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We are delighted to present you with a business desk filled with informative and up-to-the-minute news clips. Check this page frequently to stay in the know and to read the insights and opinions of respected business experts and trend watchers.



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Tuesday, September 30, 2008

Important answers to consumers concerns

Top of the day to you!  I'm Donna J Jodhan at the business desk.
Today I would like to start by thanking so many of you for your questions, feedback, and comments.  You are the ones who continue to keep our weekly feature alive and interesting and I invite you to keep your emails coming.  Please send all emails to editor@untappedwealth.com.
Our e-bag is very heavy today so I had better get working on it.
 
Answers to consumers concerns
 
Question from Alex Sanderson:  Can you tell me if seniors are more vulnerable to bankruptcy than they were say about 10 years ago?
Answer:  Alex, I don't really have a clear answer to this but according to the article below, it seems as if some experts are expressing concern about this subject and are even calling it a national disgrace.  Please read my reference below as I think that it may give you some very interesting information.  I do think that with the present economic downturn, seniors are indeed more vulnerable to such things as bankruptcy.
        AAFR: Skyrocketing Senior Citizen Bankruptcies "A National Disgrace"
        PR.com (press release) - Levittown,NY,USA
        If nothing is done, we're in for an unprecedented disaster when the Baby Boomers start retiring. The next administration and Congress, whether Republican or ...
For more detail read more at:
http://www.pr.com/press-release/105705
 
Question from Peter Ribello:  Donna, what are your thoughts on network marketing?  More for women or men you say?
Answer:  Peter, I invite you to read a very interesting article that I discovered a few days ago.  I do believe in network marketing as an affective tool to expand one's business and get one's name out there.  Hope my reference helps.
        Your Time Is Now - Network marketing soared in the 90's... and the ...
        By Paul McDonald(Paul McDonald)
        As a result, this was often seen as a woman's business, which tended to discourage male recruits. But as opportunities in the industry have increased, more men have been attracted to it; in turn, the all-female perception has faded, ...
        The Center for MLM Education... -
http://mlm-center.blogspot.com/ 
 
Question from Paul Low: Are retirement communities really growing in number as they say?
Answer:  Paul, definitely so and my reference below supports this opinion.  As more and more persons retire, you will see an increase in retirement communities and specially designed condos and apartments to suit the needs of retirees.  Give a read to my reference below.  Hope it helps.
        How Retirement Community Apartments Are Becoming Popular With ...
        By kimpot
        Besides appetizing meals, seniors can interact with each other in a relaxed environment. Demand for retirement community apartments are increasing every day due to the aging baby boomer population. Thus, more and more such apartments ...
        Home and Family -
http://homeandfamily.angsulong.com 
 
Question from Lyn Renolds:  Donna, I have a friend living in Sweden and she would like to learn more about opportunities in America.  Where can I go to learn more?
Answer:  Lyn, here you go!  A perfect reference for you to check out.  Hope it helps.
        Gates of Vienna News Feed 9/16/2008
        The US embassy in Sweden has announced a unique partnership with the city of Södertälje to help the city's young people learn more about opportunities for work and study in the United States. Södertälje's mayor Anders Lago gained ...
        The English Parliament - Building... -
http://theenglishparliament.com 
 
Question from Dana Scofield:  Donna, do you think that our health system is going to be able to support the growing number of retirees?
Answer:  Dana, according to the reference below, we may be in trouble and there needs to be quick and firm action to address this issue.  Please give a read to my reference below.  Hope it helps.
        Economic Abyss
        By TKH(TKH)
        Baby boomers start retiring next year and their numbers will increase each year until 2040. The money to pay for their benifits will run out in 2014, after that, as the number or retirees increase, our government will have to raise ...
        TKH BLOG (or How I feel about... -
http://tkhxxx.blogspot.com/ 
 
Question from Linda Hargrove:  I am constantly worrying about online safety.  Do you have any suggestions?
Answer:  Linda, it is good that you worry about your online safety.  What with the ever increasing number of viruses, hackers, identity theft, and more, you do indeed need to worry and I have a perfect reference for you to check out.  Hope it helps.
        Tips For Safer Computing Online
        By Movies & Music(Movies & Music)
        New computer viruses threaten the unwary user everyday. Hackers jeopardize your online security with invasive computer techniques to steal your passwords, personal information, even identity. Unscrupulous marketers bait you with free ...
        Movies&Music -
http://cinemasguru.blogspot.com/ 
 
Question from Amy Bathurst:  Donna, what do you think about having fitness credits for seniors?
Answer:  Amy, a great idea and it seems that someone else agrees with us.  Please check out my reference below.
        Fitness tax credit for seniors makes sense
        Charlottetown, The Guardian - Charlottetown,Prince Edward Island,Canada
        Stanley Murray, a letter writer from Central Lot 16, says society will benefit if aging baby boomers stay fit. Here's his letter, which will be carried in ...
For more detail read more at:
http://www.pr.com/press-release/105705
 
