen.com/ss/arizona/102448.php
 
        Planning for a healthy retirement
        Calgary Herald - AB, Canada
        "The simple fact is that today's baby boomers are likely to live a great deal longer than any generation before them," says Lee Anne Davies, ...
Read more at:
http://www.canada.com/calgaryherald/news/calgarybusiness/story.html?id=bad01fb5-009c-4004-bbd2-2c2d9a6821b3
 
              Foreign Policy Passport
        The List: Obama's 10 Worst Ideas
        Foreign Policy Passport - USA
        What he said: "I'll make retirement more secure for America's seniors by eliminating income taxes for any retiree making less than $50000 per year. ...
Read more at:
http://www.foreignpolicy.com/story/cms.php?story_id=4461&page=1
 
        MarketTools November/December 2008 Insight Report on US Economy ...
        MarketWatch - USA
        Baby Boomers (in their mid 40s to early 60s) are cutting back the most, with 66 percent spending less on gifts this season. -- 57 percent of all respondents ...
Read more at:
http://www.marketwatch.com/news/story/MarketTools-NovemberDecember-2008-Insight-Report/story.aspx?guid=%7BE2C51416-6FC2-45FF-A5B9-7AB68CE53578%7D
 
        ULM gerontology program professor featured in National Journal
        Monroe News Star - Monroe,LA,USA
        It is estimated that about 4.5 million Americans already have Alzheimer's disease and that number could increase as baby boomers reach retirement. ...
Read more at:
http://www.thenewsstar.com/article/20081113/UPDATES01/81113005
 
        Job-hunting resources for retirees
        By Bill
        Aging Workforce News (www.agingworkforcenews.com/aginglinks.html) is not a job board but provides a useful collection of work-related links. • BoomerCareer.com is a collection of career articles and resources targeting baby boomers, ...
        EmploymentDigest -
http://www.employmentdigest.net/ 
 
        Long Term Care Insurance, Prepare for the Unthinkable
        By Terry Stanfield
        This gives you tremendous options. Mail this post. Technorati Tags: baby boomers, blogging, family, financial, financial planning, Health, Insurance, long term care, long term care insurance, retirement, seniors.
        Disability Issues and News -
http://www.scooterstoreauctions.com/blog/ 
 
        baby boomers
        by boomers,seniors,health,financial,retirement,family,long term care,financial planning Word Count: 524 Category: Finance:Insurance ——————————— Long-Term Care Insurance, Prepare for the Unthinkable. by Terry Stanfield ...
        Criminal News Stories -
http://todayscrimenews.com/ 
 
 
 

 

Saturday, November 22, 2008

Your personal bailout package

Hello there!  We the business team would like to bring you a very relevant article for your reading this weekend.
One that is extremely relevant to today's economic conditions, and one that comes from a very reliable source.  The views expressed here are those of the author and not ours.  We urge you to make up your own minds.  We are only here to ensure that you are provided with all the necessary information and we thank the hard working researchers at www.sterlingcreations.ca for passing this along to us.
Have a great weekend. 
 
 
Your Personal Bailout Package
 
                
 
Dear Investor,
 

 My name is Michael Warren, I am a partner of the firm Gryphon Financial and head of equity Hedge Fund strategies as well as managing our offshore Hedge Fund and Structured products division.  Since 1993 I have played a integral role in the developement of Gryphon Financial the Newsletter Division.  I am a graduate from Columbia University and The Wharton School of Business. I come from a long line of investors and Traders, as a matter of fact five generations.  It's my personal opinion that we can outperform any Newsletter in the business. I would be more than happy to help with any questions.  I can be reached at 1-800-828-9921 or 212-859-5088.
 

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What Goes Down Must Go Up
 

We have seen gold stocks absolutely destroyed this year beyond imagining, declining even more than bullion, with a 50% retracement of the prior decline in gold shares likely in the coming months. Such a sharp move in gold shares would not be surprising as the sell off this month has been overdone by any measuring stick with gold stocks currently presenting values never seen before.
 
Over the past year we have seen gold stocks underperform bullion with the trend accelerating to the downside since July as the credit crisis intensified. While the credit crisis explains the strong underperformance of gold shares recently, it does not explain the weakness seen in gold stocks relative to gold from November of last year until July of this year.
 
Figure 1
 
Source: Stockcharts.com
 
Perhaps the best explanation for gold share underperformance earlier in the year was due to rising oil prices that were cutting into gold producer margins. So, even though gold bullion was rising, it was not rising as much as crude oil because gold producer's profit margins were getting squeezed. The ratio of gold to oil serves as a relative proxy for gold miner profit margins and has displayed a close correlation with gold stocks relative performance to gold bullion. As seen in the figure below, the ratio of gold to oil peaked last year and has been falling since then, until recently as oil prices have collapsed while gold has held up more strongly. Typically, turns in the gold to oil ratio mark turns in the gold stocks to gold bullion ratio, and the recent upturn in the gold to oil ratio is likely signaling gold stock outperformance relative to bullion ahead.
 
Figure 2
 
Source: Bloomberg
 
Not only does the ratio of gold to oil point towards a rebound in gold stock outperformance, but so too does the ratio of gold stocks to gold itself which hit a major statistical extreme this month. The ratio is currently nearly three and a half standard deviations (SDs) from its multi decade long-term average, the most extreme reading seen in the past 24 years. The ratio should stay within two SDs from the mean roughly 95% of the time which has indeed been the case. However, the current reading of 3.41 SDs away from the mean should only happen 0.06% of the time, or to put it differently, 99.94% of all observations should be contained within 3.41 SDs of the mean.
 

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No Surprise Here... Since Their Investment Intelligence Is Powerful Enough to Put $500,000 in Your Pocket over the Next 12 Months
 

Dear Investment Reader,
In a recent article entitled "The Hedgefund Trader," The Wall Street Journal writes that "there are now more than 430,000 households in the U.S. with a net worth of $10 million or more." Only who are these people, and how can you break into their crowd?
 

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Tired of the hard-sell from wealth-management firms and private banks, the ultra-rich are now joining exclusive, private investment clubs. By pooling their expertise, these wealthy individuals are able to build legacies of wealth, protect them, and keep them safe from the prying hands of the IRS.
 

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Figure 3
 
Source: Bloomberg
 
So you can see how extreme the current reading is from a statistical perspective, and readings roughly two SDs from the mean often mark peaks and troughs in gold shares. For example, the prior two lowest readings over the last 24 years in the XAU to bullion ratio have marked major turning points in gold shares. The -1.77 SD reading seen in 1986 marked a major move in gold shares with the XAU rallying 164% in just over a year. The -2.03 SD reading in 2000 marked the kickoff to the gold bull market this decade and the current reading also likely points to a major turning point in gold shares.
 
Figure 4
 
Source: Stockcharts.com
 
In terms of gauging a likely rebound in gold shares, a 38.2% Fibonacci retracement of the current decline would roughly coincide with the September bottom and an 84% move off the recent lows. A 50% retracement would put the XAU back to roughly 136 and mark a 111% move off the recent lows. Either way, the move in precious metals should be explosive as the downward thrust was exponential with the September lows likely marking the first line of resistance. A move back up to the September lows will be a welcome development for commodity bulls to recoup a significant portion of recent losses.
 
Figure 5
 
Source: Stockcharts.com
 
While the resource complex (and broad market for that matter) is likely to experience a sizable rally from oversold conditions, gold shares likely present the most attractive opportunity for several reasons. For starters, the gold to oil ratio is just off multi-decade lows with gold offering greater relative value than oil based on the historical relationship between the two. Reflecting the relative value between the two commodities is the ratio of gold shares (XAU) relative to oil shares (XOI), with the relative stock ratio also at multi-decade lows with gold shares representing a greater bargain relative to oil shares.
 
Figure 6
 
Source: Bloomberg
 
We have likely witnessed a major turning point recently in gold shares relative to oil shares. The trend in underperformance of gold shares relative to oil shares was broken last year as the Fed began to cut interest rates, which was the same backdrop for gold shares outperforming oil shares beginning in late 2000. Another similar development between the two time periods was the Federal Reserve expanding its balance sheet in a reflation effort. With the previous reflation effort paling in comparison to the current campaign, gold shares should outperform oil shares by a sizable margin.
 

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For a brief but dramatic moment today, some conference attendees thought perhaps God himself was delivering investment advice, as a voice bellowed out:
 

You do not make money in the market by looking in the same place as everyone else.
 
The podium was empty. The aisles revealed no one. The back of the room was the usual few people shuffling in and out between sessions...
 

You do not make money in the market by looking in the same place as everyone else.
 
But there it was again. Some heads looked up (those who thought God was the likeliest one to reveal this message to them, perhaps). Others continued to scan the room quizzically. But the most insightful moment for this reporter came whenthe person attached to the voice revealed himself in the back of the room after repeating his message four times - and still, three quarters of the room watched the podium stubbornly...
 
Is this what we do as investors? Even when we know we have to think outside of the box. Trade on the trends before they transform into headlines. And abandon the self-defeating emotional responses that would have us broke in a matter of hours if we let them?
 
The brash new editor of Stock Shocker Of The Week, challenged attendees to snap out of it - to stop investing by headlines and hot tips. To stop watching stock prices on your computer screen and break out in a sweat when they wiggle around. To get outside and live a little. The more hands off you are as an investor, the better off you'll be.
 
Don't believe him? He must be on to something, because he's racking up enormous gains for his limited number of subscribers.
 
READ ON....
 
 
 
 
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Figure 7
 
Source: Stockcharts.com
 
Figure 8
 
Source: Federal Reserve
 
Additional support for gold share outperformance relative to oil shares is that all across the globe countries are debasing their currencies as seen in the table below of country monetary growth rates.
 
Table 1. Global Monetary Growth Rates (Y/Y % Chg)
 
Source: Bloomberg LP
 
Developments such as these will be bullish for gold long term, and with gold shares representing a bargain relative to both gold bullion and energy shares, investments in gold stocks at these depressed values will likely be rewarded in the years ahead.
 

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If you had just one opportunity to seize everything you've ever wanted... by investing in one newsletter... Would you know which one?
 
Guess What? You better because ONE SHOT may be all you get!!
 
 
 
Have you ever noticed that everyone on TV, to guy on the next bar stool claims they know the next big STOCK investment? Even if that guy is BUFFET- he'd still be wrong. Want to know why? Because there is no one who can pick stocks 100% correctly---That's why!
 
Every minute an investment is not in your portfolio is a minute it is not producing profits for you. The key to picking the most profitable positions is to follow a time-tested, well informed, qualified staff of traders and follow them.
 
"Your buying begins with the greatest advice...plain and simple..." J.Grecco
 
We make you MONEY!
 
It's simple math. You lose 10 to 100 times the cost of a position in the time you spend researching positions, newsletters and services. Get the advice and positions you need to create the wealth you desire.
 
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By the time everyone else catches on, You've already made your fortune!
 
Canada's Public Infrastructure isn't as nearly bad or as costly as the U.S's, however with far less in population and industry doesn't mean the investment opportunities are far less, in fact they may be greater. Here's why...
 
 

READ ON....
 
 

Donna J Jodhan is the president of Sterling Creations
Now you can view blogs written by Donna at http://www.numpadplus.com/blog under the access and accessibility category and you can also see her biweekly editorial at www.accessibilitynews.ca/acnews/editorials/donna.php
In addition, you can view her monthly online magazine editorial at http://www.onestopbookcafe.com under the café talk link. 
Donna also hosts a weekly feature called important answers to consumers concerns at http://www.untappedwealth.com/businessdesk.html
and her company's free monthly online magazine can be found at http://www.sterlingcreations.ca/magazine.html
She now writes a weekly feature at http://www.sterlingcreations.ca/blog/blog.html

Friday, November 21, 2008

Small retailers fight back against credit crunch

Greetings everyone!  I'm Jayna Sheffield at the business desk.
There is a very feisty group of small retailers out there who are fighting back against the credit crunch.  Not everyone is prepared to lie down and allow the credit crunch to strangle them to death.  Not when it affects the future of them and their kids and this feisty group is doing exactly that and with surprising success.
To learn more, please read our news roundup below.
I'm Jayna Sheffield wishing you a great day and weekend.
 
Time for our Amazon picks of the week
  Raising Charitable Children
By Carol Weisman
We chose this book because we feel that it would be a good one for both you and your kids to read.  We need more charity in our lives and this book is definitely it. 
 
  Loving Monday: Succeeding in Business Without Selling Your Soul
By John D. Beckett
A very appropriate book for us to read during these hard economic times.  It's a definite motivator and contains a lot of very useful information.
 

Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia
Breaking news!          Small retailers fight back against credit crunch
        WalesOnline - United Kingdom
        "There are four staff – I don't count myself – and we've all been in the business for some time. "We're all home owners, we've all used the products we sell ...
Read more at:
http://www.walesonline.co.uk/showbiz-and-lifestyle/features/2008/11/08/small-retailers-fight-back-against-credit-crunch-91466-22199692/
 
        Yet, as he saw her money come back
        By Jack(Jack)
        sunline sales mountain land for sale paonia surplus funds from sheriff sales in new jersey work at home jobs non sales mac online sales sea. So, sales life insurance leads 2 business sales melbourne lattessa promotional sales sales ...
        No! he thundered -
http://arthurxyucpujoci.blogspot.com/ 
 
        Just as Mr
        By David(David)
        You push leads loan mortgage sales december 2005 auto sales autochannel during the sales order process field check kraft food business sales golf car sales greeting cards sales business opportunities pharmaceuticals sales consultant ...
        In the S.S -
http://jabariyheba315.blogspot.com/ 
 
        The clock ticked loudly
        By Samantha(Samantha)
        We fuck sales franchise base customer career way missouri sales tax citizens opposition hallmark greeting cards sales business opportunities wet business form sales receipt after market sales stocks aruba land plots for sale dalia sales ...
        The position of his head -
http://fridaacada118.blogspot.com/ 
 
        It was quite pale
        By Denise(Denise)
        Loan hallmark greeting cards sales business opportunities yours." certified sales proffisional eastern components sales corp him robert anderson general manager north american sales laptop computer sales dallas texas and land for sale ...
        and him -
http://reginalditofyv.blogspot.com/ 
 
        The man plunged forward, not able to speak lightly, although she ...
        By Skylar(Skylar)
        She's the ultram online sales tire sales natick ma land for sale on posseum kingdom lake dark business cost of sales can be calculated by which formula how to record home business sales levitra sales going out of business sales cheap ...
        1884 MM -
http://annietyrotda.blogspot.com/ 
 
        Spliced feed for Public Relations Network
        By Wilson(Wilson)
        And our deliberate business development strategy over the past three or four years has been to embrace Ottawa clients certainly, but also to aggressively pursue business anywhere and everywhere we see a good opportunity. ...
        advisable -
http://oaeobliterated.blogspot.com/ 
 
        Work from home charlotte nc spoke.
        By loansfinanc(loansfinanc)
        The only people connecticut work from home business opportunity they trusted to carry out that data entry work from home australia cleansing were battle-tested soldiers like Kirov, work fr! om home craft opportunities whose loyalty to ...
        Bad credit auto loans in USA and Canada -
http://loansfinanc.blogspot.com/ 
 
        [87hotrod] Digest Number 38738
        By thedeb(thedeb)
        6a. BEST OPPORTUNITIES FOR EARNING DOLLARS DONT MISS IT From: sfibusiness1. 7.1. This Copy And Paste Internet Business Can't Fail. From: Quick Fire Profits. 8a. BEST OPPORTUNITIES FOR EARNING DOLLARS DONT MISS IT From: sfibusiness1 ...
        You Got an iDea ? -- more TESTING ... -
http://yougotanidea.blogspot.com/ 
 
        Non-Employment
        By michael(michael)
        KB Home cut its quarterly dividend 75% to 6.25 cents a share from 25 cents, payable Nov. 25 to holders of record Nov. 14. KB said it wants to stay financially strong and prepare for opportunities as the housing market recovers. ...
        Melduke's Blog Page -
http://melduke.blogspot.com/ 
 
        Samuel miller work from home slight quaver. Roger, Winston.
        By loancarcred(loancarcred)
        Mentally, military spouse work from home incorporate she scolded herself for this weakness. I should keyword work from home business opportunity be excited, she thought. The greatest opportunity of free work from home stuffing letters ...
        morgan chase auto loan -
http://loancarcred.blogspot.com/ 
 
        Work from home ma microphone in the dashboard
        By autofinanc(autofinanc)
        Oh, not home business work from based opportunity! you, not you at all. From the British, work from home no scams truthfully. As usual, London is very quiet about wealth work from home wealth opportunities these things, but they're far ...
        Auto Financ Review -
http://autofinanc.blogspot.com/ 
 
        The Likhaan Group starts implementing its new Strategic ...
        By admin
        Business Development – for seeking business opportunities; developing new business ideas/designs; business planning and organizing new businesses; preparing project feasibility studies; and conducting competitive business intelligence. ...
        Likhaan Group -
http://www.likhaan.com/blog/ 
 
        Estée Lauder F1Q09 (Qtr End 9/30/08) Earnings Call Transcript
        By admin
        We have the option to issue long-term debt, both as a defensive measure and to provide flexibility for business opportunities. Additionally, we have ample cash on the balance sheet to meet our near-term needs. ...
        Health -
http://health.reviewbuy.co.uk/ 
 
        Blogger entries for A+ Affordable Upholstery & More
        Make Money FastThis is a good directory site that will help you find the money making opportunities that you are looking for. 5. SURF THE SMART WAY!Generate 10 Times More Traffic, Promote Your Business, Turn Your Traffic Into Cash Flow. ...
        A+ Affordable Upholstery & More Blog - http://www.merchantcircle.com/business/A.Affordable.Upholstery.And.More.757-567-0036 
 
        Customer Effective and Microsoft, Ctrip in China, United Way and ...
        Cox also ranked highest in customer satisfaction with cable/satellite service in the West in 2006, and for business customer satisfaction for small/midsize business data service providers in 2008 and 2006. ...
        First Coffee -
http://blog.tmcnet.com/telecom-crm/ 
 
        Trading Prisoners Like Cattle
        Watch Out For MLM Business Opportunities; Bulldogs all business; Small Business Idea - Best Ideas For Small Business; Tuesday Recruitin'; Lewis unit makes banking history in Kuwait; Web Business Partner- Consumer Electronics (Permanent) ...
        Business News -
http://business.cq1.org/ 
 
        How starting a hobby now can pay for retirement
        By Editor(Editor)
        Time now for our news roundup. Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia Breaking news! Leverage Social Networks to Advertise your Home Business ...
        TranslationPeople.com - Free Useful Info -
http://www.translationpeople.com/free-useful-info.html 
 
        SME Bosses Discuss the Impact of IT and Globalisation at ...
        By technomate(technomate)
        Cunningham, Director, Enterprise Wireless and RFID, Enterprise Mobility Business, Motorola Asia Pacific, then took the stage to talk about the best that technology has to offer by way of wireless connectivity for the empowerment of ...
        Events & Trade Shows -
http://macroevents.blogspot.com/ 
 
        101 ways to make money online - Part I
        By noreply@blogger.com (Dadpal.Com)
        But don't go spending money on internet cons promising to make you a millionaire and here's how to spot them. 3. Be more inventive with your search. Look for small business franchise newsletters. Or for home jobs in your particular ...
        DadPal | Coffee Time -
http://www.dadpal.com/ 
 
        Firstly, Brainstorm What You Want From A Franchise - Flexibility
        By Tracy Columbia(Tracy Columbia)
        Looking for an Internet franchise where we do the work and you profut? We give people that are passionate about the Internet and business the opportunity to own their own world - class website development and Internet marketing ...
        Tracy Columbia -
http://tracycolumbia.blogspot.com/ 

Thursday, November 20, 2008

What is Trojan Horse and how to recover from a Trojan Horse Infection

Hello there!  I'm Matt Chadwick at the business desk.
Here is my question for today:  How many of you are aware of the growing concern over Trojan Horse infections?  Do you know what they are and how much harm they can potentially cause if they are allowed to enter your computer system? 
To learn more, please read our news roundup below.
At the business desk, I'm Matt Chadwick wishing you a great day.
 