Question from Gerald Kaye:  I am searching for free downloadable ebooks.  Know where I can find any?
Answer:  Gerald, here you go.  Check out my reference below.
        Download Free Computer Ebooks - NET BOOKS
        By sandy(IRecruiter)
        Computer and network systems have given us unlimited opportunities of reducing cost, improving efficiency, and increasing revenues, as demonstrated by an increasing number of computer and network applications. ...
        E-Books Download links -
http://your-free-ebook-download.blogspot.com/ 
 
Question from Ian Commings:  Is there a tangible relationship between economic downturns and a rise in anxiety levels?
Answer:  Ian, I do believe so and I just found an article that supports this theory.  Please check my reference below.  I would even go further to say that this theory has been around for many years now and is fully backed by many health experts.
        Economic Downturn Means Anxiety Up
        News Channel 7 - SC,USA
        ... extra stress is taking its toll on us at an increasingly rapid pace. Dr. Rhoades says, "Sure we are seeing depression, certainly we are seeing anxiety, ...
For more detail read more at:
 
Question from Stacey Winters:  Donna, what do you think the Chinese would say about us here in America re our business practices?
Answer:  Stacey, a very interesting question and I would like you to read my reference below.  It is a very insightful article.
        China's imploding US ally
        Asia Times Online - Kowloon,Hong Kong
        To most Westerners guanxi emphasizes personal relationships in contrast to the contractual, non-relational business practices common in America. ...
For more detail read more at:
http://www.atimes.com/atimes/China_Business/JI18Cb02.html
 
Question from Pamela Elton:  Is the Internet really the place for one to do business?  How safe is it really?
Answer:  Pamela, I do believe that the Internet is the place to be when it comes to finding those opportunities both at home and abroad.  The Internet opens up a lot of potential for us all but at the same time one has to be extremely careful when it comes to schemes that are often disguised as lucrative opportunities.  I'd like you to read my reference below.  Hope it helps.
        ABELLCHAMPION.COM EXCLUSIVE REPORT
        By abellchampion
        The INTERNET can offer you many business opportunities and there are many people making money from work at home and online jobs, but there are also a lot of scams to beware of. If you would like to earn money and work at home and learn ...
        Abellchampion's Weblog -
http://abellchampion.wordpress.com/ 
 
Question from Kim Stayne:  Donna, I am worried about my security because I share a computer with others.  Can you give me some tips?
Answer:  Kim, this is a very good question to ask and I am going to refer you to a reference that I dug up for you.  I think that too many persons who share computers with others do not take the time to take the necessary precautions and often time they run into problems and only realize it when it is a bit too late.  I hope that my reference helps.
        Security and Privacy on a Shared Computer
        By Jenny(Jenny)
        Are you sharing your computer with colleagues, family, or co-habitants? Do you surf with Opera on publically accessible computers? This page holds some tips for maintaining privacy within the same computer and user account. ...
        Opera -
http://opera-support.blogspot.com/ 
 
Question from Kirk Stinsen:  I would like to know more about Internet marketing strategies.  What do you have to offer me?
Answer:  Kirk, here you go.  A perfect article for you to read.  One that points out the pitfalls to real and false opportunities.  I quite like this one and I hope you find it informative.
        Review on Internet Marketing Strategies of Derek Gehl and Gerald ...
        By admin
        But, there'sa lot of snake oil opportunities out there that promise incredible things. While this is not some sit on the fence and do nothing type of business and while success with anything can only be achieved with a diligent and ...
        eNewsMediaMagazine -
http://enewsmediamagazine.com 
 
Question from Earl Danson:  What do you think are some of the top concerns for Americans these days and how is it affecting their productivity?
Answer:  Earl, finances and housing seem to be the top concerns these days and I would like you to read the reference below.  With all of the bad news swirling around us these days it is no wonder that these are two of top concerns.  Please give a read to my reference below.
        Mental-Health Help Lines Buzz From Recession Depression in US
        Bloomberg - USA
        Worrying about finances and housing ``causes marital conflict, extreme stress, anxiety, depression'' and can disrupt workers' productivity ``because their ...
For more detail read more at:
http://www.bloomberg.com/apps/news?pid=20601103&sid=aFEDxma2ybio&refer=us
 
Question from Sean Harrington:  I know, everyone says that you need the Internet in order to survive as a business.  How true is this?
Answer:  Sean, very true and it all has to do with gaining exposure and making yourself known to others and the Internet is the perfect way to do this.  The world of doing business has changed and continues to evolve and the Internet is going to be the choice of marketplace for a very long time to come.  So, give a read to my reference below.  Hope it helps.
        Top Ten Small Business Mastermind Advisers
        By admin
        If your business is not on the web and you are not selling products to the global market then you are making your life incredibly difficult and you are missing out on lots of opportunities. The internet is a fantastic tool for doing ...
        Business Dream Blog -
http://29261.com 
 
Question from Dan Long:  With all of the bad news everywhere, what can I do to manage my stress when it comes to my financial worries?
Answer:  Dan, here you go.  An article that addresses your question and yours is a good one because I think that so many of us are asking the same question these days.  Hope it helps.
        Wall Street Anxiety: 8 Tips to Manage Financial Stress
        Beliefnet.com - New York,NY,USA
        It's the same sort of logic I describe in my "12 Depression Busters" : when the last thing you want to do is to get dressed and say hello to some folks, ...
For more detail read more at:
http://blog.beliefnet.com/beyondblue/2008/09/wall-street-anxiety-8-tips-to.html
 
I am out of time for this week but before I leave you, here is my tip of the week.
The knowledge is threatening to grow into tsunami proportions if we do not do anything about it in a meaningful way.  What is the knowledge divide?  This term refers to the knowledge, skills, and expertise that more and more aging baby boomers are taking away with them as they exit the workplace. 
 