 
Security tips for home computer users
 Breaking news!  What is Trojan Horse and how to recover from a Trojan Horse Infection
        By Chris Martin
        Proxy Trojans convert the user's computer into a proxy server. This makes the computer accessible to the entire world or only the specified attacker. The attacker has full control over the user's system, and can also launch attacks on ...
        About Online Tips -
http://www.aboutonlinetips.com/ 
 
              Macworld
        Introducing the Macworld Mac Security Superguide
        Macworld - San Francisco,CA,USA
        And of course, some of the biggest privacy and security risks a Mac user will face won't be on the Mac itself. They'll happen when personal data moves over ...
Read more at:
http://www.macworld.com/article/136531/2008/11/mac_security_superguide.html
 
              PC World
        Inside the Commodore 64
        PC World - USA
        The Guinness Book of World Records lists the Commodore 64 as the best-selling computer model of all time: Sales estimates range from 17 million to 30 ...
Read more at:
http://www.pcworld.com/article/152528/inside_the_commodore_64.html
 
        Halton Police to hold two crime prevention seminars
        Independent and Free Press - Georgetown,ON,Canada
        Leading-edge security will show simple tips to enhance home and business security. The seminar will be held from 7-9 pm today (Wednes-day) at Halton ...
Read more at:
http://www.independentfreepress.com/news/article/59717
 
        Suggestion: 10 Tips for Wireless Broadband & Modem Network Security
        By cum_trishna
        10 tips for wireless broadband & modem network security 1.change default administrator passwords (and usernames) of modem at the core of wi-fi home networks is an access point or router. To set up these pieces of equipment, ...
        India Broadband Forum Feed -
http://broadbandforum.in/ 
 
        XP File Sharing and Permissions
        By vishnu vardhan reddy B(vishnu vardhan reddy B)
        The security settings the user actually sets relate to read access, write access, shared folders, and password protection. These features are available in both Windows XP Home Edition and Windows XP Professional, however the features ...
        Windows Tips and Tricks - Remove... -
http://blog2vishnu.blogspot.com/ 
 
        Need PC help?
        By Vincent Xavier Shaw(Vincent Xavier Shaw)
        This manual checkup displays information about additional, non-critical issues, such as suggestions and tips for improving the way you use your PC. The checkup advises you about security, performance, networking, printing, and more. ...
        Laptop Lab -
http://laptoplab.blogspot.com/ 
 
        Developing Web Applications with ASP NET and C
        By aspnetnerd
        User Ratings and Reviews. 1 Star Book is good PDF version is not! I bought and downloaded this pdf version of the book on my work computer, but I can't download it or copy it and bring it up on my home computer. ...
        ASP.Net Information and Books Blog -
http://getaspnet.com/ 
 
        Tips for bolstering your apartment's security
        Seattle Times - United States
        Anyone who uses a Wi-Fi connection at home should make sure their computer network is locked. And use a crosshatch shredder to destroy all bills and other ...
Read more at:
http://seattletimes.nwsource.com/html/homegarden/2008336425_securityapartments01.html
 
        PACE UNIVERSITY EXPERTS AVAILABLE TO PROVIDE ANALYSIS AS ...
        Media Newswire (press release) - New York,NY,USA
        The headline on a write-up of her work in Computerworld said "Facebook, MySpace Users will Swap Privacy for Goodies," and the story ran in media throughout ...
Read more at:
http://media-newswire.com/release_1078149.html
 
        GoMo News Blog Partner with Mashable Blog Awards
        By Bena Roberts
        Readers Zone (English): A blog that talks about Software, Hardware, Security, Tips, and updates around Microsoft Technologies, Google and Yahoo! Teknobites (English): A weblog dedicated to technology news, free software, ...
        GoMo News -
http://www.gomonews.com/ 
 
        Effective Tips On Remote Data Backup - Reference
        By bandkmanagement3
        As a computer owner are you familiar with a remote data backup service? If you consider the data stored on your computer's drive to be important then it really doesn't matter if your a small or large business or home user. ...
        Business Practices -
http://www.frontiersofip.org/ 
 
        Spliced feed for Security Bloggers Network
        By Jones(Jones)
        AT&T, Lenovo and Ericsson to offer internet service on ThinkPad notebook [Telecom,Security & P2P]. Posted: 04 Nov 2008 07:45 PM CST. AT&T, Lenovo and Ericsson have formed a new alliance to enable business PC users to access ...
        agribusiness -
http://intabitinsop.blogspot.com/ 
 
        Protecting Your Computer
        By montree(montree)
        I use PC-cillin Internet Security 2006 on my computer. Before that I used Norton's Internet Security. Both are good but only work well if used properly. If you are a beginner computer user, I would recommend Norton over PC-cillin. ...
        HitVirus : Blog about computer... -
http://hitvirus.blogspot.com/ 
 
        Secure files stored online with firewall software
        Akron Beacon Journal - Akron,OH,USA
        Files you've stored on your own Web site are fair game for computer users, even if they are not linked from any page. Many people with free Web space use it ...
Read more at:
http://www.ohio.com/business/33810229.html
 
        Guest Post Part 2: Keeping Your Children Safe Online
        By sweetnlow121
        Awhile back Marian Merritt, Internet safety advocate for Symantec (makers of Norton security software) shared some tips on keeping your children safe online. Many of you had some great questions for her and I thought I'd post those most ...
        Rockin' Mama -
http://rockinmama.net/ 
 
        Windows Shortcuts, windows shortcuts, run commands & more
        By 300allpctips(300allpctips)
        lusrmgr.msc - Local users and groups perfmon.msc - Performance monitor rsop.msc - Resultant set of policies secpol.msc - Local security settings services.msc - Various Services msconfig - System Configuration Utility ...
        ultimate windows and pc tips... -
http://300allpctips.blogspot.com/ 
 
        "PASS-the-WORD"… Basic password management tips…
        By whatsonmypc
        For home use, the Classic version is sufficient, plus it is not dependent on any operating system prerequisites. Portable versions of KeePass are also available that can be used on a flash drive. FEATURES. Strong Security Multiple User ...
        What's On My PC -
http://whatsonmypc.wordpress.com/ 
 
        The Top 29 Online Shopping Mistakes and How to Avoid Them
        By Christine Buske
        Keeping you logged into a store also enables any other users of your computer (whether authorized or not) to shop online with your credit card information. Storing financial information on websites or on your hard drive: never allow a ...
        Promotional Codes - Free and... -
http://www.promotionalcodes.org.uk/ 
 
        Spammers Latch on to Obama Victory
        By Gary(Gary)
        Five Farewell Cyber Security Month User Tips By Pedro Hernandez - November 3, 2008 It has been a spooky month, both in and out of IT security. Here are some tips your users can take with them and use every month of the year. ...
        Legitimate Work From Home Opportunity... -
http://live-genetech.blogspot.com/ 

Wednesday, November 19, 2008

Anxiety can sneak up and drain your spirit during troubled times

    Good morning!  I'm Kerry J Harrison at the business desk.
My tip for this day is:  Please do not take anxiety too lightly.  It can sneak up on you when you least expect it and before you know it, it's at your doorstep and poised to enter your life. 
To learn more, please read our news roundup below.
I'm Kerry J Harrison wishing you an enjoyable day.
 
 
News on stress, anxiety, and depression
 Breaking news!          Anxiety can sneak up and drain your spirit during troubled times       
 
        Depression, anxiety may exacerbate chronic pain
        Reuters - USA
        Those with pain plus anxiety and depression, averaged nearly 43 disability days. This group also reported the greatest pain severity, the investigators ...
Read more at:
http://www.reuters.com/article/healthNews/idUSTRE4A49ZS20081105
 
        Anxiety can sneak up and drain your spirit during troubled times
        Sydney Morning Herald - Sydney,New South Wales,Australia
        But depression is not simply about feeling blue. It can be linked to anxiety. People who seem upbeat each day might be physically and mentally drained ...
Read more at:
http://www.smh.com.au/news/opinion/anxiety-can-sneak-up-and-drain-your-spirit-during-troubled-times/2008/11/05/1225560938158.html
 
        The Morning After
        Willamette Week - Portland,OR,USA
        "In general, anxiety and depression are high, and high hopes around the election are providing a distraction from all of that," Noethe said last week. ...
Read more at:
http://wweek.com/editorial/3452/11806/
 
        The Additive Effect of Co-Occurring Anxiety and Depression on ...
        By Callier Library
        Conclusions: Our results demonstrate the additive effect of both anxiety and depression in impairing general health-related and tinnitus-specific quality of life and application of coping strategies, and reiterate the need for ...
        COMD News -
http://callierlibrary.wordpress.com/ 
 
        Pregnancy Cautions: Caffeine, Stress, & Depression
        By tyler@wellnessresources.com(tyler@wellnessresources.com)
        A new animal study has detailed that stress does indeed disturb nerves of the fetus during development, causing "slower development, learning and attention difficulties, anxiety and depressive symptoms." The author believed such stress ...
        All News and Views with Byron... -
http://www.wellnessresources.com/health_news.php 
 
        About Depression: Death With Dignity Act May Not Protect Depressed
        By Duck(Duck)
        People with chronic obstructive pulmonary disease (COPD) who also suffer from depression or anxiety are at greater risk for symptom attacks, called exacerbations, than those without these conditions, says a new study...read more ...
        Health News Updates -
http://health.iwc.cc/ 
 
        Basic Facts About Depression
        By onlinehealthnews
        Meditation–Meditative practices such as mindfulness, deep breathing, and yoga may help to calm the mind and reduce stress, easing the symptoms of depression. Social Support–A social network of friends, family, and people with similar ...
        Online Health News -
http://onlinehealthnews.wordpress.com/ 
 
        Can't Sleep!
        By somuchmorethanamom
        I tried helping myself by reading books and on-line about causes of anxiety and depression but I finally had to admit that I couldn't do this on my own. I entered therapy. About a month into it, another very calming realization. ...
        news -
http://womennewsanchors.org/ 
 
        Learn to Manage Your Stress
        Stop Aging Now - Washington,DC,USA
        Exercise increases circulation, which helps to remove the toxic byproducts of stress flowing through our bloodstream and reduces anxiety and depression. ...
Read more at:
http://www.stopagingnow.com/news/news_flashes/5131/Learn-to-Manage-Your-Stress
 
        Leaders' Soft Skills: Now More Important Than Ever
        NetworkWorld.com - Southborough,MA,USA
        People are reporting headaches; lack of motivation; and feelings of fatigue, anger, depression, or sadness. * As the economy worsens, anxiety in IT ...
Read more at:
http://www.networkworld.com/includes/ads-pre2.html
 
        Fibromyalgia a Brain Dysfunction
        By Jonnie Wright
        Participants were given brain scans and they answered questions to asses measures of pain, disability, anxiety and depression. In women with fibromalgya, researchers found an increase in blood flow in the parts of the brain responsible ...
        Tidings -
http://www.jonniewright.com/blog/ 
 
        Depression, anxiety may exacerbate chronic pain
        NEW YORK (Reuters Health) - People living with chronic pain may report more intense pain and related disability if they concurrently have depression, anxiety, or both, researchers report.
        Breaking Health News latest RSS... -
http://news.100.com/?c=a1e025da3c02ca7c 
 
        'Biggest Loser' Trainer Jailed for Beating Girlfriend's Son With ...
        By admin
        The former 'Melrose Place' actress, seen here in her mugshot, was recently treated for anxiety and depression. AP Photo/Santa Barbara County Sheriff's Dept. Troubled country singer Mindy McCready, who was implicated in a scandal ...
        Hot News EveryDay!! -
http://www.icefirecn.com/ 
 
        Understanding Seasonal Affective Disorder (SAD)
        By SmileEnter
        Women often tend to avoid contacts with almost everyone in the society (Social anxiety). They can experience frustration and irritability with issues concerning society. Again, her inability of coping with the growing stress might even ...
        Fresh Article UpDate! -
http://smileenter.com/ 
 
        Vitamins, Dementia and Hope
        By cb
        If we're going to prepare for an ageing population, with a higher proportion of people with dementia, we need to tackle anxiety and depression better whatever age it strikes. And we need to facilitate social networks in middle and late ...
        Fighting Monsters -
http://fightingmonsters.wordpress.com/ 
 
        Prevalence of stress, anxiety and depression in with Alzheimer ...
        7thSpace Interactive (press release) - New York,NY,USA
        Those affected receive home care from caregivers, subjected to risk of stress. The present investigation focuses on stress, anxiety and depression in ...
Read more at:
http://7thspace.com/headlines/297059/prevalence_of_stress_anxiety_and_depression_in_with_alzheimer_caregivers.html
 
        Depression's silent victims
        Sydney Morning Herald - Sydney,New South Wales,Australia
        She was, she says, like the classic boiling frog: as the water gradually heated up around her, she found her stress threshold climbed higher than she could ...
Read more at:
http://www.smh.com.au/news/lifeandstyle/health/depressions-silent-victims/2008/11/07/1225561137115.html
 
        Now ambulance workers fall victim to battlefield stress
        Independent - London,England,UK
        Mr Bradshaw, 39, said that suffering from stress carried a stigma: "There is a culture that if you say you have PTSD, depression or anxiety, they think you ...
Read more at:
http://www.independent.co.uk/news/uk/home-news/now-ambulance-workers-fall-victim-to-battlefield-stress-998218.html
 
        New Book from Breathworks - Living Well with Pain and Illness
        By lokabandhu(lokabandhu)
        The techniques are also relevant to mental and emotional suffering, such as stress, anxiety and depression. "The book starts with Vidyamala's own story of living with pain. It looks at the nature of pain and describes how we can find a ...
        FWBO & TBMSG News -
http://www.fwbo-news.org/ 
 
        Depression, anxiety may exacerbate chronic pain
        By cherished79
        NEW YORK (Reuters Health) - November 5, 2008 - People living with chronic pain may report more intense pain and related disability if they concurrently have depression, anxiety, or both, researchers report. "Depression and anxiety may ...
        LIVING IN STIGMA -
http://cherished79.wordpress.com/ 
 
        Best Drug Ever: Exercise
        By Dr. Scott
        Depression and Anxiety: A prescription for exercise often works better in people with depression and anxiety than taking a drug. New research suggests that this effect may be due to the ability of exercise to help us deal with stress. ...
        OlsonND.com -
http://olsonnd.com/ 
 
        Anapanasati and Tonglen
        By admin
        With the short breath, there will be a lot of emotions – it's the type of breath that you have when you're angry or when you have anxiety or depression. So you learn to take long breaths because this type of breath condition the body, ...
        Thailand Meditation Retreat News - http://www.meditate-thailand.com/news/ 
        Prevalence of stress, anxiety and depression in with Alzheimer ...
        Health and Quality of Life Outcomes.
        Anxiety News -
http://www.mdlinx.com/PsychLinx/news.cfm/newspage/1/spec_id/7/subspec_id/80 
 

 
 
 

Tuesday, November 18, 2008

Important answers to consumers concerns

Top of the day to you out there!  I'm Donna J Jodhan at the business desk.
Today I have a very heavy e-bag to work with so without much delay I am now going to dive into it.
Thank you for all of your feedback and comments and please keep them coming to editor@untappedwealth.com.
 

Important answers to consumers concerns
 
Question from Patricia Kinross:  Donna, could you please tell me if there is a link between depression and anxiety?
Answer:  Patricia, I am going to provide you with a reference that will explain this to you as this is not my expertise.  I hope that it helps.
Anxiety can sneak up and drain your spirit during troubled times
Sydney Morning Herald - Sydney,New South Wales,Australia
But depression is not simply about feeling blue. It can be linked to anxiety. People who seem upbeat each day might be physically and mentally drained ...
Read more at:
http://www.smh.com.au/news/opinion/anxiety-can-sneak-up-and-drain-your-spirit-during-troubled-times/2008/11/05/1225560938158.html
 
Question from Vijay Kumar:  I would like to know if the United States is preparing for when seniors start needing health care facilities?
Answer:  Vijay, I will let the article below do the talking for me.  I am not in a position to provide you with an accurate answer but this reference may help you.
Do Not Grow Old Fast
By blogadmin
57.8 million Number of baby boomers living in 2030, according to projections; 54.9 percent would be female. That year, boomers would be between ages 66 and 84. The Future: 4041 Number of continuing care retirement facilities in 2003. ...
Daily Real Estate News -
http://daily.madisonwirentals.biz/ 
 
Question from George Dalvos:  Do you have any information to share on wireless security?
Answer:  George, yes.  Here you go.  I hope it helps.
Suggestion: 10 Tips for Wireless Broadband & Modem Network Security
By cum_trishna
10 tips for wireless broadband & modem network security 1.change default administrator passwords (and usernames) of modem at the core of wi-fi home networks is an access point or router. To set up these pieces of equipment, ...
India Broadband Forum Feed -
http://broadbandforum.in/ 
 
Question from Christopher Ming:  Donna, I am looking for some basic info about depression.  Can you give me some tips?
Answer:  Christopher, not being an expert in this area, I am going to refer you to an article that I found for you.  Give it a read.
Basic Facts About Depression
By onlinehealthnews
Meditation–Meditative practices such as mindfulness, deep breathing, and yoga may help to calm the mind and reduce stress, easing the symptoms of depression. Social Support–A social network of friends, family, and people with similar ...
Online Health News -
http://onlinehealthnews.wordpress.com/ 
 
Question from Lee Mariott:  Donna, last week I saw some stuff from you about Trojans.  However I would like to know how does one recover from a Trojan Horse infection?
Answer:  Lee, Here you go.  This article does a good job at explaining what a Trojan Horse is and how to rid yourself of a Trojan Horse infection.  I hope it helps.
What is Trojan Horse and how to recover from a Trojan Horse Infection
By Chris Martin
Proxy Trojans convert the user's computer into a proxy server. This makes the computer accessible to the entire world or only the specified attacker. The attacker has full control over the user's system, and can also launch attacks on ...
About Online Tips -
http://www.aboutonlinetips.com/ 
 
Question from Sean Sanderson:  I am thinking of doing business in China but I would like to know a bit more about the Chinese people and how much can they converse in English?
Answer:  Sean, China is home to a very huge population that is still in the midst of learning enough English that would enable them to become better at understanding the rudiments of trade and commerce with the West.  Please see my reference below.  I hope it helps.
Chinese Translations
By infinitycarinsuranceqx
Chinese translation is also necessitated by the fact that China has a huge human resource, which is not familiarized with English language. Multinational global companies are flocking to China with the advent of free economy. ...
Infinity car insurance -
http://infinitycarinsuranceqx.whichgenerator.com/ 
 
Question from Chelsea O'Brien:  Are seniors and retirees going to start looking for jobs now because of the bad economy so that they can bolster their incomes?
Answer:  Chelsea, according to this article, yes and I am afraid that more and more of them will be doing so as the economy worsens.  Even when things start to get better I do not believe that this would make them stop looking.  Please see my reference below.
Seniors and retirees step up hunt for jobs in bad economy
Los Angeles Times - CA,USA
... chief executive of Civic Ventures, which focuses on helping older baby boomers launch second careers that involve social contribution. ...
Read more at:
http://www.latimes.com/business/la-fi-retire6-2008nov06,0,6408650.story
 
Question from Ivan Hexx:  I am looking for software that I can use to protect my computer from hackers.  What can you recommend?
Answer:  Ivan, so as not to be biased, I will let the article below do the talking for me.  I hope it helps.
Protecting Your Computer
By montree(montree)
I use PC-cillin Internet Security 2006 on my computer. Before that I used Norton's Internet Security. Both are good but only work well if used properly. If you are a beginner computer user, I would recommend Norton over PC-cillin. ...
HitVirus : Blog about computer... -
http://hitvirus.blogspot.com/ 
 
Question from Lucy Matthews:  Donna, what do you think are some of the most important things for seniors to know?
Answer:  Lucy, very good question and I have the perfect article for you.  Please give a read to my reference below.
The Top 10 Things Seniors Need to Know
WebCPA - New York,NY,USA
With the Baby Boomers on the precipice of retirement, the demand for planning advice in this area should begin to take off. When advising seniors on how to ...
Read more at:
http://www.webcpa.com/article.cfm?articleid=29514
 
Question from Paul Pringle:  Is there any positive news for you to share with us when it comes to the housing market?
Answer:  Paul, just maybe and I am going to direct you to the reference below.  Please give it a read.
10 Real Estate Myths Debunked
By randalcmoss
With mortgage meltdowns, plummeting home prices and soaring foreclosure rates constantly in the news, it's no wonder people are wary of the housing market these days. But contrary to popular belief, things are not as dismal as they seem ...
        Cincinnati Living Online -
http://www.cincinnatilivingonline.com/ 
 
Question from Andrew Sundecker:  What can you tell me about the positives of remote data backup?
Answer:  Andrew, I am a very big advocate of any kind of data backup and I have found a reference which makes very good reading.  Please give it a read.
Effective Tips On Remote Data Backup - Reference
By bandkmanagement3
As a computer owner are you familiar with a remote data backup service? If you consider the data stored on your computer's drive to be important then it really doesn't matter if your a small or large business or home user. ...
Business Practices -
http://www.frontiersofip.org/ 
 
Question from Rita Cofax:  Do you think that the new Obama administration will find a way to include long term care in its health reforms?
Answer:  Rita, I believe that the incoming president will do everything that he can to do so.  If he forgets then he will surely be reminded by everyone.  Please check out my reference below.
Don't forget long-term care as we debate health reform
Indianapolis Star - United States
A change is looming as the nation's 75 million-plus baby boomers age and head toward retirement. Not only are boomers living longer, but they continue to ...
Read more at:
http://www.indystar.com/apps/pbcs.dll/article?AID=/20081104/OPINION01/811040323/1002/OPINION
 
Question from Liz Roundtree:  Do you have any info on how to go about determining the top 10 languages on the Internet?
Answer:  Liz, yes.  Please give a read to my reference below.  If you are a global trader, or you do business internationally, it is extremely important for you to know this fact because it will help you to develop more effective market strategies.
        SMX London 2008 - Day 1 "High Fives"
           By richardbaxterseo
        Check out this "coutry codes of the world" diagram by John Yunker, at Byte Level Research. It's yours for $30! Top internet languages searched for on the internet as follows (in order):. English Chinese Spanish Japanese ...
        SEOgadget -
http://seogadget.co.uk/ 
 
Question from Nathan Holt:  Who exactly is the sandwich generation?
Answer:  Nathan, according to the experts, the sandwich generation refers to those adult baby boomers who are looking after elderly parents as well as their own kids.  Those in their 30s and 40s.  Please give a read to my reference below.
The Sandwich Generation and our next financial meltdown
By cromley(cromley)
It's written from the perspective of Baby Boomer adult children caring for their elderly parents. If you are in your 30's or 40's, these concerns are likely to come your way sooner than you think. technorati tags: political news | news ...
Top News -
http://cromleystopnews.blogspot.com/ 
 
Question from Rose-anne Glatt:  Donna, do you have any info on some of the more frequent mistakes that consumers make when it comes to online shopping?
Answer:  Rose-anne, yes.  I recently saw this article and read through it myself.  It is very insightful and I hope you find it so as well.  Please give it a read.
The Top 29 Online Shopping Mistakes and How to Avoid Them
By Christine Buske
Keeping you logged into a store also enables any other users of your computer (whether authorized or not) to shop online with your credit card information. Storing financial information on websites or on your hard drive: never allow a ...
Promotional Codes - Free and... -
http://www.promotionalcodes.org.uk/ 
 
Question from Sandy Hilliar:  Do you think that being over 50 is considered to be old?
Answer:  Sandy, a very interesting question and no!  I do not believe that if one is over 50 it means that they are old.  Please check out my reference below.
OVER 50 AND FABULOUS: Who are you calling 'senior'?
weekly Almanac - Honesdale,PA,USA
People born between 1946 and 1964 are called "baby boomers," with Hillary and Bill Clinton and Laura and George W. Bush among the most famous. ...
Read more at:
http://www.theweeklyalmanac.com/articles/2008/11/06/community/doc4912020610c9e927619586.txt
 

I am out of time for this week but before I leave you, here is my tip of the week.
Want to know who the sandwich generation is and why they have been given this name?  Well, the sandwich generation is the name that has been coined for those adult baby boomers who are taking care of both elderly parents as well as their own kids.  They are typically in their 40s and their description best says it all.
 
At the business desk, I'm Donna J Jodhan wishing you a terrific day and week ahead.

Monday, November 17, 2008

Seniors and retirees step up hunt for jobs in bad economy

Good day everyone!  I'm Jeff N Marquis at the business desk.
Today I would like to focus my attention on what seniors and retirees are doing in order to deal with the present economic crisis.  How are they coping and how their actions are going to help shape the future of others as they approach retirement.
To learn more, please read our news roundup below.
I'm Jeff N Marquis wishing you a pleasant day.
 
 
News for retirees, aging baby boomers, and seniors
Breaking news!  Seniors and retirees step up hunt for jobs in bad economy       
 
           
        Do Not Grow Old Fast
        By blogadmin
        57.8 million Number of baby boomers living in 2030, according to projections; 54.9 percent would be female. That year, boomers would be between ages 66 and 84. The Future: 4041 Number of continuing care retirement facilities in 2003. ...
        Daily Real Estate News -
http://daily.madisonwirentals.biz/ 
 
        Seniors and retirees step up hunt for jobs in bad economy
        Los Angeles Times - CA,USA
        ... chief executive of Civic Ventures, which focuses on helping older baby boomers launch second careers that involve social contribution. ...
Read more at:
http://www.latimes.com/business/la-fi-retire6-2008nov06,0,6408650.story
 
              CNBC
        Our Retirement Expert Answers Your Questions
        CNBC - Englewood Cliffs,USA
        --BL Q. I'm 28 and easily 30+ years from retirement. While I feel for the Baby Boomers during this Wall St. carnage, I can't help but have an "all in" ...
Read more at:
http://www.cnbc.com/id/27558635
 
        The Top 10 Things Seniors Need to Know
        WebCPA - New York,NY,USA
        With the Baby Boomers on the precipice of retirement, the demand for planning advice in this area should begin to take off. When advising seniors on how to ...
Read more at:
http://www.webcpa.com/article.cfm?articleid=29514
 
        Don't forget long-term care as we debate health reform
        Indianapolis Star - United States
        A change is looming as the nation's 75 million-plus baby boomers age and head toward retirement. Not only are boomers living longer, but they continue to ...
Read more at:
http://www.indystar.com/apps/pbcs.dll/article?AID=/20081104/OPINION01/811040323/1002/OPINION
 
        Oshkosh senior talks about changes in driving habits
        Oshkosh Northwestern - Oshkosh,WI,USA
        When baby boomers reach age 65 in 2030, they will account for 25 percent of all fatal accidents, the census bureau predicts. "Statistics prove that beginner ...
Read more at:
http://www.thenorthwestern.com/article/20081105/OSH04/81031106
 
        Obama must hit the ground running
        Independent - London,England,UK
        The baby-boomer generation is retiring, putting a strain on the federal government's social security fund, which most economists predict will be insolvent ...
Read more at: 
http://www.independent.co.uk/news/world/americas/obama-must-hit-the-ground-running-993852.html
 
        10 Real Estate Myths Debunked
        By randalcmoss
        With mortgage meltdowns, plummeting home prices and soaring foreclosure rates constantly in the news, it's no wonder people are wary of the housing market these days. But contrary to popular belief, things are not as dismal as they seem ...
        Cincinnati Living Online -
http://www.cincinnatilivingonline.com/ 
 
        For Your Clients - 10 Real Estate Myths Debunked
        By Phil Neidhart
        The first edge of the baby boomers has reached 60 years of age and the massive bulk of that generation will soon go into retirement, but far from trading down, many of these older homeowners are keeping their homes or moving to ones of ...
        Rose City Home Finder -
http://rosecityhomefinder.com/ 
 
        Health care, economy pegged as elderly concerns
        Hartford Courant - United States
        Advocates for the elderly say that ensuring baby boomers and senior citizens have stable health care and retirement income will be among the most crucial ...
Read more at:
http://www.courant.com/news/local/statewire/hc-06174116.apds.m0724.bc-ct--elecnov06,0,6499397.story
 
        Retirement at risk for much of work force
        Cherry Hill Courier Post - Cherry Hill,NJ,USA
        Seniors 65 and older today make up 20 percent of all US households. As the senior portion of the population increases with the aging of boomers, ...
Read more at:
http://www.courierpostonline.com/article/20081106/BOOMER06/311060004/1003/BUSINESS
 
        OVER 50 AND FABULOUS: Who are you calling 'senior'?
        Weekly Almanac - Honesdale,PA,USA
        People born between 1946 and 1964 are called "baby boomers," with Hillary and Bill Clinton and Laura and George W. Bush among the most famous. ...
Read more at:
http://www.theweeklyalmanac.com/articles/2008/11/06/community/doc4912020610c9e927619586.txt
 
        UAW chief urges $US25b in US auto health care support
        By RK Milton(RK Milton)
        Advocates for the elderly say that ensuring baby boomers and senior citizens have stable health care and retirement income will be among the most crucial tasks facing new Connecticut and federal leaders. ...
        Seniors Health News -
http://seniorshealth.blogspot.com/ 
 
        The Sandwich Generation and our next financial meltdown
        By cromley(cromley)
        It's written from the perspective of Baby Boomer adult children caring for their elderly parents. If you are in your 30's or 40's, these concerns are likely to come your way sooner than you think. technorati tags: political news | news ...
        Top News -
http://cromleystopnews.blogspot.com/ 

Saturday, November 15, 2008

THE 4 MOST PROFESSIONAL investments for 2009/2010

Hello there!  We the business desk team would like to share an article with you this week which we feel many of you would probably be very interested to read.  This article comes from a very reliable source and focuses on THE 4 MOST PROFESSIONAL INVESTMENTS for 2009-2010.  We thank the research team at www.sterlingcreations.ca for passing this along to us.
Have a great weekend.
 
 
Normally $99 now just $19.95- 4 most professional investments
 
     
TAKE CONTROL OF YOUR FINANCIAL FUTURE
 
Now more than ever before, having the right approach and tools is key to your financial success. While the markets continue to be explosive and unpredictable, many investors are rubbing their heads trying to figure out, What comes next? The eagerness and enthusiasm that surrounds the opportunities available are endless, but -- HOW DO YOU KNOW WHAT"S IN STORE FOR 2009?
 
If you prepare for the difficult economic times, and you are armed with the right tools, there will be no reason to worry about next year, or the following or the following. You can create your millionaire mindset, your own micro-economy and a thriving portfolio for many years to come.
 
In response to the growing fear of so many of our clients, Jeanne Grecco and Gryphon Financial have compiled this book to help you make the right investment decisions for the next 2 years.
 
 
 
In THE 4 MOST PROFESSIONAL INVESTMENTS FOR 2009-2010 you'll learn how to:
 
Make hard core cash on the U.S. Real Estate market in the middle of a declining R.E. market
Focus on the commodities that will make you your fortune in the coming years
Cash in on the Global Stock Funds that will help you strike it BIG!
Profit from the Watt-com era 
 
 
Donna J Jodhan is the president of Sterling Creations
Now you can view blogs written by Donna at http://www.numpadplus.com/blog under the access and accessibility category and you can also see her biweekly editorial at www.accessibilitynews.ca/acnews/editorials/donna.php
In addition, you can view her monthly online magazine editorial at http://www.onestopbookcafe.com under the café talk link. 
Donna also hosts a weekly feature called important answers to consumers concerns at http://www.untappedwealth.com/businessdesk.html
and her company's free monthly online magazine can be found at http://www.sterlingcreations.ca/magazine.html
She now writes a weekly feature at http://www.sterlingcreations.ca/blog/blog.html

Friday, November 14, 2008

Leverage Social Networks to Advertise your Home Business

Hey there!  I'm Alix Shadonnay at the business desk.
Are you seeking robust and vibrant ways to advertise your business?  Ever thought of using social networks to do this?  Well, just for one second, let us look at this. 
At the present time, most of the mainstream channels are clogged with so many companies and individuals trying to advertise themselves and their businesses but there is a very interesting trend developing in America these days and it has to do with the use of social networks.  To learn more, read our news roundup below.
 
Now for our Amazon picks of the week.
Mind over Money: Your Path to Wealth and Happiness
By Eric Tyson
This may not be a bad choice of reading at this time.  This book is clearly well laid out and the author may very well help you to learn how to weather the present storm plus future ones.
 
  Steps to Small Business Start-Up
By Linda Pinson
This book is a good one for you to read and retain.  You may not be in the mood at the present time to attempt anything new but good times are ahead and this book may come in handy then.
 

Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia
Breaking news!  Leverage Social Networks to Advertise your Home Business            
 
        Even More New Form Filler Jobs for You
        By form filler
        I've been searching for the real work at home business opportunity from last 2 years, but all the jobs ended up in a scam with no payment or no jobs. I was totally frustrated with all this and thought internet is full of scams. ...
        Form Filling Jobs for YOU! -
http://formfillingjobsforyo.weblog.com/ 
 
        A Place in the Auvergne, Tuesday, 28th October 2008
        By Ian(Ian)
        "We have been debating, 'What are the business opportunities for Google in this area,' " Schmidt, Google's chief executive, said recently. "And I think right now, we would answer the question that our primary mission is one of ...
        A Place in the Auvergne -
http://aplaceintheauvergne.blogspot.com/ 
 
        Leverage Social Networks to Advertise your Home Business. We offer ...
        By admin
        Online Business For Sale - Work From Home - Internet. Full of Work at Home Business opportunities and ideas, for all levels of experience. Start Work from Home and Make Money with our Online businesses. Start Your Business From Home ...
        Trades -
http://www.auctioneer.asia/ 
 
        How starting a hobby now can pay for retirement
        By Avocationist
        Then in 1978, my dad was retiring from a small business that he owned and my wife was pregnant with our first kid, and the company wanted to move me to Japan to take over the terminal in Tokyo. I didn't really want to be moving while my ...
        Avocationist -
http://avocationist.com/ 
 
        DIAMANT BOUTIQUE HOTEL CANBERRA BY EIGHT HOTELS AUSTRALIA
        By admin
        THE SMALL BUSINESS BLOG » Blog Archive » Australia/New Sjaelland … Ascend Collection Hotels - Historic, Unique, or Boutique « Just a … Stars Fete Empress Malandrino's New LA Boutique! - Off the … Business Opportunities Weblog | Candy ...
        Luxury Hotels -
http://luxuryhotelschain.com/ 
 
        *Start Copy Here* You do not have to be tagged to play along. This ...
        By TuN TeJa(TuN TeJa)
        638-The Rising Blogger 639-Saturday 9 640-haekal-bloger 641-The World Through My Eyes 642-Blog Income Project 643-Nelle - EmpressReviews 644-home for business 645-Kaleidoscope 646-Intrepid Ideas 647-Life in the United States ...
        what a colourful life!! -
http://tuntejablog.blogspot.com/ 
 
        Shifting into Cost-Cutting Mode
        By susak(susak)
        Get currency options trading ideas with Trading Central's free FX Options Trade Alert. See opportunities as they arise, based on technical analysis. SMART ANSWERS KAREN E. KLEIN >>. Starting a Business in the Logistics Industry ...
        news -
http://abount-news.blogspot.com/ 
 
        Box Hill Institute
        By noreply@blogger.com (Twin Aspect Sdn. Bhd.)
        This will provide further opportunities for students to proceed to further studies at University with credit for courses undertaken at Box Hill Institute. Students who have successfully completed a Diploma or Advanced Diploma can ...
        Representatives of Australian... -
http://twin-aspect.blogspot.com/ 
 
        It was definitely a ray of sunshine during a week of bad economic ...
        By Neil Leyden(Neil Leyden)
        Ireland has a real opportunity to grasp this opportunity just as we did in the 80's when the Financial Services sector became an increasingly global business. Entertainment, educational, instructional and public service content ...
        Neil Leyden -
http://www.calico.ie/ 
 
        Spliced feed for Security Bloggers Network
        By Jones(Jones)
        What concerns McCain is that Net Neutrality laws protect business interests, giving power to those at the "ends" of the network (like search monopoly Google) over those providing Internet service (like AT&T). McCain is concerned with ...
        agribusiness -
http://intabitinsop.blogspot.com/ 
 
        The Begining of Wealth
        By admin
        What you won't receive is our personal training course, designed to hold your hand from day one and guide you to home business profits. It is a step by step interactive support with me and my support crew. ...
        Personal Goal Setting -
http://www.2008goalsetting.com/ 
 
        MentorNet
        By sdafnis
        The delivery of the program provides you with enriched business training, interactive group collaboration, thus building business knowledge, business relationships and networking opportunities. The Australian Businesswomen's Network is ...
        herBusiness Blog -
http://www.herbusinessblog.com/ 
 
        101 Ways to make money online
        By Master Phoenix™(Master Phoenix™)
        But don't go spending money on internet cons promising to make you a millionaire and here's how to spot them. 3. Be more inventive with your search. Look for small business franchise newsletters. Or for home jobs in your particular ...
        ... -
http://pinoytopdownloads.blogspot.com/ 
 

 

Thursday, November 13, 2008

Personal data still a problem on Internet

Hi everyone!  I'm Heather DeMarco at the business desk.
There is a warning out there that I think you should be paying very careful attention to and it concerns your personal data on the Internet.
I know, the majority of e commerce companies and financial institutions continue to try and reassure the public that their personal data is completely safe but truth be told, it is not very safe at the best of times.  To learn more, please read our news roundup below.
At the business desk, I'm Heather DeMarco wishing you a great day.
 