At the business desk, I am Donna J Jodhan wishing you a terrific day and week ahead.

Monday, September 29, 2008

AAFR: Skyrocketing Senior Citizen Bankruptcies "A National Disgrace

Good day everyone!  I'm Jeff N Marquis at the business desk.
There is something happening right here in the United States, right here in our backyard, and I am sure if you knew about it you too will be absolutely disgusted.
Many experts are calling this a national disgrace and if we all don't pull together to fix it soonest then I am afraid that pretty soon the rest of the world will know and then the dirty secret will be out.  So, what is this great travesty?  I urge you to read more below.
At the business desk, I'm Jeff N Marquis wishing you a pleasant day.
 
 
News for retirees, aging baby boomers, and seniors
Breaking news!          AAFR: Skyrocketing Senior Citizen Bankruptcies "A National Disgrace"
 
        Fitness tax credit for seniors makes sense
        Charlottetown, The Guardian - Charlottetown,Prince Edward Island,Canada
        Stanley Murray, a letter writer from Central Lot 16, says society will benefit if aging baby boomers stay fit. Here's his letter, which will be carried in ...
For more detail read more at:
http://www.theguardian.pe.ca/index.cfm?sid=171963&sc=117
 
        AAFR: Skyrocketing Senior Citizen Bankruptcies "A National Disgrace"
        PR.com (press release) - Levittown,NY,USA
        If nothing is done, we're in for an unprecedented disaster when the Baby Boomers start retiring. The next administration and Congress, whether Republican or ...
For more detail read more at:
http://www.pr.com/press-release/105705
 
        How Exercise Decreases the Risk of Age-Related Conditions
        By Chathura Jeewantha Ranasingha(cooldoc)
        The degree to which the risk of age-related conditions affects seniors largely depends upon how well they have managed their lives as it relates to diet and exercise. The good news is that even if you have not exercised a day in your ...
        Cool Technology blog -
http://www.pulasthi.info/ 
 
        How Retirement Community Apartments Are Becoming Popular With ...
        By kimpot
        Besides appetizing meals, seniors can interact with each other in a relaxed environment. Demand for retirement community apartments are increasing every day due to the aging baby boomer population. Thus, more and more such apartments ...
        Home and Family -
http://homeandfamily.angsulong.com 
 
        Economic Abyss
        By TKH(TKH)
        Baby boomers start retiring next year and their numbers will increase each year until 2040. The money to pay for their benifits will run out in 2014, after that, as the number or retirees increase, our government will have to raise ...
        TKH BLOG (or How I feel about... -
http://tkhxxx.blogspot.com/ 
 
         SEC Seniors Summit to Help Securities Firms and Professionals ...
        By admin
        \¡±The largest demographic wave in US history is approaching ¡ª Americans are living far longer than ever before and more than 76 million baby boomers are set to reach retirement age in coming years,\¡± said Lori Richards, Director of the ...
        Financial News -
http://finance9.net 
 
        discusion of social secruity (ZT CNN)
        Sorry Mc Cain, i dont make $500000+ a year and own too many houses to count, but I read and watch the news, which it seems a large majority of my countrymen don,t. Ron K. September 16th, 2008 2:07 pm ET ...
        Éú»îÍø| ²¨Ê¿¶Ù°æ - http://shenghuonet.com/ 
 
        Boomers' New Attitudes, New Lifestyles, New Opportunities
        Destination CRM - New York,NY,USA
        As Baby Boomers transition into the so-called "senior" market sector, an already diverse audience is becoming increasingly fragmented. ...
For more detail read more at:
http://www.destinationcrm.com/Articles/Web-Exclusives/Viewpoints/Boomers'-New-Attitudes,-New-Lifestyles,-New-Opportunities-50721.aspx
 
        Assisted living becomes more like a luxury hotel in today's senior ...
        Washington CEO - Seattle,WA,USA
        The demand for this type of service in the senior living market will grow as aging baby boomers want the convenience of urban living with support for at ...
For more detail read more at:
http://www.washingtonceo.com/home/story-display/select/life-style/article/312/gold-plated.html
 
        Editorial: Important work looks to keep seniors at home
        Andover Townsman - Andover,MA,USA
        As the Baby Boomers reach retirement age, this need will become significantly greater. It's laudable that Andover residents are looking at such potential ...
For more detail read more at:
http://www.andovertownsman.com/opinion/local_story_262150735.html?keyword=topstory
 
        Issues of LGBT Aging in Our Times
        By Mark Martin
        The good news, of course, is that attitudes are changing. At New York's gay pride parade earlier this year, SAGE made the rounds in two purple trolleys, amid 90-degree heat, with walking canes and colorful streamers waving out the ...
        Blogcabin California -
http://blogcabinca.org 
 
        Use Storytelling to Strengthen Presentations
        By By Carmine Gallo | BusinessWeek
        The good news for recent college graduates is that, despite the slumping economy, there are still several industries that are hiring young graduates at a brisk pace, according to a new study by MonsterTrak, the student division of ...
        SalesHQ -
http://www.saleshq.com/ 
 
        The Great American Social Security Bamboozle
        By admin
        In 2008 the first 'baby boomer' becomes eligible for early Social Security benefits at age 62, she recently applied for benefits online, but her benefits do not actually begin until January of 2008. Three years later, at age 65, ...
        eNewsMediaMagazine -
http://enewsmediamagazine.com 
 
        Rock bank concert tours. The dark side of the moon, one of the ...
        By Johnson(Johnson)
        New rock page for daily interactive music news with are among the artists set to play a special concert for the with guns n roses still delayed stinson tours. Range of experiences available including guided tours with gold as most ...
        Saye -
http://wc-saye-mm.blogspot.com/ 
 
        Forgetting: Is It Aging or Alzheimer's?
        U.S. News & World Report - Washington,DC,USA
        What can baby boomers do to try to prevent cognitive decline? Make sure you have good nutrition, good rest, stay physically active, and engage in a lot of ...
For more detail read more at:
http://www.usnews.com/blogs/planning-to-retire/2008/09/19/forgetting-is-it-aging-or-alzheimers.html
 
        SEC Charges Unregistered Colorado Broker-Dealer for Fraud Harming ...
        Lawfuel (press release) - Wellington,New Zealand
        ... DC With more than 76 million Baby Boomers reaching the traditional age of retirement in the largest demographic wave in US history, seniors are prime ...
For more detail read more at:
http://lawfuel.com/show-release.asp?ID=19431
 
        SEC Charges Unregistered Colorado Broker-Dealer for Fraud Harming ...
        By admin
        The dangers of senior fraud will be a focus of a Seniors Summit that the SEC will be holding on Monday in Washington, DC With more than 76 million Baby Boomers reaching the traditional age of retirement in the largest demographic wave ...
        Financial News -
http://finance9.net 
 
        Moving Can be a Taxing Decision
        By RELady(RELady)
        So, what motivates employees to move during retirement? While there may be other factors, this list covers a number of the considerations many of our fellow baby boomers and others consider important in making such a decision. ...
        Real Estate News & Views -
http://jieranai-realestate.blogspot.com/ 
 
        Oracle Flies High Above Wall Street's Carnage
        By by Aaron Ricadela
        Also reassuring to investors was news that sales of new software licenses, a yardstick of future revenue, increased 14%, to $1.2 billion, within the conservative range Oracle had told analysts to expect. Shares of Oracle rallied more ...
        SalesHQ -
http://www.saleshq.com/ 
 
        Baby Boomers - Boomers and the Economy (KFSN-TV Fresno)
        By Jim
        The number: 66#x25 Gloomy boomers; Group pessimistic about future (Deseret Morning News) Baby boomers, members of the large generation born from 1946 to 1964, are pessimistic not only about their own finances but also about everyone ...
        My Baby Boomer Tips -
http://myboomertips.com/blog 
 
        Sault Emergency Room Crisis was Avoidable
        By Zeus
        The local news is reporting that patients at Sault Area Hospitals are being warehoused in hallways, while they await treatment and/or admission in the Emergency Department. Despite the doctor recruitment programs and funding, ...
        SaultViews.com -
http://saultviews.com 

Saturday, September 27, 2008

Making important decisions with outdated information

Good morning!  We the business desk team would like to bring you a very interesting article written by a very interesting woman.  She is a born leader, an advocate, a top expert in her field, and she does all of it without sight. 
Donna J Jodhan is blind but she does not allow her lack of sight to stop her.  We hope you find her article insightful.
From the business desk, we wish you a very wonderful weekend.
 
 
Making important decisions with outdated information
By Donna J Jodhan
 
INTRODUCTION
More often than not, I am forced to make important financial decisions based on information that is outdated and this is primarily due to limited access to dated information; but I am not unique.  For more than 10% of Canadians who have been classified as print disabled, the problem exists and this situation is only going to deteriorate unless something concrete is done quickly.  In this article, I will focus on the following as it pertains to blind and visually impaired Canadians:
Describe the present environment, outline the needs, suggest a possible solution, and outline possible advantages and benefits that could be derived.  Finally, I will summarize.
 

PRESENT ENVIRONMENT
At the present time, the majority of print disabled Canadians are being forced to make important financial decisions based on information that is either outdated or irrelevant and it is all because of their inability to access information independently.  The majority of this group has to depend on others to read and/or retrieve their required information from such places as:  The Internet, financial statements, magazines, and from newspapers.  These processes often result in information being relayed to the print disable person in an untimely manner and in addition, the person receiving the information is never sure that they have received information that is accurate or appropriate.
 