 
Security tips for home computer users
Breaking news!  Personal data still a problem on Internet                   
 
        Security Briefs
        MSDN Magazine - USA
        If you have a security bug in that code, anyone can compromise it. To really hammer the point home, think of a worm: worms rely on unauthenticated and ...
Read more at:
http://msdn.microsoft.com/en-us/magazine/dd148644.aspx
 
        Army major opens up about news coverage in Afghanistan
        Rockford Register Star - Rockford,IL,USA
        Fortunately, we also have a decent, but small, Morale, Welfare and Recreation computer lab. Anybody that wants to supplement their news online can go that ...
        Read more at:
http://www.rrstar.com/communities/x199477893/Army-major-opens-up-about-news-coverage-in-Afghanistan
 
        Firewall Torn Apart - Part I
        By getthatdone
        Perhaps the most common way to break into a home computer and gain control, is by using a remote access Trojan (RAT). (sometimes it is called "backdoor Trojan" or "backdoor program". Many people simply call it a "Trojan horse" although ...
        TIPS AND DOWNLOADS FOR GETTING... -
http://getthatdone.wordpress.com/ 
 
        [TechRepublic Pro] Teach your users advanced Excel 2007 tricks
        By Javier Segura(Javier Segura)
        We provide end-user tips on Word, Excel, and Outlook, as well as PC security tips and a fun fact from our Trivia Geek. Windows Server 2003: Upgrade or Technology Shift? Windows Server 2003 builds on most existing features in Windows ...
        Saving Society -
http://savingsociety.blogspot.com/ 
 
        Effective Tips On Remote Data Backup - Useful Information
        By bandkmanagement3
        Being an owner of a computer are you familiar with a remote data backup service? If you consider the data stored on your computer's drive to be important then it really doesn't matter if your a small or large business or home user. ...
        Hospitality -
http://www.haganshospitality.com/ 
 
        Spliced feed for Security Bloggers Network
        By Jones(Jones)
        Miller, a former National Security Agency computer security specialist, said the flaw could be exploited by an attacker who might trick a G1 user into visiting a booby-trapped Web site. Tricking a user into surfing an infected site? ...
        agribusiness -
http://intabitinsop.blogspot.com/ 
 
        Battling Bots
           By jipurser@cisco.com
        Looking back at how good things can be turned into bad things is the true study of network security. There never really was an "In-law" protocol or design that was intended to be for negative use right out of the gate. ...
        Network Sheriff -
https://cisco.hosted.jivesoftware.com/blogs/network-sheriff 
 
              CIO
        Why telecommuting can be good for your company
        CIO - Framingham,MA,USA
        Truth be told, telecommuting only requires a computer, internet access, and a phone or fax. These equipment are very inexpensive and are most likely already ...
Read more at:
http://advice.cio.com/executivebrief/why_telecommuting_can_be_good_for_your_company
 
        Personal data still a problem on Internet
        Florida Times-Union - Jacksonville,FL,USA
        This is where computer use comes in. If people use their computers to buy things on credit, pay bills or do their banking, they should take precautions. ...
Read more at:
http://www.jacksonville.com/tu-online/stories/102908/nes_348882979.shtml
 
        All you need to know about security leak tests
        By kozhemyak
        Why should regular PC users be concerned with leaktests and their implications in their day-to-day computer activity? How do leaktest results help you when it comes to choosing a robust security product? ...
        Internet security tips and advice -
http://www.securityteacher.com/ 
 
        Windows Vista
        By Yumie Iso(Yumie Iso)
        It is worried that home users would find it difficult to configure. Well, if you want to take back control you can, with a little freeware utility called Vista Firewall Control, and it couldn't be easier to use. ...
        PC talks :: Computer [PC] Tips,... -
http://pc-talks.blogspot.com/ 
 
        Security News Feed Wednesday 10/29/08
        By Eric Nay(Eric Nay)
        We saw one of these black screens on a legitimate home laptop Monday in the CCC: Microsoft goes black, making Chinese see red tech.yahoo.com — An anti-piracy tactic by Microsoft Corp. that turns some computer users' screens black has ...
        Public Musings on Information... -
http://ericnay.blogspot.com/ 
 
        We worked hard to come upon this respectable composition on cheap ...
        By Scott Jones(Scott Jones)
        Search the internet for managed security services. Ask if they provide a free computer test to assess your pc's level of vulnerability. Ask if they provide the latest tips to keep your privacy and protect your personal information and ...
        computer systems | computer part -
http://computer-systems06.blogspot.com/ 
 
        Internet and Businesses Online: Security Articles from ...
        By Budd(Budd)
           Regular Online Security Checkup to Deal With PC Virus Computer virus hold the ability to replicate itself and infect all computers connected through a common network. It does so without permission or prior knowledge of the computer user ...
        Password Security Blog -
http://password-security.blogspot.com/ 
 
        STEP earns top grades from students
        Coon Rapids Herald - Coon Rapids,MN,USA
        Wilsie has studied computer networking, principles of engineering, digital electronics one and information technology. "I am doing what I have always wanted ...
Read more at:
http://www.abcnewspapers.com/index.php?option=com_content&task=view&id=4682&Itemid=27
 
        Topsfield Council on Aging
        Wicked Local Topsfield - Beverly,MA,USA
        Through local donations, the Topsfield Council on Aging offers "free" Internet access through a computer station located at the Little Brook Community Room, ...
Read more at:
http://www.wickedlocal.com/topsfield/news/lifestyle/x1016921031/Topsfield-Council-on-Aging
 
        Baking, freezing just a few of parchment's uses
        HeraldNet - Everett,WA,USA
        These backup systems cost several thousand dollars to install, but if you have a lot of expensive electronics -- computers, a security system, a home ...
Read more at:
http://www.heraldnet.com/article/20081030/LIVING03/710309982
 
        The Best Free Spyware, Virus, and Browser Protection
        By billmullins
        There are additional features that make WinPatrol a very powerful addition to your security applications. HiJackFree. If you are an experienced/advanced computer user and you're looking for a program to strengthen your anti-malware ...
        Bill Mullins' Weblog - Tech Thoughts -
http://billmullins.wordpress.com/ 
 
        Windows Vista Installation
        For home users I don't recommend migrating or doing an upgrade install and transferring user accounts, files and settings in this manner. Vista's new image-based installation method is quite sound compared to prior versions of Windows, ...
        Win Vista -
http://winvista.nireblog.com/ 
 
        Spliced feed for Security Bloggers Network
        By Jones(Jones)
        When you come home, start doing stuff in your own lab. If you want to become an incident responder, look in that area and start dabbling with forensics-type stuff on your own time. If you want to become an information security manager, ...
        agribusiness -
http://intabitinsop.blogspot.com/ 
 
        Some great wholesale/dropshipping sources
        By Jimmy J
        Excellent training from beginner to advanced user – with step-by-step help Very friendly, personal and helpful support staff Active members forum with lots of help for anyone getting stuck and advanced info for anyone looking for tips ...
        PayHalf.com Blog -
http://payhalf.com/ 

Wednesday, November 12, 2008

5 Tips for Managing Stress During Tough times

Good morning!  I'm Kerry J Harrison at the business desk.
Today I would like to help you get motivated to start dealing with stress, anxiety, and depression.  These are three things that will probably never go away from our society and at the present time they seem to be everywhere.  Please do not despair, read our news roundup below to learn how you can defeat these three monsters.
At the business desk, I'm Kerry J Harrison wishing you a great day.
 

News on stress, anxiety, and depression
Breaking news!  5 Tips for Managing Stress During Tough times           
 
        Internet sex causes depression
        Inquirer - Harrow,England,UK
        By Nick Farrell: Wednesday, 29 October 2008, 9:47 AM PEOPLE WHO visit online sex sites have "alarmingly high" rates of depression, anxiety and stress, ...
Read more at:
http://www.theinquirer.net/gb/inquirer/news/2008/10/29/cyber-sex-makes-depressed
 
        Paths of cyber sex lead but to depression!
        CIOL - Bangalore,Karnataka,India
        There are chances that you are going to be a victim of acute depression, anxiety and stress. According to a new research from Australia, those who seek out ...
Read more at:
http://www.ciol.com/News/News-Reports/Paths-of-cyber-sex-lead-but-to-depression!/291008112026/0/
 
              China Daily
        A purrfect stress buster
        China Daily - China
        ... said he believed that people who stroked their cat experienced less stress and anxiety and therefore were at a lower risk of developing cardiovascular ...
Read more at:
http://www.chinadaily.com.cn/life/2008-10/29/content_7153042.htm
 
        Attention Deficit Hyperactivity Disorder: Diagnosing ADHD
        By Dore Frances, M.A.(Dore Frances, M.A.)
        Other times, they will seek professional help for themselves and find that their depression anxiety or other symptoms are related to ADHD. Symptoms of ADHD in adults can include:. Chronic lateness and forgetfulness. Anxiety. ...
        Teen Intervention News Blog -
http://teeninterventionnews.blogspot.com/ 
 
        Depression may hike COPD hospitalizations
        MONTREAL, Oct 28, 2008 (UPI via COMTEX) -- Canadian scientists say depression and anxiety in chronic obstructive pulmonary disease patients might cause increased hospitalizations. "This is an important and revealing finding, ...
        Wellness Health News -
http://www.wellness.com/ 
 
        UPI NewsTrack Health and Science News
        "This is an important and revealing finding, indicating that for COPD patients, depression and anxiety must be treated as potential clinically important risk factors, rather than simple comorbidities that are caused by COPD," said Dr. ...
        Times of the Internet -
http://www.timesoftheinternet.com/ 
 
        Releasing The Thunder Voices Of Rape and War And Post Trauma
        By PatientGuard(PatientGuard)
                According to the study, the most common mental health conditions among the Iraq and Afghanistan veterans were depression, post-traumatic stress disorder, anxiety disorders, adjustment disorders (which cause stress and other problems ...
        Birmingham and Solihull Mental... -
http://birminghamuserwatch.blogspot.com/ 
 
        NaturalNews.com Teen Sleep Problems Lead to Depression, Drug Abuse
        By derketchup
        This study found that these 14-year-old children were stuck taking tranquilizers and sleeping pills while they continued to experience daytime fatigue, depression, anxiety, and suicidal thinking (and had more suicide attempts during the ...
        Organic Grocery Deals -
http://www.organicgrocerydeals.com/forums/ 
 
              BBC News
        A lift for those who are down
        BBC News - UK
        Since almost everyone is affected directly or indirectly by the painful consequences of clinical depression and anxiety, I thought I would post some good ...
Read more at:
http://www.bbc.co.uk/blogs/thereporters/markeaston/2008/10/a_lift_for_those_who_are_down.html
 
        Psychiatric Congress Opens Amid Growing Climate of Economy-Driven ...
        Earthtimes (press release) - London,UK
        Evidence of rising anxiety disorders is described throughout the popular media. USA Today recently cited mental health experts who note "the escalating pace ...
Read more at:
http://www.earthtimes.org/articles/show/psychiatric-congress-opens-amid-growing-climate-of-economy-driven-anxieties,601518.shtml
 
        Free wellness fair offers ways to relieve depression, anxiety
        Louisville Courier-Journal - Louisville,KY,USA
        The event is designed to encourage physical activity as a way to relieve depression, anxiety and loneliness. Forty-minute demonstrations in a variety of ...
Read more at:
http://www.courier-journal.com/article/20081030/FEATURES03/810300318/1010/FEATURES
 
        Susan Lark, MD Offers 5 Tips for Managing Stress During Tough ...
        By sashok(sashok)
        "Without a doubt, these tough economic times can have a lot of negative effects on your body and mind, including stress, insomnia, tension, anxiety, depression, weakened immunity, and illness," says Dr. Lark. "You may be nervous about ...
        Medical News -
http://medicalnewshub.blogspot.com/ 
 
        Free wellness fair offers ways to relieve depression, anxiety
        Moving Moods, a free wellness fair with demonstrations and participation, will be presented by the Sullivan University Wellness Center from 9 am to 3 pm Wednesday at the...
        Louisville, KY News RSS Feed... -
http://www.yourstreet.com/news/louisville-ky 
 
        All you need to know about Libido Posted By : Tim Bickerstaff
        By sashok(sashok)
        Prescribed drugs, particularly Proscar, a tablet used for prostate problems Low testosterone levels Thyroid disease Psychological Causes of Low Libido Depression – most common Stress and overwork Performance anxiety Latent gayness ...
        Soft News Hub -
http://softnewshub.blogspot.com/ 
 
        Sexual Trauma Haunts Many Female Vets
        By timeinctemp
        According to the study, the most common mental health conditions among the Iraq and Afghanistan veterans were depression, post-traumatic stress disorder, anxiety disorders, adjustment disorders (which cause stress and other problems ...
        Health News -
http://news.health.com/ 
 
        SEROQUEL XLÂ (quetiapine Fumarate Prolonged Release): New ...
        By Depression(Depression)
        The vent facts from the SEROQUEL XL® key depressive mix wakeful (MDD)1,2 and generalised anxiety disorder (GAD)3 clinical advance schema be presented at the 7th International Forum on apex of Mood and Anxiety Disorders (IFMAD) ...
        Depression Medicine News -
http://depressionmedicinenews.blogspot.com/ 
 
        How To Tackle Downturn-Related Depression
        Forbes - NY,USA
        ... manage stress, and it's not too late to start monitoring the warning signs and developing proactive strategies to relieve anxiety and depression. ...
Read more at:
http://www.forbes.com/health/2008/10/30/stress-recession-depression-forbeslife-cx_rr_1030health.html
 
        Therapy, Drugs Ease Children's Anxiety
        Wall Street Journal Blogs - New York,NY,USA
        But psychiatrists widely use sertraline "off label" to treat depression and a range of anxiety disorders in children. The children in the study, ...
Read more at:
http://online.wsj.com/article/SB122538412771884641.html
 
              BBC News
        Clegg warns of 'stress epidemic'
        BBC News - UK
        "And even if mental illness is completely new to you, the chances of you developing problems with stress, depression or anxiety are extremely high. ...
Read more at:
http://news.bbc.co.uk/1/hi/uk_politics/7702056.stm
 
        Combo Treatment Best for Anxiety Disorder in Kids
        By timeinctemp
        Albano noted that anxiety disorders in children are not just a phase. "These are debilitating disorders that run a long-term course into adulthood," she said. "They lead to other anxiety disorders, and later on, they lead to depression ...
        Health News -
http://news.health.com/ 
 
        Analysis of Interventions for Youth Trauma
        By Rick Nauert, Ph.D.
        The psychological harm that can result from exposure of children to trauma includes post-traumatic stress disorder, anxiety, depression and thoughts of suicide, risk-taking and aggressive behavior, and substance abuse. ...
        Psych Central News » Psychology -
http://psychcentral.com/news/ 
 
        Guilt ridden employees missing out on doctors appointments
        By Mike Wood(Mike Wood)
        Medical science has proven that poverty and unemployment are linked to higher rates of addiction, anxiety and stress, eating disorders, diabetes, asthma, kidney disease, depression and a whole host of cancers. ...
        Pharmaceutical News -
http://pharmaceutical-pr.blogspot.com/ 
 
        (Scroll down to calculate your Obama vs McCain tax cut) "Ross ...
        By John B(John B)
        Stress, depression and anxiety all wreak havoc on the libido." She talks about one couple in which a man fears he'll lose his job, which is affecting his sense of manhood, and therefore his sexual desire. He didn't want to burden his ...
        24/7 Breaking News - Political... - http://headlines-youshouldknow.blogspot.com/ 
        "Holy" Seduction Sparks Lawsuit Against Priest
        A woman from Queens, New York is suing a Catholic priest for seducing her saying she suffered stress, anxiety, guilt, fear, humiliation and shame from the affair he justified as "ordained by God." Judith Rodrigues-Lytwyn, 50, ...
        Funny News and Pictures at WayOdd -
http://www.wayodd.com/ 

Tuesday, November 11, 2008

Important answers to consumers concerns

Top of the day to you!  I'm Donna J Jodhan at the business desk.
A pleasant day in my neck of the woods and I would like to thank you for your questions and feedback.  Another week with many questions for me to answer so time for me to get to work.
Please keep your emails coming to editorial@untappedwealth.com.
 