For the majority of blind and visually impaired persons, mountainous barriers stand between them and access to information on the Internet because of inaccessible online banking facilities.  Despite the efforts of some of Canada's largest banks to make their websites more accessible and user friendly, online banking remains a challenge to blind and visually impaired consumers.  In addition, many blind and visually impaired persons continue to depend on others to read their financial information because they are unable to obtain it in alternate formats such as Braille, large print, e text, and audio cassette.  Through my own personal experience and from experiences related to me by others, I have come to realize the following: 
1. Many customer service reps at Canada's top banks do not know how to deal with requests for statements in alternate formats.
2. They often tell their blind and visually impaired clients that the bank in question does not provide statements in alternate formats.
3. They often tell the requesting clients that they should use the Internet to do their online banking.
 
If you persist beyond the customer service rep you can often obtain certain types of financial statements but the challenge with this is that more often than not the statement arrives more than six weeks after the statement date thus rendering the information of little value.  So what we have here is as follows:
1. Inaccessible websites thus making online banking a challenge.
2. Customer service reps who are not trained to handle requests for statements to be sent to customers in alternate formats.
3. Statements in alternate formats that often arrive too late to be of much use to the customer.
 
This situation is not unique to the Canadian banking industry.  Indeed, a similar environment presently exists when it comes to access to information with regard to important statistical reports from the www.statcan.ca website.  This website is the gateway to all of Canada's statistical reports as produced by Statistics Canada and is used by companies of all sizes as well as by individuals.  It contains reports that bear vital statistics to help all Canadians make important decisions pertaining to their lives but whereas the mainstream Canadian can take advantage of this important gateway, blind and visually impaired Canadians are unable to do so because of barriers to accessibility.
 
 In order to obtain statistical information in alternate formats, blind and visually impaired Canadians have to call the 1800-622-6232 government of Canada number and make their requests to customer service reps who may or may not know the meaning of alternate format and even if they are able to order their requested information it often takes a long time before it arrives.
 
This is a very frustrating environment for blind and visually impaired Canadians to deal with at the present time.  For not only are they having to face issues of access to information,  they are also facing issues of confidentiality because each time they ask someone to either retrieve or read their information, the issue of confidentiality arises. 
 

NEEDS
I believe that the following needs should be addressed by all stakeholders:
1. Blind and visually impaired persons need to find ways to access information on a more timely and accurate basis and they need to be able to do it independently. 
2. They need to be able to preserve their confidentiality which means being able to access their information independently without sighted assistance.
3. Banks and others need to come up with ways to provide the requested information on a timelier basis. 
4. Websites need to be made more accessible. 
5. Information in alternate formats needs to be provided more willingly and readily. 
6. Blind and visually impaired persons need to know where they can go in order to obtain their requested information. 
7. Customer service reps at banks and at the 1800-622-6232 number need to be provided with adequate training in order to meet the demands of blind and visually impaired persons.
8. Blind and visually impaired persons need to be able to choose the type of alternate format that best meets their requirements.
 

SOLUTION AND DESCRIPTION
The solutions should be one whereby all stakeholders can come together to discuss what is necessary in order to accomplish the following objective:  Greater access to information both on and off the Internet.  In short, blind and visually impaired Canadians should be able to access whatever mainstream Canadians can access.  The same information for everyone.  A possible solution could contain the following components:
1. Training sessions for website designers and developers in the rudiments of the design and development of accessible websites.
2. Training for customer service reps at banks and at the 1800-622-6232 government of Canada number as to how to handle requests for information in alternate formats.
3. The establishment of a process to have a reputable company produce these alternate formats.  This company should possess the necessary expertise and should be one that is in the for profit sector.
4. The establishment of a print on demand process so as to avoid delays in sending out the requested information.
5. A way that blind and visually impaired persons could become more aware of where to go and how to request information in their desired alternate format.
6. Access to information could be available both on the Internet as well as through alternate formats. 
 

ADVANTAGES AND BENEFITS
The advantages to my proposed solution could be viewed as one that can potentially benefit many of others in addition to blind and visually impaired persons.  With a rapidly aging population, more and more seniors are going to need to find ways to deal with diminishing vision and in addition, other types of disabling diseases are going to play a part in forcing others to find alternate ways to access information.  Consequently, access to information is going to become more and more of a concern for more and more Canadians as time marches on.  There are those who would prefer to access their information through non-computer methods simply because they are not comfortable working on the Internet or they do not have the required technology to do so.  There are those who would prefer to access their information through the Internet because it is easier and more convenient for them to do so and there are others who would prefer to use a combination of both types of methods.  Greater access to information would definitely be the forerunner to happier customers, and the potential to attract more customers.
 

SUMMARY
In this article I have outlined the present environment with regard to access to information for blind and visually impaired persons.
1. They are unable to access vital information independently and confidentially.
2. They are unable to access online banking websites in an independent manner because of accessibility problems.
3. They are often unaware as to how to obtain information in alternate formats.
4. Customer service reps at banks and at the 1800-622-6232 government of Canada number are not always aware as to how to meet the requests for alternate formats.
 
I have given a list of needs that include the following:
1. Blind and visually impaired persons need to be able to access information independently, quickly, accurately, and on a timely basis.
2. They need to know where to go in order to obtain the desired information.
3. Customer service reps need to be trained when it comes to processing requests for alternate formats.
4. Online banking websites need to be made more accessible.
 
Finally, I have presented a solution that banks can use to attract more customers.
 

Now you can view blogs written by Donna at http://www.numpadplus.com/blog under the access and accessibility category and you can also see her biweekly editorial at www.accessibilitynews.ca/acnews/editorials/donna.php
In addition, you can view her monthly online magazine editorial at http://www.onestopbookcafe.com under the café talk link. 
Donna also hosts a weekly feature called important answers to consumers concerns at http://www.untappedwealth.com/businessdesk.html
and her company's free monthly online magazine can be found at http://www.sterlingcreations.ca/magazine.html

Friday, September 26, 2008

Innovative Products and Integrated Technologies Fuel Demand for ...

Greetings everyone!  I'm Jayna Sheffield at the business desk.
So you're having problems understanding and discovering what types of products to offer to your chosen market.  You're not sure which consumers are demanding which types of products and all of this is very new and foreign to you.  Confusing and frustrating isn't it!  But it does not have to be necessarily this way because I would like to start you off on the right track.  Think of it like this:  Innovative products and integrated technologies.  Want to learn more?  Then read our headlines below but before you do this please check out our Amazon picks of the week. 
At the business desk, I'm Jayna Sheffield wishing you a wonderful weekend.
 
 
Amazon picks of the week
 Just Sex
By Susan Kay Law
I am going to ask you to read this book and judge for yourself.  This author is smart, intuitive, and knows how to capture her audience.
 
How to Form a Nonprofit Corporation (book w/ CD-Rom)
By Anthony Mancuso
So many of us really do not know the first thing about how to form a non-profit organization and this book and this author can help you in so many ways.  Please do not write off this type of business.  A non-profit organization can definitely bring you a lot of personal as well as financial satisfaction.
 
 
Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia
Breaking news!          Innovative Products and Integrated Technologies Fuel Demand for ...
 

        Reverse Funnel System website traffic testimonials Make $1000 to ...
        By Mike Julee(Mike Julee)
        Anyone who reads newspapers today can find home business opportunities. Home business opportunities are on the rise. Small home business opportunities are just as plentiful as large home business opportunities. Home business ...
        Make money on internet Information Blog -
http://make-money-on-internet-blog-722.blogspot.com/ 
 
        Interview: Ben Bennett, CEO of OpenTV
        By itvtwp
        be offering around some big events that are coming up. OpenTV Participate is a relatively small part of our business, but it's an interesting one that we feel could present us with some good opportunities down the road. ...
        itvt -
http://blog.itvt.com 
 
        How (business management coaching) does branding help in retaining ...
        By Admin
        Business Opportunities From home By Obinna Heche. This may sound familiar. Make a 6 figure income by using nothing but your computer. Or get rich in the comfort of your own home. Advertisements such as these plague the Internet. ...
        Business Plan Coaching Blog -
http://www.businessplancoachingblog.com 
 
        "Rebuilding America's Defenses" – A Summary Blueprint of the PNAC ...
        By TriadFreedom(TriadFreedom)
        Changes in Naval Warfare: "Beyond immediate opportunities such as conversion of Trident submarines, consideration should be given to employing a deactivated carrier to better understand the possibilities of operating large fleets of ...
        TRIAD FREEDOM -
http://triadfreedom.blogspot.com/ 
 
        Life in Israel and Israelated Blogs
        By Rivkah(Rivkah)
        In addition to one-on-one meetings, companies will engage in presentations, dinners, panels and private discussions with investors and analysts discussing future trends and opportunities in global cleantech market. APPLYING ...
        Shekinah Mercantile & Yizreel's Garden -
http://shekinahshome.blogspot.com/ 
 
        Innovative Products and Integrated Technologies Fuel Demand for ...
        PR Web (press release) - Ferndale,WA,USA
        Improvement in communication infrastructure, rising popularity of Internet for business applications, integrated technologies and multifunctional products ...
For more detail read more at:
http://www.prweb.com/releases/2008/9/prweb1313944.htm
 
        Helping small businesses grow
        Business Line - Chennai,India
        Nandini says the award is given for viable business opportunities which also have quite a bit of innovation built into their business models. ...
For more detail read more at:
http://www.thehindubusinessline.com/catalyst/2008/09/11/stories/2008091150040100.htm
 
        Profile... The path ahead for Malaysia's turnaround king
        Media - Hong Kong,Hong Kong
        Media agencies grumble that most of these businesses continue to operate in their silos, and there are few cross-media opportunities. ...
For more detail read more at:
http://www.brandrepublic.asia/Media/Mediaarticle/2008_09/Profile-The-path-ahead-for-Malaysias-turnaround-king/32564
 
        Profitability Of Free Mlm Leads
        By Ralf Dooley
        In simplest terms, MLM, or Multi-level Marketing, is a home-based business opportunity. There are many email leads available to people interested in building a MLM business. Actually, there are so many leads, it is difficult to count ...
        World Without Lines Marketing -
http://wwlgroup.com 
 
        Crafter Interview, 2 years later: Betz White
        By rifferaff
        How do you plan for the future of your business (ie do you have a business plan? do you take opportunities as they come?) I don't have a formal business plan, it's much more organic than that, but I do know what I want. ...
        Make It -
http://rifferaff.typepad.com/make_it/ 
 