Important answers to consumers concerns
 
Question from Kim Jannicky:  Donna, I am wondering how retirees are doing in the job hunt area given the present economic crunch?
Answer:  Kim, I think that the article that I have found below for you gives a very clear picture as to how the over 50s are doing these days.  I would like you to read this article and see for yourself.
Job boards abound for retirees, 50-and-overs
BusinessWeek - USA
RetiredBrains.com (http://www.retiredbrains.com) is a resource for older boomers, seniors, retirees and those about to retire who are looking to find jobs, ...
Read more at:
http://www.businessweek.com/ap/financialnews/D9448VUG0.htm
 
Question from Larry Lu:  Donna, what can you tell me about something called a RAT or a Trojan Horse?
Answer:  Larry, Here you go.  A perfect article for you to read.  So many people are not familiar with the RAT or Trojan Horse's ability to cause a lot of problems when it comes to its ability.  Many cyber pirates and hackers often use this method to gain access to someone's computer.  It is a remote access Trojan.  Hope this article helps.
Firewall Torn Apart - Part I
By getthatdone
Perhaps the most common way to break into a home computer and gain control, is by using a remote access Trojan (RAT). (sometimes it is called "backdoor Trojan" or "backdoor program". Many people simply call it a "Trojan horse" although ...
TIPS AND DOWNLOADS FOR GETTING... -
http://getthatdone.wordpress.com/ 
 
Question from David Fitioric:  Do you think that more retirees and seniors are going to choose to stay working now given the economic bust?
Answer:  David, I believe so.  Nothing is guaranteed anymore and more and more aging boomers are taking a long hard look at staying in the workplace for a while longer.  At least until this crisis is a bit behind us.  Please read my reference below.  It gives a very insightful outlook.
Today's Daily Reckoning - Mr. Market, Your Fair Weather Friend
By PhotoSoft(PhotoSoft)
If there was one thing the baby boomers were sure of, it was that if they didn't get their retirement financing together in time, they could always just keep working for a few more years. But already, the percentage of 'seniors' in the ...
Investment News -
http://newsinvestment.blogspot.com/ 
 
Question from Barry Stevens:  Hey Donna!  Where can I find some advanced tips on how to use Excel? 
Answer:  Barry, Just for you.  Here you go.  Try this reference.
(TechRepublic Pro] Teach your users advanced Excel 2007 tricks
By Javier Segura(Javier Segura)
We provide end-user tips on Word, Excel, and Outlook, as well as PC security tips and a fun fact from our Trivia Geek. Windows Server 2003: Upgrade or Technology Shift? Windows Server 2003 builds on most existing features in Windows ...
Saving Society -
http://savingsociety.blogspot.com/ 
 
Question from John Geddis:  I am a real estate agent and am looking to service seniors and retirees.  Can you give me some tips on how this market might be thinking when it comes to buying new homes and selling their homes?
Answer:  John, a very interesting question and I hope that the reference below helps you.  This one came across my desk a few days ago.  Good luck.
10 Real Estate Myths Debunked!
By joseph1031
The first edge of the baby boomers has reached 60 years of age and the massive bulk of that generation will soon go into retirement, but far from trading down, many of these older homeowners are keeping their homes or moving to ones of ...
Austin Texas Realtor Blog -
http://jasonljoseph.com/blog/ 
 
Question from Elliot Ashton:  A few weeks ago my system crashed and I had no proper data backup in place.  Someone told me that having a good remote data backup could help.  What can you suggest?
Answer:  Elliot, Here you go.  I think that this reference will help you.  It is important for everyone to have a proper data backup system in place.  Nothing could be worse if your system crashes and you lose all of your important data and you do not have any way of recovering it because you never backed it up.
Effective Tips On Remote Data Backup - Useful Information
By bandkmanagement3
Being an owner of a computer are you familiar with a remote data backup service? If you consider the data stored on your computer's drive to be important then it really doesn't matter if your a small or large business or home user. ...
Hospitality -
http://www.haganshospitality.com/ 
 
Question from Felicia Empers:  Are retirees thinking of job hunting during these hard economic times?
Answer:  Felicia, according to this article, looks like it.  Please read my reference below.
Retirees look for work in recessionary economy
Jackson Sun - Jackson,TN,USA
Now the financial crisis is accelerating interest in working later, with career sites and organizations for seniors and older workers reporting a surge in ...
Read more at:
http://www.jacksonsun.com/article/20081030/BUSINESS/810300305
 
Question from Nadia Day:  Donna, how can I avoid visiting an infected website?
Answer:  Nadia, Great question and all I can do here is to refer you to a reference that I found yesterday.  I hope it helps.
Spliced feed for Security Bloggers Network
By Jones(Jones)
Miller, a former National Security Agency computer security specialist, said the flaw could be exploited by an attacker who might trick a G1 user into visiting a booby-trapped Web site. Tricking a user into surfing an infected site? ...
Agribusiness -
http://intabitinsop.blogspot.com/ 
 
Question from Mark Lai: Donna, how can I protect my nest egg from this awful economic downturn?  Or even my retirement savings?
Answer:  Mark, here you go.  A reference which I urge you to check out.  This question is on the minds of so many persons; aging baby boomers, pre-retirees, and even younger persons in their 30s and 40s.  Hope it helps.
Four Ways to Protect Your Retirement From the Ongoing Financial Crisis
By Money Morning
(AMTD), the Omaha, Neb.-based brokerage firm that conducted the retirement study, said in an interview with Bloomberg News. "Because time is money, it's important to stay on track." Story continues below… ...
Jutia Group -
http://jutiagroup.com/ 
 
Question from Frances Cross:  I am seeking examples of places where signs are in multi languages.  I think that it would be a great thing if we can do more of this in cities where there are persons of multi lingual backgrounds.  Where can I find such info?
Answer:  Frances, I could not have put it better.  Here you go.  A great example for you to check out and especially when it comes to having a health system that can support multi lingual persons.
Global health in a global city
By rhona
All of the hospital signs are in English and Spanish, and some are also in Chinese, Russian, and Hindi. Although many of us health providers are familiar with medical Spanish, I am sure that we frequently miss nuances or explain ideas ...
The Lancet Student -
http://www.thelancetstudent.com/ 
 
Question from Alex Dako:  I run a consulting business and am presently trying to convince my client as to why he should allow his employees to tele commute.  Any suggestions?
Answer:  Alex, yes.  Here you go.  I think that you can use this reference to convince your client as to the benefits of tele commuting.
CIO
why telecommuting can be good for your company
CIO - Framingham,MA,USA
Truth be told, telecommuting only requires a computer, internet access, and a phone or fax. These equipment are very inexpensive and are most likely already ...
Read more at:
http://advice.cio.com/executivebrief/why_telecommuting_can_be_good_for_your_company
 
Question from Jan Grossman: I am trying to find some info on the safety and privacy of personal information on the Internet.  Can you help me?
Answer:  Jan, here you go.  Try this reference.  Hope it helps.
Personal data still a problem on Internet
Florida Times-Union - Jacksonville,FL,USA
This is where computer use comes in. If people use their computers to buy things on credit, pay bills or do their banking, they should take precautions. ...
Read more at:
http://www.jacksonville.com/tu-online/stories/102908/nes_348882979.shtml
 
Question from Christian Hamman:  Donna, I just started an Internet business but am a bit nervous about credit card processing and so on.  Can you help?
Answer:  Christian, a good reference for you to check out.  Try this reference.  I know, it can be daunting for a first-time Internet business owner. 
Internet and Businesses Online: Security Articles from ...
By Budd(Budd)
Regular Online Security Checkup to Deal With PC Virus Computer virus hold the ability to replicate itself and infect all computers connected through a common network. It does so without permission or prior knowledge of the computer user ...
Password Security Blog -
http://password-security.blogspot.com/ 
 
Question from Glen Golda:  What can I do now to start taking care of my retirement?  I am in my 40s but am very worried.
Answer:  Glen, I have a great reference for you to check out and this one may surprise you but I urge you to read it.
How starting a hobby now can pay for retirement
By Avocationist
Then in 1978, my dad was retiring from a small business that he owned and my wife was pregnant with our first kid, and the company wanted to move me to Japan to take over the terminal in Tokyo. I didn't really want to be moving while my ...
Avocationist -
http://avocationist.com/ 
 
Question from Zena Landry:  Donna, can you give me any tips on how to manage stress during these wicked economic times?
Answer:  Zena, this is not my area of expertise but I hope that the article below helps.
Susan Lark, MD Offers 5 Tips for Managing Stress During Tough ...
By sashok(sashok)
"Without a doubt, these tough economic times can have a lot of negative effects on your body and mind, including stress, insomnia, tension, anxiety, depression, weakened immunity, and illness," says Dr. Lark. "You may be nervous about ...
Medical News -
http://medicalnewshub.blogspot.com/ 
 
Question from Paco Valdez:  Do you have any statistics to share on how fast our population is aging?
Answer:  Paco, yes.  Here you go.  Check this one out.
USA: Age shall not wither them
By Seniors World Chronicle(Seniors World Chronicle)
The first of 78m baby boomers, born between 1946 and 1964, are now in their 60s. By 2040 about one in five Americans will be aged 65 or older, compared with one in eight in 2000. This is hardly news, and America as a whole is still ...
Seniors World Chronicle -
http://www.seniorsworldchronicle.com/ 
 

I am out of time for this week but before I leave you, here is my tip.  Ever thought about selling your knowledge and experience to an anxious world?  Well, food for thought.  True it is that we are presently struggling to deal with an economic crisis, but what many are seeking at the present time is for those of you who have something to give and impart to do it sooner than later.  This type of venture could bring you a lot of personal and financial satisfaction.
 
I'm Donna J Jodhan wishing you a great day and terrific week ahead.
      

Important answers to consumers concerns

Top of the day to you!  I'm Donna J Jodhan at the business desk.
A pleasant day in my neck of the woods and I would like to thank you for your questions and feedback.  Another week with many questions for me to answer so time for me to get to work.
Please keep your emails coming to editorial@untappedwealth.com.
 

Important answers to consumers concerns
 
Question from Kim Jannicky:  Donna, I am wondering how retirees are doing in the job hunt area given the present economic crunch?
Answer:  Kim, I think that the article that I have found below for you gives a very clear picture as to how the over 50s are doing these days.  I would like you to read this article and see for yourself.
Job boards abound for retirees, 50-and-overs
BusinessWeek - USA
RetiredBrains.com (http://www.retiredbrains.com) is a resource for older boomers, seniors, retirees and those about to retire who are looking to find jobs, ...
Read more at:
http://www.businessweek.com/ap/financialnews/D9448VUG0.htm
 
Question from Larry Lu:  Donna, what can you tell me about something called a RAT or a Trojan Horse?
Answer:  Larry, Here you go.  A perfect article for you to read.  So many people are not familiar with the RAT or Trojan Horse's ability to cause a lot of problems when it comes to its ability.  Many cyber pirates and hackers often use this method to gain access to someone's computer.  It is a remote access Trojan.  Hope this article helps.
Firewall Torn Apart - Part I
By getthatdone
Perhaps the most common way to break into a home computer and gain control, is by using a remote access Trojan (RAT). (sometimes it is called "backdoor Trojan" or "backdoor program". Many people simply call it a "Trojan horse" although ...
TIPS AND DOWNLOADS FOR GETTING... -
http://getthatdone.wordpress.com/ 
 
Question from David Fitioric:  Do you think that more retirees and seniors are going to choose to stay working now given the economic bust?
Answer:  David, I believe so.  Nothing is guaranteed anymore and more and more aging boomers are taking a long hard look at staying in the workplace for a while longer.  At least until this crisis is a bit behind us.  Please read my reference below.  It gives a very insightful outlook.
Today's Daily Reckoning - Mr. Market, Your Fair Weather Friend
By PhotoSoft(PhotoSoft)
If there was one thing the baby boomers were sure of, it was that if they didn't get their retirement financing together in time, they could always just keep working for a few more years. But already, the percentage of 'seniors' in the ...
Investment News -
http://newsinvestment.blogspot.com/ 
 
Question from Barry Stevens:  Hey Donna!  Where can I find some advanced tips on how to use Excel? 
Answer:  Barry, Just for you.  Here you go.  Try this reference.
(TechRepublic Pro] Teach your users advanced Excel 2007 tricks
By Javier Segura(Javier Segura)
We provide end-user tips on Word, Excel, and Outlook, as well as PC security tips and a fun fact from our Trivia Geek. Windows Server 2003: Upgrade or Technology Shift? Windows Server 2003 builds on most existing features in Windows ...
Saving Society -
http://savingsociety.blogspot.com/ 
 
Question from John Geddis:  I am a real estate agent and am looking to service seniors and retirees.  Can you give me some tips on how this market might be thinking when it comes to buying new homes and selling their homes?
Answer:  John, a very interesting question and I hope that the reference below helps you.  This one came across my desk a few days ago.  Good luck.
10 Real Estate Myths Debunked!
By joseph1031
The first edge of the baby boomers has reached 60 years of age and the massive bulk of that generation will soon go into retirement, but far from trading down, many of these older homeowners are keeping their homes or moving to ones of ...
Austin Texas Realtor Blog -
http://jasonljoseph.com/blog/ 
 
Question from Elliot Ashton:  A few weeks ago my system crashed and I had no proper data backup in place.  Someone told me that having a good remote data backup could help.  What can you suggest?
Answer:  Elliot, Here you go.  I think that this reference will help you.  It is important for everyone to have a proper data backup system in place.  Nothing could be worse if your system crashes and you lose all of your important data and you do not have any way of recovering it because you never backed it up.
Effective Tips On Remote Data Backup - Useful Information
By bandkmanagement3
Being an owner of a computer are you familiar with a remote data backup service? If you consider the data stored on your computer's drive to be important then it really doesn't matter if your a small or large business or home user. ...
Hospitality -
http://www.haganshospitality.com/ 
 
Question from Felicia Empers:  Are retirees thinking of job hunting during these hard economic times?
Answer:  Felicia, according to this article, looks like it.  Please read my reference below.
Retirees look for work in recessionary economy
Jackson Sun - Jackson,TN,USA
Now the financial crisis is accelerating interest in working later, with career sites and organizations for seniors and older workers reporting a surge in ...
Read more at:
http://www.jacksonsun.com/article/20081030/BUSINESS/810300305
 
Question from Nadia Day:  Donna, how can I avoid visiting an infected website?
Answer:  Nadia, Great question and all I can do here is to refer you to a reference that I found yesterday.  I hope it helps.
Spliced feed for Security Bloggers Network
By Jones(Jones)
Miller, a former National Security Agency computer security specialist, said the flaw could be exploited by an attacker who might trick a G1 user into visiting a booby-trapped Web site. Tricking a user into surfing an infected site? ...
Agribusiness -
http://intabitinsop.blogspot.com/ 
 
Question from Mark Lai: Donna, how can I protect my nest egg from this awful economic downturn?  Or even my retirement savings?
Answer:  Mark, here you go.  A reference which I urge you to check out.  This question is on the minds of so many persons; aging baby boomers, pre-retirees, and even younger persons in their 30s and 40s.  Hope it helps.
Four Ways to Protect Your Retirement From the Ongoing Financial Crisis
By Money Morning
(AMTD), the Omaha, Neb.-based brokerage firm that conducted the retirement study, said in an interview with Bloomberg News. "Because time is money, it's important to stay on track." Story continues below… ...
Jutia Group -
http://jutiagroup.com/ 
 
Question from Frances Cross:  I am seeking examples of places where signs are in multi languages.  I think that it would be a great thing if we can do more of this in cities where there are persons of multi lingual backgrounds.  Where can I find such info?
Answer:  Frances, I could not have put it better.  Here you go.  A great example for you to check out and especially when it comes to having a health system that can support multi lingual persons.
Global health in a global city
By rhona
All of the hospital signs are in English and Spanish, and some are also in Chinese, Russian, and Hindi. Although many of us health providers are familiar with medical Spanish, I am sure that we frequently miss nuances or explain ideas ...
The Lancet Student -
http://www.thelancetstudent.com/ 
 
Question from Alex Dako:  I run a consulting business and am presently trying to convince my client as to why he should allow his employees to tele commute.  Any suggestions?
Answer:  Alex, yes.  Here you go.  I think that you can use this reference to convince your client as to the benefits of tele commuting.
CIO
why telecommuting can be good for your company
CIO - Framingham,MA,USA
Truth be told, telecommuting only requires a computer, internet access, and a phone or fax. These equipment are very inexpensive and are most likely already ...
Read more at:
http://advice.cio.com/executivebrief/why_telecommuting_can_be_good_for_your_company
 
Question from Jan Grossman: I am trying to find some info on the safety and privacy of personal information on the Internet.  Can you help me?
Answer:  Jan, here you go.  Try this reference.  Hope it helps.
Personal data still a problem on Internet
Florida Times-Union - Jacksonville,FL,USA
This is where computer use comes in. If people use their computers to buy things on credit, pay bills or do their banking, they should take precautions. ...
Read more at:
http://www.jacksonville.com/tu-online/stories/102908/nes_348882979.shtml
 
Question from Christian Hamman:  Donna, I just started an Internet business but am a bit nervous about credit card processing and so on.  Can you help?
Answer:  Christian, a good reference for you to check out.  Try this reference.  I know, it can be daunting for a first-time Internet business owner. 
Internet and Businesses Online: Security Articles from ...
By Budd(Budd)
Regular Online Security Checkup to Deal With PC Virus Computer virus hold the ability to replicate itself and infect all computers connected through a common network. It does so without permission or prior knowledge of the computer user ...
Password Security Blog -
http://password-security.blogspot.com/ 
 
Question from Glen Golda:  What can I do now to start taking care of my retirement?  I am in my 40s but am very worried.
Answer:  Glen, I have a great reference for you to check out and this one may surprise you but I urge you to read it.
How starting a hobby now can pay for retirement
By Avocationist
Then in 1978, my dad was retiring from a small business that he owned and my wife was pregnant with our first kid, and the company wanted to move me to Japan to take over the terminal in Tokyo. I didn't really want to be moving while my ...
Avocationist -
http://avocationist.com/ 
 
Question from Zena Landry:  Donna, can you give me any tips on how to manage stress during these wicked economic times?
Answer:  Zena, this is not my area of expertise but I hope that the article below helps.
Susan Lark, MD Offers 5 Tips for Managing Stress During Tough ...
By sashok(sashok)
"Without a doubt, these tough economic times can have a lot of negative effects on your body and mind, including stress, insomnia, tension, anxiety, depression, weakened immunity, and illness," says Dr. Lark. "You may be nervous about ...
Medical News -
http://medicalnewshub.blogspot.com/ 
 
Question from Paco Valdez:  Do you have any statistics to share on how fast our population is aging?
Answer:  Paco, yes.  Here you go.  Check this one out.
USA: Age shall not wither them
By Seniors World Chronicle(Seniors World Chronicle)
The first of 78m baby boomers, born between 1946 and 1964, are now in their 60s. By 2040 about one in five Americans will be aged 65 or older, compared with one in eight in 2000. This is hardly news, and America as a whole is still ...
Seniors World Chronicle -
http://www.seniorsworldchronicle.com/ 
 

I am out of time for this week but before I leave you, here is my tip.  Ever thought about selling your knowledge and experience to an anxious world?  Well, food for thought.  True it is that we are presently struggling to deal with an economic crisis, but what many are seeking at the present time is for those of you who have something to give and impart to do it sooner than later.  This type of venture could bring you a lot of personal and financial satisfaction.
 
I'm Donna J Jodhan wishing you a great day and terrific week ahead.
      

Monday, November 10, 2008

Job boards abound for retirees, 50-and-overs

    Good day!  I'm Jeff N Marquis at the business desk.
I would like to kick start our week by giving you a news update.  It appears that despite the present economic crisis, more and more companies are seeking the skills and experience of retirees, and those in the over 50 age group.  We are not sure if the economic crisis has anything to do with this in any way but this picture seems to be changing the landscape for employment in the workplace.  To learn more, please read our news roundup below.
At the business desk, I'm Jeff N Marquis wishing you a great day.
 
 
News for retirees, aging baby boomers, and seniors
Breaking news!          Job boards abound for retirees, 50-and-overs       
 
        What's in a name? Feeling old, baby boomers say
        Allentown Morning Call - Allentown,PA,USA
        The oldest baby boomers are nearing retirement age, but there's a consensus that they don't want to be associated with anything that makes them feel ''old. ...
Read more at:
http://www.mcall.com/news/local/all-5senior.6637505oct28,0,5542918.story
 
        Job boards abound for retirees, 50-and-overs
        BusinessWeek - USA
        RetiredBrains.com (http://www.retiredbrains.com) is a resource for older boomers, seniors, retirees and those about to retire who are looking to find jobs, ...
Read more at:
http://www.businessweek.com/ap/financialnews/D9448VUG0.htm
 
        Callen Design Group Designer Earns CAPS Designation
        Muskego Now - Muskego,WI,USA
        CAPS was developed to help home remodeling professionals meet the needs of the 77 million Baby Boomers that will reach retirement age in the first years of ...
Read more at:
http://www.mymuskegonow.com/story/index.aspx?id=811347
 
        Today's Daily Reckoning - Mr. Market, Your Fair Weather Friend
        By PhotoSoft(PhotoSoft)
        If there was one thing the baby boomers were sure of, it was that if they didn't get their retirement financing together in time, they could always just keep working for a few more years. But already, the percentage of 'seniors' in the ...
        Investment News -
http://newsinvestment.blogspot.com/ 
 
        Four Ways to Protect Your Retirement From the Ongoing Financial Crisis
                By Money Morning
        (AMTD), the Omaha, Neb.-based brokerage firm that conducted the retirement study, said in an interview with Bloomberg News. "Because time is money, it's important to stay on track." Story continues below… ...
        Jutia Group -
http://jutiagroup.com/ 
 
        Four Ways to Protect Your Retirement From the Ongoing Financial Crisis
        By Jennifer Yousfi
        based brokerage firm that conducted the retirement study, said in an interview with Bloomberg News. "Because time is money, it's important to stay on track." According to the Ameritrade study – released yesterday (Tuesday) – 63% of ...
        Contrarian Profits -
http://www.contrarianprofits.com/ 
 
        10 Real Estate Myths Debunked!
        By joseph1031
        The first edge of the baby boomers has reached 60 years of age and the massive bulk of that generation will soon go into retirement, but far from trading down, many of these older homeowners are keeping their homes or moving to ones of ...
        Austin Texas Realtor Blog -
http://jasonljoseph.com/blog/ 
 
        Baby Boomers Are Ill-Prepared for Retirement
        Daily Reckoning - Australian Edition - Melbourne,Victoria,Australia
        "Gregg goes on to state that the retirement of the baby boomers represents 'the potential fiscal meltdown of this nation...and absolutely guarantees, ...
Read more at:
http://www.dailyreckoning.com.au/baby-boomer-retirement/2008/10/30/
 
        Troupes help seniors, disabled find their place on stage
        The Patriot Ledger - Quincy,MA,USA
        As baby boomers prepare to retire, she hopes they're taking note. "We're showing how to go into retirement," she said. "You've gotta do this. ...
Read more at:
http://www.patriotledger.com/lifestyle/x1157504566/Troupes-help-seniors-disabled-find-their-place-on-stage
 
        The Credit Crisis Is The Least Of Our Worries
        Forbes - NY,USA
        Driving this projection are the ticking time bombs of benefit obligations to retirees and impoverished families under Medicare, Medicaid and Social Security ...
Read more at:
http://www.forbes.com/entrepreneurs/2008/10/30/social-security-medicare-ent-law-cx_kw_1030whartonentitlements.html
 
        Retirees look for work in recessionary economy
        Jackson Sun - Jackson,TN,USA
        Now the financial crisis is accelerating interest in working later, with career sites and organizations for seniors and older workers reporting a surge in ...
Read more at:
http://www.jacksonsun.com/article/20081030/BUSINESS/810300305
 
        On The Cover/Top Stories
        Forbes - NY,USA
        Instead, the grim predictions are driven by the aging of the baby boomers, the relentless growth in health care costs and decisions politicians have made—or ...
Read more at:
http://www.forbes.com/home/forbes/2008/1117/064.html
 
        Ease Into Retirement
        Motley Fool - USA
        At the same time, however, aging brings its own set of new worries to the forefront. Many people nearing retirement are most concerned about how they'll ...
Read more at: 
http://www.fool.com/personal-finance/retirement/2008/10/30/ease-into-retirement.aspx
 
        USA: Age shall not wither them
        By Seniors World Chronicle(Seniors World Chronicle)
        The first of 78m baby boomers, born between 1946 and 1964, are now in their 60s. By 2040 about one in five Americans will be aged 65 or older, compared with one in eight in 2000. This is hardly news, and America as a whole is still ...
        Seniors World Chronicle -
http://www.seniorsworldchronicle.com/ 
 
        Kiplinger Says Reverse Mortgages Get Better
        By admin
        As baby-boomers move into their retirement years with fewer pensions, inadequate savings and increasing health-care costs, reverse mortgages are well positioned to serve as a financial solution, says Brian Montgomery, commissioner of ...
        Reverse Mortgage Daily -
http://reversemortgagedaily.com/ 
 
        RWD Technologies Appoints Michele Wise as Vice President and Head ...
        By RK Milton(RK Milton)
        By Ian Sample, science correspondent GUARDIAN NEWS SERVICE: Hungarian and Slovakian wines had highest levels in study; impurities linked to risk of Parkinson's and diabetes. Market meltdown busts baby-boomers' retirement dreams ...
        Seniors Health News -
http://seniorshealth.blogspot.com/ 

Saturday, November 08, 2008

Depressions, recessions ...

Hello there!  We the business team would like to bring you a very interesting article this weekend.  One that is extremely relevant to the present economic crisis.  This one comes from a very reliable source and we thank the research team at www.sterlingcreations.ca for passing it along to us.
At the business desk, have a great weekend.
 
 
--------------------------------------------------------------------------------
 
 
THE GRYPHON INSIDER
 
TH*NK*NG (D.R.O.P.S)
 

I've been thinking about D.R.O.P.s . Actually I've been thinking about Depressions, Recessions, Oversellings/ Overbuyings, Panics, and 7,140 to 8,568. The (choice of) word games from Washington D.C. and other financial capitols of the planet continue in the ongoing effort to placate the general public investing subclass. It took the major downturns at the world's stock exchanges last week finally to get the politicos and poobahs to come clean that the global financial systems are in crisis and how the elephant in the front parlor needs to be acknowledged and dealt with promptly. While the hearts of the storms center in the USA. They have their roots in OUR profligate borrowing and spending in recent decades. It is now a crisis threatening to take down the economies and financial systems everywhere. The financial economic gurus of the G-7 (G-8, or G-9) met in DC last Friday and put forth a united "happy face" on how they would control and fix the problems. I am not so optimistic re: their solution.
 
You see it was only grudging that "the powers that be" would even admit how we are now in a recession - much less acknowledge that the situation that "IT" was descending to the "Depression" level. Until only very recently, we were advised how "if something wasn't done and affirmative action taken, we could descend into a step back in growth (aka a recession) in the coming year." We were not told if the coming year was 2007, 2008, or 2009? Spinmeisters are conveniently vague in their definitional use of the words and time frames chosen!
 

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A Billionaire's Secret
 
Now Ken Maseka, the former Wall Streeter who led investors to profits of 256% ... 500% ... and 988%, blows the lid off the greatest insider trading secret ever ...
 
 
 
Brought to you by The Ministry of Wealth
 
Largely hidden from the public eye, it's where the big institutional money managers make their insider trades ... and generate double and triple-digit gains that leave the Dow in the dust.
 
In this report: an amazingly simple way to uncover - and make -- the same winning trades the big Wall Street insiders make ... 100% legal!
 
Just look at the profits our readers have already made:
 
Quest Diagnostics ... up 2,166%.
CNH Global NV ... up 988%.
Local.com ... up 256%.
Healthways ... up 826%.
Forward Industries ... up 644%.
IntercontinentalExchange ... up 2,726%.
Option Care ... up 430%.
International Power Group ... up 755%.
Fording Canadian Coal Trust ... up 286%.
 
Dear Investor:
 
Hello. My name is Ken Maseka.
Have you heard of me? Perhaps not.
But when you hear the gains my readers have made, you may wish you had....
 
                                                                                                                READ ON......
 
                                          http://www.gryphonfinancial.net/index.aspx?page=MOW1001
 

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When I was a U of I undergrad, Dr. Janet L. Weston, used a parable to explain the definitions (and perceptions) of the various downturns by the public. She said: "When you come home at night and see on the NEWS or read in the paper, that somebody elsewhere has lost their job, the economy is cooling. When you come and learn how a family member, friend, or neighbor has lost their job; the economy is in recession. When you come home and reveal that you have lost your job, it is a depression!" How close to home an economic or financial situation hits really defines everything!
 
Until the Great Depression of 1929, such widespread downturns were called "Panics." These were periodic retrenchments of the natural economic cycle. They varied in severity and duration. The "Big One" of the 1930's was perceived as different beast. Steps were taken to manipulate growth and economies to forestall such a global catastrophe from re-occuring. The wild west of unrestricted (and free) functioning of economic forces gave rise to regulation and various governmental stimuli. This worked up to a point since WWII. If the policies of "crystal ballers" with their hands on the throttle (or the brake) missed in their prophetic/ "profitic" actions; mistakes were panned off as a mere correction. Most recently, the fixing stimulus to any bubble in growth (or prosperity) was to maneuver an even bigger one to take its place. Borrowing and spending was the panacea for everything. Printing money and cutting interest rates would "always" prove a wonder-cure and prosperity would once again follow. We are now seeing that eventually such a misguide policy has its own problems, too!
 

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 THE MASTER TRADER
       HITS A GRAND SLAM!
 

    He's 14 for 15 with an average gain of 85.5%
 
 

Turn Your Subscription Cost Into $15,000.00 With One FIVE Minute PHONE CALL...
But - You Must Run These Bases Quickly to Grab These Insane Profits for the LOWEST
PRICE Ever Offered!
 
Dear Investor,
"He's got to be NUTS."
Sitting, starring out the window aside my desk on Wall Street with a blank gaze, I tried to catch up with my own thoughts.
"Why would he - at the same time - advise long and short pays on cement?"
"He knows I think he's crazy. He's probably happy that I think that."
Want to know something about those "insane" trades? They were gigantic winners- each and every one!
 
75% when he went short on cement
56% when he went long on cement
82% by recommending short on energy
94% by recommending a long play on energy
I guess he's not so NUTS after all...
He's gotta be the best damn trader on Wall Street today. And his last 12 closed positions have all been winners.
 
To add to what I just mentioned, he cashed in on 142%, 400%, 110%, 102%... and an embarrassing 16%, which I'll go into in a second.
Even though he appears to be "off his rocker" most days, this guy makes profitable gains from this volatile market...look to good to be true? But when he next requested this "out of left field" suggestion to me, I've got to tell you it's almost too crazy to entertain...
HIS MADNESS - IS CONTAGIOUS...
Check this out...
 
READ ON..... 
 
 
 
 

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Last week the vultures finally came home to roost. The elephant in the front parlor was proving too costly to feed as some loveable house pet to ignore. In 1929, Wall Street fell by 23%. Last week leading market indexes fell by 18%. Elsewhere in the world, major exchanges declined even more. Trading was suspended at several of them for a few hours to provide a "catch-a-breath break."
 
Earlier in Spring, I responded to readers' emails asking where I thought the bottom would come? Then... I responded that the major bottom would only come when the Dow Ind was somewhere between 7,140 and 8,568. This marks a 50% to 40% drop from the all time high of 14,280 - ditto for other indexes. Most responded at the time that I was absolutely crazy. This has been the historical norm in almost all earlier panics, depressions, and recessions. We are told how the markets eventually recover - but...it took 29 years for the markets to recover from 1929! Do you have that much time to wait in this go around? I'm Fred Cederholm and I've been thinking. You should be thinking, too.
 

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If you had just one opportunity to seize everything you've ever wanted... by investing in one newsletter... Would you know which one?
 
Guess What? You better because ONE SHOT may be all you get!!
 
 
 
Have you ever noticed that everyone on TV, to guy on the next bar stool claims they know the next big STOCK investment? Even if that guy is BUFFET- he'd still be wrong. Want to know why? Because there is no one who can pick stocks 100% correctly---That's why!
 
Every minute an investment is not in your portfolio is a minute it is not producing profits for you. The key to picking the most profitable positions is to follow a time-tested, well informed, qualified staff of traders and follow them.
 
"Your buying begins with the greatest advice...plain and simple..." J.Grecco
 
We make you MONEY!
 
It's simple math. You lose 10 to 100 times the cost of a position in the time you spend researching positions, newsletters and services. Get the advice and positions you need to create the wealth you desire.
 
PENNY STOCKS FOR THE SERIOUS SMALL-CAP INVESTOR
 
By the time everyone else catches on, You've already made your fortune!
 
 

Donna J Jodhan is the president of Sterling Creations
Now you can view blogs written by Donna at http://www.numpadplus.com/blog under the access and accessibility category and you can also see her biweekly editorial at www.accessibilitynews.ca/acnews/editorials/donna.php
In addition, you can view her monthly online magazine editorial at http://www.onestopbookcafe.com under the café talk link. 
Donna also hosts a weekly feature called important answers to consumers concerns at http://www.untappedwealth.com/businessdesk.html
and her company's free monthly online magazine can be found at http://www.sterlingcreations.ca/magazine.html
She now writes a weekly feature at http://www.sterlingcreations.ca/blog/blog.html
 
 

Friday, November 07, 2008

Report: Jobless giving up search for work

Greetings everyone!  I'm Jayna Sheffield at the business desk.
In a world where the economy continues to teeter on the brink of recession, we are barely hanging on and it is even more difficult for those who are jobless.  Put yourselves in the shoes of a jobless person.  You wake up every morning and turn on the TV and what is the first thing that greets your weary mind?  Headlines streaking across your screen telling you that the economic crisis is worsening.  Not very nice for jobless persons.  This week I would like to focus on the plight of the jobless and I urge you to read our news roundup below.
At the business desk, I'm Jayna Sheffield wishing you a pleasant weekend.
 
 
Time now for our Amazon picks of the week.
  What Do You Stand For? For Teens: A Guide To Building Character
By Barbara A. Lewis
An excellent book for you and your teens to read.  This book helps its readers to carry out self-examinations and to take stock of where they are, and where they would like to go.  Excellent reading.
 
  Let's Get Real About Money!: Profit from the Habits of the Best Personal Finance Managers
By Eric Tyson
This book comes in handy during this present period of uncertainty and crisis.  It is well laid out and easy to read.  Another excellent book to read.
 

Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia
Breaking nnews!          Report: Jobless giving up search for work       
 
        Global village slowly going digital
        IPPmedia - Dar es Salaam,United Republic of Tanzania
        They also can be a boon to small business creation and economic development, as well as language preservation. In KwaDukuza, on the northern coast of South ...
Read more at:
http://ippmedia.com/ipp/guardian/2008/10/21/124841.html
 
        President's Design Award '08 Jury Panel
        TAXI Design Network - New York,NY,USA
        Formally, we have developed our own 5 stage process, which begins with identifying a business opportunity and then goes through 32 discrete steps before ...
Read more at:
http://www.designtaxi.com/features.jsp?id=100427
 
        Report: Jobless giving up search for work
        Topic: Small business financing. Cost: $10. Pay in advance at www.berkeleysc.org or make check or money order payable to SCORE, PO Box 968, Moncks Corner, SC 29461. Information: amorris@bcoc.com, 843-577-9549 or 843-761-8238. ...
        Columbia Regional Business Report -
http://www.columbiabusinessreport.com/ 
 
        October 22, 2008
        By Bahadir(Bahadir)
        German business delegation find opportunities in Kurdistan Region. Kurdish-Armenian relations. Google News Greece Cyprus Turkish Cypriot Press ABHaber Dýþ Basýnda Türkiye-AB Ýliþkileri Günlük Haftalýk ...
        TurcoPundit -
http://turcopundit.blogspot.com/ 
 
        101 new messages in 95 topics - abridged
        By Ben Shang(Ben Shang)
        Learning & work with yur PC [link] We will provide you with a guide to legitimate, internet-based work at home, work from home, small business, and home based business opportunities that have desirable products, and are profitable. ...
        The Controller Jobs -
http://the-controller-jobs.blogspot.com/ 
 
        (Job search engine) LOWONGAN PEKARJAAN TERBARU: Job vacancies in ...
        By admin
        These wonderful job search sites and excellent blogs are run by some of the leading organizations and large business groups in order to diversify and widen the job opportunities for people searching for suitable jobs on the World Wide ...
        Jobs Blog -
http://www.jobsblog.us/ 
 
        #1 Hidden Secrets to the "[Best Residual Income Opportunity]"
        By admin
        Internet Home Based Business Ideas | Residual Income Opportunity • MarketingThis website is dedicated to researching the best internet home business ideas and residual income opportunities available that can help you start a new and … ...
        Buying Contact Lenses -
http://contactlenses.belmontt.com/blog/ 
 
        India Small Business News Round-up - 23/10/2008
        By Stefan Töpfer
        Oracle targets small firms in the north for business: Oracle India Private Ltd, the Indian subsidiary of the world's largest enterprise software company, is scouting for business opportunities in the small- and medium-scale business ...
        SmallorHomeBusiness.co.uk Blog -
http://smallorhomebusiness.co.uk/blog/ 
 
        Mobile Intertent World 2008, Boston
        By Don Jose
        By 2020, 70 billion devices could be connected to the Internet. The economics will be staggering. The future is incredible. Making it happen will mean openness. Open standards and an open platform. The business opportunities will be ...
        Don Jose Way -
http://donjosemedia.net/ 
 
        Angel Investors Get Picky
        By susak(susak)
               Consultant Morrie Shechtman offers advice on how small business owners can address those fears honestly and make employees productive again. SMALLBIZ SPECIAL REPORTS. Best US Entrepreneurs 25 and Under. Home- Based Business. Branding ...
        news -
http://abount-news.blogspot.com/ 
 
        Presence in China a business no-brainer
        Irish Times - Dublin,Ireland
        "China is all about relationships and in terms of our business, Asia is growing rather than contracting. People are nervous in Europe, ...
Read more at:
http://www.irishtimes.com/newspaper/finance/2008/1024/1224715114336.html
 
        Daily convention report from ITB Asia
        Forimmediaterelease.net (press release) - Haleiwa,HI,USA
        A "positive digital storm" is being created that will bring unprecedented opportunities and power to online travel companies. ...
Read more at:
http://www.forimmediaterelease.net/pm/1913.html
 
        Annual Report to shareholders
        Sydney Morning Herald - Sydney,New South Wales,Australia
        This enhance focus on the identification and exploitation of new business opportunities innovative design competition, focusing through proactive sales and ...
Read more at:
http://newsstore.smh.com.au/apps/previewDocument.ac?docID=GCA00894399IVT
 
        Make *MONEY* from HOME. No *SCAM* Start with GDI!
        Video results for work from home Work From Home Opportunities Work From Home Jobs Earn $500/Day Business ABC News: Tory Johnson's Work-From-Home Tips A growing work-from-home opportunity is to answer the inbound customer calls for ...
        recent posts - blip.tv (beta) -
http://loiclemeur.blip.tv/ 
 
        Do or Die: Global Customers, Investors and Acquirers
        By admin
        I wonder how many Canadian companies have explored opportunities in either of these countries. Looking at the chart below, at a macro level, the US is still a huge market. Looking at growth of GDP: China, India, Russia, Southeast Asia… ...
        CVCA - Capital Rants -
http://www.vcrants.com/ 
 
        Banks to answer to Lord Mandelson if they fail to fund small ...
        By Justin
        Asian Travel Industry Unites at ITB Asia as Economic Clouds Gather … Oct. 24, 2008 SINGAPORE, Oct 24, 2008 (BUSINESS WIRE) — Despite financial uncertainties in the … for travel. "Crisis always opens up new opportunities to change the ...
        Home Online Business Opportunity -
http://home-opportunity.online-business-news.org/ 
 
        #1 Hidden Secrets to the "[Best Residual Income Opportunity]"
        By admin
        Internet Home Based Business Ideas | Residual Income Opportunity • MarketingThis website is dedicated to researching the best internet home business ideas and residual income opportunities available that can help you start a new and … ...
        Life With Time & Financial Freedom -
http://www.time-financialfreedom.com/ 
 
        Muhimu: List of article directories
        By Shy
        Submit Articles|Free Web Content Submission Directory|Link Building Search Engine Ranking|Ezine Email Marketing|Quality Backlinks|Home Based Business|Money Making Work at Home Opportunities , Pagerank: 1 ...
        JamiiForums.com -
http://www.jamiiforums.com/ 
 
 

Thursday, November 06, 2008

How to find and Remove Spyware from Computer

Hello there!  I'm Matt Chadwick at the business desk.
How concerned are you about that awful thing called Spyware?  Are you really aware of the ramifications and damage that Spyware can cause to your computer system?  Do you know what havoc and inconvenience Spyware can cause to your computer?  Well, I would like to invite you to read our news roundup below.
At the business desk, I'm Matt Chadwick wishing you a great day.
 