        Events
        By Paige McClanahan
        FT- WEC ENERGY LEADERS' SUMMIT: INVESTMENT OPPORTUNITIES IN CLEAN ENERGY BUSINESS. This meeting is organised by the World Energy Council and The Financial Times. The global energy industry is on the threshold of fundamental change: the ...
        ICTSD -
http://ictsd.net 
 
        South Asia: PC penetration is highest in Pakistan
        AMI-Partners specializes in IT, Internet, telecommunications and business services strategy, venture capital, and actionable market intelligence—with a strong focus on global small and medium business (SMB) enterprises and extending ...
        Pakistan Ledger: Unbiased World... -
http://moinansari.spaces.live.com/ 
 
        Secret Income Streams - Make Money Online
        By muahahww2
        After a lot of research, we can confidently say that this is the largest online resource of tested, legitimate work-at-home opportunities, and the VERY SAME resource that is earning our members secure full time incomes, working in their ...
        muahhhehh2 -
http://muahhee2.unblog.fr 
 
        Improving Your Credit - Sorry, There are No Quick Fixes
        By BusinessWeek
        Sony has a variety of internship opportunities each summer. "This year we have openings in finance, accounting, corporate and business development, as well as marketing, sales, advertising, etc.," Rowe says. "The number of applicants we ...
        SalesHQ -
http://www.saleshq.com:80/ 
 
        Business - Helping small businesses grow
        By sri(sri)
        Nandini says the award is given for viable business opportunities which also have quite a bit of innovation built into their business models. This year, GreenMango was also selected for the Echoing Green Fellowship which supports ...
        Good Read -
http://spoonfeedin.blogspot.com/ 
 
        luxury resorts NEWS and BLOGS no 40, 41 & 42 Lux.
        By "ÄçìÞôñéïò ï ÔáîéäåõôÞò"("ÄçìÞôñéïò ï ÔáîéäåõôÞò")
        How Global Resorts Compares with Other Travel Agent opportunitiesBy Jay NaPier Luxury Resort Timeshare Memberships allow you to earn larger commissions than a home travel agent earns. Global Resorts Network has quickly dominated the ...
        Demetrio's Travel Pages -
http://brexmother3.blogspot.com/ 
 
        Billionaire to Canada: Time for amero is now PREMEDITATED MERGER ...
        By mitra(mitra)
        Billionaire Mind - online How to make extra money at home Welcome to Billionaire Mind - online. Tired of business opportunities that do not deliver what they promise? Billionaire Corporation - Sell Your Business ...
        music movies -
http://music-movies-online.blogspot.com/ 
 
        But upon the church pastor to do with Huckley interests us, I said
        By Vincent(Vincent)
        ... cash surrender calculator for whole life insurance cash for breast implants instant cash payday loans asking for cash for wedding payroll expense cash flow analysis cash here online new business opportunities Dance' appeared. ...
        Inside -
http://vincentxisas.blogspot.com/ 
 
        Philippines Information Technology Report Q3 2008 - www ...
        PR-Inside.com (Pressemitteilung) - Wien,Austria
        The Mindanao region is home to a large number of small firms and manufacturing plants. The Philippine's Business Processing Association, BPAP, ...
For more detail read more at:
http://www.pr-inside.com/philippines-information-technology-report-r803942.htm
 
        How to make your business look like a million
        By Editor(Editor)
        Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia The Big Bang Meme By SAHMilitaryWife@aol.com (Military Wife) 638-The Rising Blogger 639-Saturday 9 . ...
        TranslationPeople.com - Free Useful Info -
http://www.translationpeople.com/free-useful-info.html 
 
        Google Alert - Home Based Business Opportunity
        By ma3naido(ma3naido)
        Many home-based business 'opportunities' openly violate those standards and are easy to spot:. 1) substandard products that are unsaleable apart from the biz opp. 2) scammy qualifiers that prevent you from getting paid even if you do . ...
        Home Based Business Opportunity -
http://best-answer.blogspot.com/ 
 
        Spliced feed for Public Relations Network
        By Wilson(Wilson)
        Growing companies should examine sponsorship opportunities carefully to ensure that the one(s) they choose meet their business goals and will reach the right audience. When evaluating a sponsorship opportunity, consider the following: ...
        advisable -
http://oaeobliterated.blogspot.com/ 
 
        The Week in Germany from September 12, 2008
        By Sport(Sport)
        Sign up for our partners' newsletters or visit their websites to stay informed about the topics you are interested in, from local cultural events to business news to opportunities for study and travel. ...
        Away From -
http://poopl.blogspot.com/ 
 
        Top Ten Small Business Mastermind Advisers
        By admin
        If your business is not on the web and you are not selling products to the global market then you are making your life incredibly difficult and you are missing out on lots of opportunities. The internet is a fantastic tool for doing ...
        Business Dream Blog -
http://29261.com 
 

Thursday, September 25, 2008

7 Online Blunders That Threaten Your Identity

Hello there!  I'm Matt Chadwick at the business desk.
How many times of the day do you stop to think about how you can better protect your identity?  How many times at night do you wake up in a cold sweat worrying about how to stay ahead of those relentless identity thieves?  How many times more are you going to worry about all of this before deciding to take concrete action?
This week, I would like you to help yourself by taking a long hard look at our headlines and references.
At the business desk, I'm Matt Chadwick wishing you a terrific day.
 