 
Security tips for home computer users
Breaking news!          How to find and Remove Spyware from Computer       
 
        Home security ritual also can apply to an online routine
        Ventura County Star - Camarillo,CA,USA
        But a wireless router also can serve as an entry point to your computer system. Even in this day and age, it's easy to find users — including businesses ...
Read more at:
http://www.venturacountystar.com/news/2008/oct/21/home-security-ritual-also-can-apply-to-an-online/
 
        How to Thwart a Car Thief
        NewsChannel5.com - Nashville,TN,USA
        (To see our complete list of tips on preventing car theft, go to the accompanying slideshow.) There were 1095769 motor vehicle thefts nationwide last year ...
Read more at:
http://www.newschannel5.com/Global/story.asp?S=9213772
 
        Botnets are still a serious issue for home and small business ...
        By Bill Boushka(Bill Boushka)
        Even so, a purchaser of a new Windows computer should probably complete as much anti-virus installation as possible before connecting to the Internet, and then download all the applicable security updates from Microsoft and from the ...
        Bill's Internet Safety Tips -
http://billsinternetsafety.blogspot.com/ 
 
        FBI sees rise in computer crime (Reuters)
        By car-hybridlrzgrlqc(car-hybridlrzgrlqc)
        The irony is that Philippines had no law against computer viruses at that time and so it failed to punish the author of I LOVE YOU who was from Philippines itself! For more PC security tips, advice and antivirus software reviews visit ...
        Water Power Hydrogen -
http://water-power-hydrogenzbitssxofth.blogspot.com/ 
 
        How to find and Remove Spyware from Computer
        By Chris Martin
        Spyware is a malware that is placed secretly on a computer. It tracks the user's behavior and reports information back to a central source. It refers to a category of software that, when installed on your computer, may send you pop-up ...
        About Online Tips -
http://www.aboutonlinetips.com/ 
 
        Bowling
        By Bowling Guru
        Brunswick Zone Home - Brunswick Bowling Bowling Tips and Coaching Kids' Birthdays Join a Fall League Today. There s something for everyone bowling, billiards, video games. Home Coupons Cosmic Bowling Group Events Kids' Birthdays Leagues ...
        Melvin Ream -
http://melvinream.com/ 
 
        security avg
        By farrowcool
        CLICK HERE TO CONTINUE». Senior Research Engineer to windows users that then mac os x virus inqtana or discovered in the past or information dedicated! Simpson directs users or anniv. Dog CareGet tips on training. Detects. ...
        farrow's stuff -
http://celebrity.halukay.com/farrowcool/ 
 

        Ten ways SMBs can cut costs in a slow economy
        ZDNet Asia - Singapore
        Before you give up the landline, be sure it's not needed for other purposes, such as your fax machine or security alarm monitoring system, and be aware of ...
Read more at:
http://www.zdnetasia.com/insight/business/0,39051970,62047388,00.htm
 
              LongIslandPress.com
        Suppress Coverage
        LongIslandPress.com - NY,USA
        I offered some tips on a new bike and expressed regret about getting so lazy. He wasn't interested, though, as he's more of a swimmer. ...
Read more at:
http://www.longislandpress.com/articles/coverstory/427/
 
              The Flint Journal - MLive.com
        Traveling overseas? Some tips for the trip by Flint Journal ...
        The Flint Journal - MLive.com - Flint,MI,USA
        If you bring your computer or hairdryer you may need an electrical converter to power up your laptop or to use your curling iron. ...
Read more at:
http://www.mlive.com/flintjournal/business/index.ssf/2008/10/traveling_overseas_some_tips_f.html
 
        You Doing e-communications, Are you safe? — by JAIPRAKASH SHARMA
        By admin
        Your home computer has the power to crack a 56 bit key, but it stops at the 128 bit. Encryption for everyone Cryptography has traditionally been a James Bond type of thing to many of us, but as most of Bond's gadgets, encryption is ...
        Free Articles -
http://www.126126.info/ 
 
        Synchronize Your Documents For Backup
        By wangcen(wangcen)
        Additionally, the files stored on the home drive are made available Offline and stored on the local hard drive of a user's computer. This allows users to take their data with them, particularly helpful for laptop users. ...
        Nice Reading -
http://sincerityboy.blogspot.com/ 
 
        SAP Tips & Tricks
        By Data4Experts(Data4Experts)
        SAP R/3 Tips & Tricks. Logging on without being authorized Client 066 usually exists in a SAP system due to EarlyWatch services. Often this client does not have master users. If it is true, anyone can log into the system using the ...
        Data4Experts -
http://data4experts.blogspot.com/ 
 
        AT&T BlackBerry Bold arrives November 4th!
                By admin
        Like all BlackBerry smartphones, the BlackBerry Bold gives users the industry's leading mobile messaging solution. It works with BlackBerry® Enterprise Server, which enables advanced security and IT administration within IBM® Lotus® ...
        Blackberry Tips -
http://www.blackberrytips.com/ 
 
        Network Security Appliance
        By admin
        Needless to say, protecting the information and user is extremely important bringing in not just security at the perimeter and for information in transit, but also access control to the stored information and clear audit guidelines." ...
        Top Software -
http://www.top-soft.net/ 
 
        How to survive a recession
        Bangkok Post - Thailand
        Most people will automatically cut back on big-ticket items such as a new plasma television, car or computer. But the little things count as well - delaying ...
Read more at:
http://www.bangkokpost.com/241008_Business/24Oct2008_biz30.php
 
        Computer zone: Five routes to computer composure
        The New Nation - Bangladesh
        Our tips range from protecting yourself while online, to getting your data recovered in case of a serious error. The biggest threats to home computing are ...
Read more at:
http://nation.ittefaq.com/issues/2008/10/24/news0056.htm
 
        How to Thwart a Car Thief
        WAAY - Huntsville,AL,USA
        "It began to drop in 1996 when we started using computer engineered controls," says Robert Sinclair, a spokesperson for AAA New York. ...
Read more at:
http://www.waaytv.com/Global/story.asp?S=9213772
 
        Wi-Fi Security - How to secure your Wi-Fi Network
        By Chris Martin
        Attackers who participate in or take advantage of wardriving have malicious intent and could use this information to hijack your home wireless network or intercept the connection between your computer and a particular hotspot. ...
        About Online Tips -
http://www.aboutonlinetips.com/ 
 
        Diversity Of Radio Shack Home Security Systems
        By Author
        There is a simple two-piece Radio Shack Home Security System which consists of a wireless motion sensor alarm and a key chain remote. The whole system is mobile and the user can take it along with him always and also while traveling. ...
        Home Security Information, Systems... -
http://home-security.savvy-cafe.com/ 
 
        Repair My PC Free
        By admin
        Spyware Will Comprimise Your Online Security - Act Now Before It's Too Late! Author Rob Funge explains: Itanersquo;s amazing just how many computer users are blissfully unaware that there systems have been infected with Spyware. ...
        Top Software -
http://www.top-soft.net/ 
 
        Guilt ridden employees missing out on doctors appointments
        By admin
        The economic effects of a downturn potentially cause stress so severe it cannot be shaken off at home. Consequentially, this can affect parent bonding and consequently childhood development and security. ...
        Press release -
http://ehealthforum.com/press/ 
 
        Hacker's Best Friend : Google
        By Ahmad
        Both software designers and end users should pay more attention to default installation security configuration and security policy. In the end, there are always going to be people who make mistakes, use default installs, ...
        Mr. A's Blog - Ahmad Abdur Rehman -
http://a.com.pk/ 
     
 

 

Wednesday, November 05, 2008

Bad economy exacerbates mental health problems

Good morning!  I'm Kerry J Harrison at the business desk.
You're probably sick and tired of me harping on how our bad economy is affecting our mental health but I am only echoing the words of many others.  If we have any hope of helping ourselves, then we need to start taking better care of ourselves both physically and mentally and this week I would like you to use our news roundup to do just that.
At the business desk, I'm Kerry J Harrison wishing you a great day.
 
 
News on stress, anxiety, and depression
Breaking news!          Bad economy exacerbates mental health problems       
 
        Depression, Anxiety, and Stress: Let's Talk About It
        Littleton Independent - Concord,MA,USA
        As part of Blake's presentation she showed the video "Depression: True Stories" and then facilitated a discussion. This forum allowed people to ask ...
Read more at:
http://www.wickedlocal.com/littleton/news/x398374534/Depression-Anxiety-and-Stress-Lets-Talk-About-It
 
        Bad economy exacerbates mental health problems
        Canada.com - Don Mills,Ontario,Canada
        "Stress is a big factor in mental illnesses. I would say any city that's going through a depression like this (would be affected), but absolutely in Windsor ...
Read more at:
http://www.canada.com/windsorstar/news/story.html?id=31fd2c44-e288-472f-a469-3997f869c0a4
 
        UNC center expands services for women depressed after childbirth
        Burlington Times News - Burlington,NC,USA
        RALEIGH -- Within hours of giving birth, Kerri Hall's mood quickly turned from the elation of a new mom to the worry of a woman troubled by severe anxiety. ...
Read more at:
http://www.thetimesnews.com/articles/women_18942___article.html/unc_postpartum.html
 
        VAI Finding Could Lead to New Drugs for Anxiety, Depression
        By lightsources.org
        ... (VAI) have determined how the hormone corticotrophin releasing factor (CRF) precisely binds to its receptor. This detailed structural information can help drug developers design new drugs for anxiety, depression, and related disorders.
        Lightsources News Feed -
http://www.lightsources.org/ 
 
        Do you suffer from Adrenal Burnout?
        By The Hatched Egg(The Hatched Egg)
        It's amazing how this little gland can impact your stress/anxiety and depression. The Adrenal Gland. Located on top of each of your kidneys, this round gland is approximately 3-4 inches in diameter. This gland is responsible for ...
        The Hatched Egg-Freedom from... -
http://thehatchedegg.blogspot.com/ 
 
        On the CBS Evening News with Katie Couric -- Campaign focus on the ...
        By CBSNews Inside Scoop
        MEDICAL MYSTERIES: WOMAN'S FERTILITY - Studies have found that infertile women experience high levels of stress. One study showed that the levels of stress -- both anxiety and depression -- are equal to the levels experienced by ...
        Newsletterarchive.org -
http://www.newsletterarchive.org/ 
 
        Health Headlines - October 22
        By Mrs_Skeffington(Mrs_Skeffington)
        It may also be that TV offers an escape from anxiety or depression, which could be the real cause of lower grades, the newspaper reported. -----. Mountain Climbers May Suffer Altitude-Related Brain Damage ...
        NurseTips -
http://nursetips.blogspot.com/ 
 
        The healing power of literature
        ... people are aware about the healing power of literature. Jotting down thoughts and feelings is the best way to fight anxiety and depression. Whether the subject is literary or scientific but expression always holds an important place.
        merinews: Lifestyle News Articles -
http://www.merinews.com/catBrief.jsp?catID=7&category=Lifestyle 
 
              BBC News
        Depression 'doubles' early birth
        BBC News - UK
        However, Professor Vivette Glover, from Imperial College London, said that the effects of depression, stress and anxiety on pregnancy were starting to be ...
Read more at:
http://news.bbc.co.uk/1/hi/health/7683757.stm
 
        Is Financial Crisis the Reason for Your Back Pain? Leading Pain ...
        MarketWatch - USA
        It reduces stress and anxiety and increases tolerance to pain. Since, when we laugh, we stretch muscles, breathe faster, and send more oxygen to our tissues ...
Read more at:
http://www.marketwatch.com/news/story/Is-Financial-Crisis-Reason-Your/story.aspx?guid=%7B8B3FB84A-66A8-4398-B601-189136BD719B%7D
 
        New technology offers hope for treatment and detection of stress ...
        Healthcare Equipment and Supplies - London,UK
        THE millions spent by the NHS on the treatment and diagnosis of stress and depression could be slashed with the announcement, this week, of groundbreaking ...
Read more at:
http://www.hesmagazine.com/story.asp?sectioncode=196&storyCode=2048680
 
        The Fuel of Stress, Anxiety and Depression
        By MrMaca
        I recently posted an article to my website about how certain beliefs underpin stress, depression and anxiety. One of the main beliefs I briefly introduced concerns helplessness. Helplessness is a major part of these illnesses so let?s ...
        Maca Root Blog -
http://blog.peruvian-maca.com/ 
 
        Depression During Pregnancy Doubles Risk of Preterm Birth
        By Theresa Tamkins
        Dr. Li and his team don't know why depression might influence preterm birth risk. However, past research has linked stress to poor pregnancy outcomes through effects on hormones, the immune system, and other factors. ...
        Health News -
http://news.health.com/ 
 
        Three-thousand teachers from fifty-four schools walked off the job ...
        By 4ZzZfm NEWS(4ZzZfm NEWS)
        A peak body for anxiety and depression says the next generation is more accepting of mental illnesses. It's anxiety and depression awareness month and the CEO of Beyond Blue says younger people are less likely to blame someone for their ...
        4ZzZfm NEWS -
http://4zzznews.blogspot.com/ 
 
        Maternal depression doubles risk of early delivery - study
        By briangrady
        However, Professor Vivette Glover, from Imperial College London, said that the effects of depression, stress and anxiety on pregnancy were starting to be recognised. "There are several studies suggesting that stress during pregnancy ...
        Dr. Brian Grady's blog -
http://briangrady.wordpress.com/ 
 
        The Top 5 Ways to relieve Stress
        By dbolton
        Stress only happens because you let it. Many of our emotions like stress, depression, anxiety, or fear are brought on from our own thinking. If we can fill our minds with good stuff, and toss out the bad, your day will be something you ...
        Depression Suppressed -
http://depressionsuppressed.com/ 
 
       Iraq vets and post-traumatic stress: No easy answers
        CNN - USA
        "With PTSD comes anxiety problems, depression problems ... I get flashes of rage, which goes hand in hand with alcoholism I've been fighting since I got ...
Read more at:
http://www.cnn.com/2008/HEALTH/conditions/10/24/ptsd.struggle/
 
        COPD Exacerbations Linked to Depression and Anxiety
        MedPage Today - Little Falls,NJ,USA
        All participants completed questionnaires on baseline anxiety and depression using the Hospital Anxiety and Depression Scale (HADS) and were followed ...
Read more at:
http://www.medpagetoday.com/Pulmonary/SmokingCOPD/11449
 
        Depression May Increase Exacerbations, Hospitalizations in COPD
        Newswise (press release) - USA
        Each patient was assessed at baseline for anxiety and depression as well as disease severity. They were contacted monthly by telephone for one year to ...
Read more at:
http://www.newswise.com/articles/view/545575/
 
        Depression Influences Severity of Lung Disease
        By Rick Nauert, Ph.D.
        Each patient was assessed at baseline for anxiety and depression as well as disease severity. They were contacted monthly by telephone for one year to determine whether they had experienced any exacerbations or hospitalizations. ...
        Psych Central News -
http://psychcentral.com/news/ 
 
        Balanced Living through Time Management
        By JoLynn Braley
        Week 13 in the Attacking Anxiety and Depression program is about bringing balance into your life by letting more of that stress and anxiety go, which actually goes hand in hand with time management. Here's an example: have you ever felt ...
        The Fit Shack -
http://www.thefitshack.com/ 
 
        Depression and anxiety increase COPD exacerbation risk
        People with chronic obstructive pulmonary disease who also suffer from depression or anxiety are at a higher risk for exacerbations than their counterparts without these mental health problems, researchers report.
        MedWire News - Respiratory -
http://www.medwire-news.md/48/Respiratory.html 
 
        European CHMP adopts negative opinion on Cymbalta for the ...
        In addition to chronic widespread musculoskeletal pain, many fibromyalgia patients experience other symptoms such as tenderness, fatigue, sleep disturbance, anxiety and depression.1,9 In Europe, duloxetine has been approved for the ...
        Boehringer Ingelheim RSS-Newsfeed -
http://www.boehringer-ingelheim.com/ 
 
        Depression may increase exacerbations, hospitalizations in COPD
        By harminka
        It is well known that patients with chronic obstructive pulmonary disease (COPD) frequently suffer from depression and anxiety, but according to new research, depression and anxiety may actually cause increased hospitalizations and ...
        HULIQ - Citizen News Review -
http://www.huliq.com/ 
 
 

Tuesday, November 04, 2008

Important answers to consumers concerns

Top of the morning to you!  I'm Donna J Jodhan at the business desk.
As we head out to choose our next president, there are so many things weighing heavily on our minds.  This day may  very well turn out to be one of the more momentous ones in history. 
Thank you for your feedback and keep those questions coming.  Now to our bulging e-bag.
 
Important answers to consumers concerns
 
Question from Beverley Flynn:  How prominent do you think the 50s market is at the present time?
Answer:  Beverley, This is a very huge market with real demand and real consumers and it is a market that will be inexistence for a very long time because it is only logical that sooner or later consumers are going to enter into this age group.  Please read my reference below.
        The Senior Citizen, 50 Plus Market is Huge
        By Gerald Lewis
        It's simply inform others this huge growing market show seniors baby boomers that they have interest starting home based business that there new process out there called Attraction Marketing. When this system learned put into practice ...
        SiteProNews: Webmaster News &... -
http://www.sitepronews.com/ 
 
Question from Karen Shipper:  I have been reading about the decline of the French language.  How true is this?
Answer:  Karen, This article came across my desk a few days ago and after reading it I am a bit concerned.  Please give this one your attention.  Hope it helps.
        Speaking of Languages: The Decline of French
        Brussels Journal - Brussel,Belgium
        How can schools teach French if the overwhelming number of students demand Arabic or Spanish or Chinese? Above all, how can French compete with English? ...
Read more at:
http://www.brusselsjournal.com/node/3605
 
Question from Mark Liberty:  Donna, I am having all kinds of problems removing Spyware from my home computer.  Can you help me?
Answer:  Mark, Sure!  Please read my reference below and I urge you to take action as soon as possible.  One of the worst problems is to have Spyware infect your computer system.
        How to find and Remove Spyware from Computer
        By Chris Martin
        Spyware is a malware that is placed secretly on a computer. It tracks the user's behavior and reports information back to a central source. It refers to a category of software that, when installed on your computer, may send you pop-up ...
        About Online Tips -
http://www.aboutonlinetips.com/ 
 
Question from Valerie Springfield:  My husband is a renovation specialist and wants to know what your thoughts are about seniors wanting to have their homes renovated.
Answer:  Valerie, based on the article below, it appears that many home owners in their 60s and 70s are very accepting of renovations to their homes as they would prefer to stay there for as long as they can.  It is a very well known fact that seniors in general would prefer to live in their homes for as long as they can before they have to leave and live in seniors homes.  Please read my reference below.  Hope it helps.
        National News: Aging-in-Place Market a Bright Spot for Housing
        By hallieg
        Seniors in the 60-to-70 age bracket tend to be most receptive to the idea of remodeling so that they can continue to comfortably reside in their existing homes, he said, but that willingness begins to fade by age 70 to 75. Boomers ...
        Remodelers Council of Metro Portland -
http://remodelerscouncil.wordpress.com/ 
 
Question from Ben Haig:  Donna, I am trying to find fellow translators on the Internet and learn more about how they go about finding translation jobs.  What suggestions do you have?
Answer:  Ben, here you go.  This reference may answer your question.  I have read it and find it to be very interesting.
        Lost , in Translation: The Internet's Subtitle Underground
        Wired News - USA
        Like other online obsessives, translators band together. Lilia Carone, a 38-year-old Italian with a PhD in English literature, got her start in 2004 ...
Read more at:
http://www.wired.com/entertainment/theweb/magazine/16-11/st_torrent
 
Question from Mark Steinberg:  In this very uncertain economy, I am wondering what the jobless are thinking these days and how they are coping?
Answer:  Mark, a very good question and I would venture to say that these are the persons who are probably being affected the most these days.  I found this article for you and urge you to read it.  Hope it helps.
        Report: Jobless giving up search for work
        Topic: Small business financing. Cost: $10. Pay in advance at www.berkeleysc.org or make check or money order payable to SCORE, PO Box 968, Moncks Corner, SC 29461. Information: amorris@bcoc.com, 843-577-9549 or 843-761-8238. ...
        Columbia Regional Business Report -
http://www.columbiabusinessreport.com/ 
 
Question from Nick Arcos:  I am looking for some info on online security.  Do you have any handy?
Answer:  Nick, here you go and this one contains some vital tips on home security as well.  Please give it a read.
        Home security ritual also can apply to an online routine
        Ventura County Star - Camarillo,CA,USA
        But a wireless router also can serve as an entry point to your computer system. Even in this day and age, it's easy to find users — including businesses ...
Read more at:
http://www.venturacountystar.com/news/2008/oct/21/home-security-ritual-also-can-apply-to-an-online/
 
Question from Geoff Kean:  Donna, a few weeks ago I read one of your responses to a question on how a bad economy can affect our mental health.  Do you have any additional articles to share?
Answer:  Geoff, here you go.  This has some very interesting and logical facts to share.  Hope this helps.
        Bad economy exacerbates mental health problems
        Canada.com - Don Mills,Ontario,Canada
        "Stress is a big factor in mental illnesses. I would say any city that's going through a depression like this (would be affected), but absolutely in Windsor ...
Read more at:
http://www.canada.com/windsorstar/news/story.html?id=31fd2c44-e288-472f-a469-3997f869c0a4
 
Question from Barry Osmond:  I would like to learn more about the growth of digital technology.  Any suggestions?
Answer:  Barry, here you go.  This article is very interesting and gives you an idea about how digital technology is becoming more and more important to us.
        Global village slowly going digital
        IPPmedia - Dar es Salaam,United Republic of Tanzania
        They also can be a boon to small business creation and economic development, as well as language preservation. In KwaDukuza, on the northern coast of South ...
Read more at:
http://ippmedia.com/ipp/guardian/2008/10/21/124841.html
 
Question from Matt Stein:  Donna, how do you think long term care for seniors would be affected by this present economic crisis?
Answer:  Matt,  here you go.  This article says it all.  Please read this one.  There is no doubt in my mind that long term care for seniors is going to be affected by the present financial crunch.
        NAELA and AARP Host Free 'Aging in America' Webcast on Oct. 30
        PR Web (press release) - Ferndale,WA,USA
        With Baby Boomers approaching retirement age and the current economic squeeze impacting American wallets, advanced long-term care planning is now more ...
Read more at:
http://www.prweb.com/releases/2008/10/prweb1501154.htm
 
Question from Kurt Krezky:  Donna, how can one decide which language to study in order to become a translator?
Answer:  Kurt, Very good question.  I think that there are several variables that should be considered and I urge you to read my reference below.  Also, check out my tip of the week at the end of this blog.
        Gaining understanding of world and culture
        Michigan Technological University Online Lode - Houghton,MI,USA
        There is a need for translators of many languages. Only about 10 percent of the students who study foreign languages choose a language that is spoken by a ...
Read more at:
http://www.mtulode.com/node/207
 
Question from Heidi Anderson:  Donna, do you think that employers are ready and prepared to deal with the gap that baby boomers are starting to create in the workplace?
Answer:  Heidi, I don't believe that they are.  Several companies are still not ready while others do not really have a workable plan.  My concern is that sooner than later too many of them are going to be faced with acute shortages of labor and then!  Please read my reference below.
        America's Ageing Workforce: It's Time for Employers to Accept Reality
        Citizen Economists - Honolulu,HI,USA
        As the first cohort of the baby boomer generation reaches retirement age this year, the labor force can be expected to shrink considerably within a short ...
Read more at:
http://citizenec
 
Question from David Gray:  I am a hotel owner and am seeking ways to attract foreign guests.  What can you suggest?
Answer:  David, I think that my reference below is just the perfect article for you to read.  Hope this helps.
        Hotels go all-out for foreign guests
        Atlanta Journal Constitution - GA, USA
        He is fluent in English, French, German and Hebrew. At the Four Seasons Atlanta, the city's only five-star hotel, languages spoken include French, Spanish, ...
Read more at:
http://www.ajc.com/services/content/printedition/2008/10/22/hoteltalk.html
 
Question from Karie Kennedy:  Donna, I am looking for some tips on what to do when I travel overseas re different voltages for my computer and blow dryer.  Can you help me?
Answer:  Karie, Yes.  Here you go.  An article that has some very useful and important tips for overseas travelers.  Especially if you are traveling from North America to Britain or Europe.
              The Flint Journal - MLive.com
        Traveling overseas? Some tips for the trip by Flint Journal ...
        The Flint Journal - MLive.com - Flint,MI,USA
        If you bring your computer or hairdryer you may need an electrical converter to power up your laptop or to use your curling iron. ...
Read more at:
http://www.mlive.com/flintjournal/business/index.ssf/2008/10/traveling_overseas_some_tips_f.html
 
Question from Carl Rackaman:  I am looking for ways to learn various languages on the Internet.  Places where I do not have to pay too much.  Any suggestions?
Answer:  Carl, here you go.  Please check out my reference below.  I think that you will find this reference very useful.
        A Host of Links for Learning Languages Free via the Web, with ...
        By small world servers
        Language Overview Pages. Afrikaans Language Resources Arabic Language Resources Cantonese Language Resources Chinese Language Resources English Language Resources French Language Resources Spanish Language Resources ...
        Small World Servers - Welcome... -
http://smallworldservers.org/ 
 
Question from Lawrence Liner:  Do you have any reference material on Blackberries?
Answer:  Lawrence, a very general question and I hope that I have provided you with an article that will help.  Please give it a read.
        AT&T BlackBerry Bold arrives November 4th!
                By admin
        Like all BlackBerry smartphones, the BlackBerry Bold gives users the industry's leading mobile messaging solution. It works with BlackBerry® Enterprise Server, which enables advanced security and IT administration within IBM® Lotus® ...
        Blackberry Tips -
http://www.blackberrytips.com/ 
 
Question from Mary Packer:  Donna, which languages do you think are in most demand to be translated in California?
Answer:  Mary, I have a perfect reference for you.  Please check out this reference.  It is very insightful.
        Asian Languages — by GOIHATA SL
        By admin
        The Asian languages, particularly Japanese, Chinese, Korean, and Vietnamese, represent a significant part of the translation industry in the United States, especially on the West Coast. Some agencies specialize in only Asian languages ...
        Free Articles -
http://www.126126.info/ 
 
Question from Laurin Weiss:  What can you tell me about opportunities for small business investment in India?
Answer:  Laurin, I am going to let the article below speak for me.  It speaks volumes and I urge you to read it.
        India Small Business News Round-up - 23/10/2008
        By Stefan Töpfer
        Oracle targets small firms in the north for business: Oracle India Private Ltd, the Indian subsidiary of the world's largest enterprise software company, is scouting for business opportunities in the small- and medium-scale business ...
        SmallorHomeBusiness.co.uk Blog -
http://smallorhomebusiness.co.uk/blog/ 
 
Question from Michelle Devrise:  Donna, what are some of the most popular and effective ways to relieve stress?
Answer:  Michelle, I am not an expert in this field but here you go.  Please read this article.  Hope it helps.
        The Top 5 Ways to relieve Stress
        By dbolton
        Stress only happens because you let it. Many of our emotions like stress, depression, anxiety, or fear are brought on from our own thinking. If we can fill our minds with good stuff, and toss out the bad, your day will be something you ...
        Depression Suppressed -
http://depressionsuppressed.com/ 
 
Question from Chad Christopherson:  Donna, what do you think could be the forecast for the growth of mobile devices for the next few years?
Answer:  Chad, the forecast is extremely bright and prosperous and I am of the belief that not much is going to stop the growth of the production and use of mobile devices.  Especially when it comes to using them to connect to the Internet.  Please read my reference below.
Mobile Intertent World 2008, Boston
        By Don Jose
        By 2020, 70 billion devices could be connected to the Internet. The economics will be staggering. The future is incredible. Making it happen will mean openness. Open standards and an open platform. The business opportunities will be ...
        Don Jose Way -
http://donjosemedia.net/ 
 
I am out of time for this week but before I leave, here is my weekly tip.
If you are an aspiring translator, then you should be careful when you choose your language to pursue.  Choose a language that is in demand, not one that you like.  Most popular languages at the present time include Japanese, Korean, Vietnamese, Chinese, and Spanish along with the more popular Arabic languages.
 
At the business desk, I'm Donna J Jodhan wishing you a terrific day and week ahead.

Monday, November 03, 2008

50 Plus Market is Huge

Good day everyone!  I'm Jeff N Marquis at the business desk.
Today I would like to focus on the seniors market.  One that is growing very rapidly and one that experts are defining as a market that includes the 50s plus age group, a market with over healthy demand, real consumers, and consumers with tremendous financial influence.  If you would like to learn more, then please read our news roundup below.
At the business desk, I'm Jeff N Marquis wishing you a great day.
 
 
News for retirees, aging baby boomers, and seniors
Breaking news!      50 Plus Market is Huge       
 
        New Committee Hopes to Help Revitalize Senior Center
        Kitsap Sun - WA, United States
        ... for seniors in South Kitsap. She noted that as more Baby Boomers join the ranks of retirees, the need for recreational opportunities will increase. ...
Read more at:
http://www.kitsapsun.com/news/2008/oct/21/new-committee-hopes-to-help-revitalize-senior/
 
        The Senior Citizen, 50 Plus Market is Huge
        By Gerald Lewis
        It's simply inform others this huge growing market show seniors baby boomers that they have interest starting home based business that there new process out there called Attraction Marketing. When this system learned put into practice ...
        SiteProNews: Webmaster News &... -
http://www.sitepronews.com/ 
 
        National News: Aging-in-Place Market a Bright Spot for Housing
        By hallieg
        Seniors in the 60-to-70 age bracket tend to be most receptive to the idea of remodeling so that they can continue to comfortably reside in their existing homes, he said, but that willingness begins to fade by age 70 to 75. Boomers ...
        Remodelers Council of Metro Portland -
http://remodelerscouncil.wordpress.com/ 
 
        Young Voters, Get Mad
        Washington Post - United States
        You'll pay Social Security and Medicare for aging baby boomers. The needed federal tax increase might total 50 percent over the next 25 years. ...
Read more at:
http://www.washingtonpost.com/wp-dyn/content/article/2008/10/21/AR2008102102252.html
 
        Aging white men, like cowboy Glenn Duket, at risk of suicide
        AZ Central.com - AZ,USA
        Worried that the numbers could soar as baby boomers grow into old age, researchers, psychologists and others are gathering in Sacramento this week to share ...
Read more at:
http://www.azcentral.com/news/articles/2008/10/22/20081022oldersuicides22-on.html
 
        NAELA and AARP Host Free 'Aging in America' Webcast on Oct. 30
        PR Web (press release) - Ferndale,WA,USA
        With Baby Boomers approaching retirement age and the current economic squeeze impacting American wallets, advanced long-term care planning is now more ...
Read more at:
http://www.prweb.com/releases/2008/10/prweb1501154.htm
 
        Aging population offers opportunity for our state
        The Southern - Carbondale,IL,USA
        Davis offered a forward-focused view of aging that differs markedly from what can be expected from mass media stereotypes. The baby boomers generally will ...
Read more at:
http://www.southernillinoisan.com/articles/2008/10/21/opinions/voice_of_the_southern/26367400.txt
 
        America's Ageing Workforce: It's Time for Employers to Accept Reality
        Citizen Economists - Honolulu,HI,USA
        As the first cohort of the baby boomer generation reaches retirement age this year, the labor force can be expected to shrink considerably within a short ...
Read more at:
http://citizeneconomists.com/view_articles_detail.php?aid=131
 
        If Social Security is to be saved, do it now
        Staunton News Leader - Staunton,VA,USA
        and in many ways accomplishes the same goal of letting the free market inject profits into the public retirement program to better care for our seniors and ...
Read more at:
http://www.newsleader.com/apps/pbcs.dll/article?AID=/20081022/OPINION03/810220312
 
        Federal Grants Awarded By Commissioners
        "With baby boomers reaching retirement age and the current economic downturn, we anticipate a growing and urgent need for this facility in the years ahead." The Hope Clinic is also receiving $1 million in CBDG funds. ...
        GwinnettCounty, GA -
http://www.gwinnettcounty.com/cgi-bin/gwincty/egov/ep/home.do?tabId=5 
 
        Fun Game?
        By VOguy
        Subject: Press Release: Hilarious Board Game about Retirement for Baby Boomers Combines Nostalgia, Life Experiences and Fun FOR IMMEDIATE RELEASE: (editors covering entertainment, aging, seniors, games) Gary Underwood ...
        Imaginative Worlds: Paranormal... -
http://imaginativeworlds.com/forum/ 
 
        Baby boomers will drive trends in the Georgian Triangle
        Huronia Business Times - Barrie,ON,Canada
        Aging baby boomers are likely to drive economic trends and community planning in the Georgian Triangle. This was one of the many messages that David Foot ...
Read more at:
http://www.huroniabusinesstimes.com/businesstimes/pictorial/120008
            
              Times Colonist
        Silver Threads: licensed to help
        Times Colonist - Victoria,British Columbia,Canada
        Expanded activities for aging boomers could provide funds to underwrite the crucial outreach services for isolated seniors, she says. ...
Read more at:
http://www.canada.com/victoriatimescolonist/news/story.html?id=8e60ac88-0b85-4cd4-8c1f-73fefb15d2e3
 
        Finally perhaps, an idea most of us can agree on
        By kinggovernor
        Go to the Web site, AARP: Health, Travel, Baby Boomers, Elections, Financial Planning, Family, Games,
Volunteer, Retirement, Discounts, Seniors. On Sept. 6, both Obama and McCain addressed an AARP convention celebrating the group's 50th ...
        The Liberty Lounge Political Forums - http://www.libertylounge.net/forums/ 
        Politics...
        By 86Royale
        You'll pay Social Security and Medicare for aging baby boomers. The needed federal tax increase might total 50 percent over the next 25 years. Plus there's the expense of decaying infrastructure -- roads, bridges, water pipes. ...
        VentureRider.Org -
http://www.venturerider.org/forum/ 
 

 

Saturday, November 01, 2008

We will drop the bomb on Wall Street

Good morning!  We the business team would like to share a very interesting article with you today.  In light of all the uncertainty, concern, and stress, we feel that coming from a reliable source, you may want to check out the article below.  We would like to thank the research team at www.sterlingcreations.ca for passing this along to us.
Have a great weekend.
Your business team
 

We will drop the bomb on Wall Street
 
     There is an unstable ticking time bomb woven deep within the fabric of the American Economy, and it's going to go off very soon, when it does, the already struggling American economy will be catastrophically overwhelmed. Major Banks and investment firms once believed to be "too large to go under" will be left in ruins. As a result, bonds will fail. Corporate bankruptcies will rise to unprecedented heights. The Dow Jones will tumble down under 5000. The previously floundering Greenback will find its new home next to the relics of the French Franc and German Mark.  
 
   As these major investments fall away, a tiny cluster of seemingly obscure investments will take ascent.  Taking refuge in these investments immediately will ENSURE your financial future as the hysteria takes grip of the populace, and the American economy is undone.
 
The Trillion Dollar Derivatives
 
Time Bomb
 
      Layered deep within the confines of the real economy... there is a subterranean economy, where the world's financial power brokers carry on clandestine transactions in the trillions.
 
  Transactions that are hidden well away from the mainstream media. You will rarely read about them in the Financial Times, let alone see them on any 24 hour news channels, and yet they have a very real affect on your every investment; Bonds, mutual funds, your real estate, and especially your stocks.
 
   This financial assembly acquits to an Ocean current, invisible to the naked eye, these currents affect everything from climate to sustenance for billions of creatures. They both also share a very real frailty, they are subject to forces they have no control over.
 
   Periodically something goes wrong. A massive terrorist attack or a bank goes under, which uncovers the apocalyptic powers these institutions carry. The world spectator their effects on Black Monday, in 1987. Also in 1997 when the Asian markets were struck down, and once more in 1998 with the LTCM hedge fund debacle. But these were just the first salvos to the devastation that is to come.
 
   A confluence of events is building up, when they reach boiling point the invisible currents will still. When they do, we may well be witness to the largest financial meltdown since the Great Depression, and our economy may never recover.
 
   Now is the time to prepare yourself for the inevitable, to position yourself to garner the benefits of astronomical profits by investing in a tiny cluster of little known investments which will take a meteoric rise when practically all else falls by the wayside.
 
   This is not simply an empty declaration; a select group of informed private investors have already taken advantage of these investment techniques, taking gains of 797% and up to 1,797%. These investments will be revealed to you in a moment, and why I fully expect equivalent opportunities this year as well. But at this time I would like to address the pink elephant in the room, a vexing development that has occurred in the worlds financial markets in our lifetime. It is an issue that could cause horrendous financial ripples, and one for which investors by and large are inadequately prepared for...
 
The Colossal Secret Economy
 
That's About To Explode...
 

Donna J Jodhan is the president of www.sterlingcreations.ca.
Now you can view blogs written by Donna at http://www.numpadplus.com/blog under the access and accessibility category and you can also see her biweekly editorial at www.accessibilitynews.ca/acnews/editorials/donna.php
In addition, you can view her monthly online magazine editorial at http://www.onestopbookcafe.com under the café talk link. 
Donna also hosts a weekly feature called important answers to consumers concerns at http://www.untappedwealth.com/businessdesk.html
and her company's free monthly online magazine can be found at http://www.sterlingcreations.ca/magazine.html

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