 
Security tips for home computer users
 Breaking news!          7 Online Blunders That Threaten Your Identity
 
        avast! 4 Home Edition Free antivirus
        By excogitator
        This is truly "install and forget" antivirus with acceptable resource requirement without any compromise on quality and security. avast is free for home users for non-commercial use. Just download the software from avast website, ...
        Software, Tools, Tips, Tricks -
http://techtooltip.wordpress.com/ 
 
        Time Technology Tips and Traps
        By admin
        Having these items before you in writing can allow you, the computer user, to do stuff on your computer while talking, great for multi-tasking. You can instant message someone without really interrupting what they are doing, ...
        www.RonOrr.com -
http://ronorr.com 
 
        7 Online Blunders That Threaten Your Identity
        By Steve Dasseos
        9% of home Internet users who responded to our survey said they used a single password for all their accounts. Bad idea. What you can do: Using different passwords need not be burdensome. Do what 15 percent of the respondents to our ...
        Travel Insurance, Travel And... -
http://www.tripinsurancestore.com/blog 
 
        Practical tips to maintain security even after a termination
        By Reed Tinsley
        Revoke the individual's computer access (including all user IDs and passwords); Obtain keys/card-keys; Obtain badge; Obtain any software or work documents (including those at home) belonging to the organization, if any, ...
        Reed Tinsley, CPA -
http://rtacpa.blogs.com/reedtinsley/ 
 
        Computer Tips [ Safely Protect Your Router + Practice Makes ...
        By ris(ris)
        If you feel like you will have signal issues in your home, wireless N is the way to go. But, there's also a catch. When it comes to wireless G and N, they work the best when connecting to a computer that has a network card of the same ...
        All Viagra -
http://bestviagra2u.blogspot.com/ 
 
       Broadcom WLAN Network Adapters For Home And Enterprise
        By Spring(Spring)
        These products are specially designed to act as a component on the devices which are interoperable, provide the best possible security and still are really easy to use. These products are able to satify all the consumer demands. ...
        Computer Tips -
http://computertechnical.blogspot.com/ 
 
        Broadcom WLAN Network Adapters For Home And Enterprise
        By Spring(Spring)
        These products are specially designed to act as a component on the devices which are interoperable, provide the best possible security and still are really easy to use. These products are able to satify all the consumer demands. ...
        Computer Tips -
http://computertechnical.blogspot.com/ 
 
        10-Step Security Tips for your Computer
           By devin
        ... every user needs to take control of his computer's security. While it's essential to keep your antispyware and antivirus definitions up to date, it's also vital to take charge of your computer's security and keep these tips in mind. ...
        The Resource Forum The latest... -
http://www.bshox.com 
 
        Choosing an eBook Compiler
        By 101WaysToIncome(101WaysToIncome)
        Thomas is confident and passionate about the strong economic reasons to have a computer based business at home and he provides expert guidance and tips on how to start or grow an existing work at home business. ...
        Work At Home on a Computer Based... -
http://www.101waystoincome.com/blog/ 
 
        YOUR LINUX TODAY NEWSLETTER FOR September 11, 2008
        By vetkasi(vetkasi)
        "Citadel is a great choice for the majority of users who need a groupware and messaging server. It's easy to fling up a working server in a few minutes for a small home network, and it scales up nicely for business." ...
        Information Technology -
http://informtechno.blogspot.com/ 
 
        Center for internet security. Get help with security in windows ...
        By antonich8z6(antonich8z6)
        Center for security (cis) security and privacy research center: the national infrastructure protection center - computer security tips. explorer has its own security settings windows vista security center will alert you whenever these ...
        mouse lemur -
http://mouselemurj.blogspot.com/ 
 
        Keep your personal details under lock and keyboard
        The Gazette (Montreal) - Quebec,Canada
        The following are a few tips for computer users. - For websites that require a password - like your banking institution, company site or social networking ...
For more detail read more at:
http://www.canada.com/montrealgazette/news/story.html?id=90c03e3d-070f-4dd2-b805-19bed5d5b5ae
 
        Kan. gov. seeks renewal of energy tax credits
        Arkansas City Traveler - Arkansas City,KS,USA
        He said the office also has developed training for bank personnel and law enforcement, as well as placards for bank tellers, with tips and signs to catch ...
For more detail read more at:
http://www.arkcity.net/stories/091308/com_0004.shtml
 
        Top Ten Tips for Computer Security
        By redgsr
        Have you ever wondered why there is a huge increase in online fraud Well the main reason its happening, is that most computer users are not protecting themselves properly. When you follow the top 10 tips for online and offline ...
        Full text computers articles... -
http://www.content4reprint.com/computers/ 
 
        Exploiting 101 - The Basics
        By Faze
        Since the web root is /home/users/www.site.com/www. You still may not be able to read it because it might be forbidden through some other method, say only accessible from certain IP addresses, or . files are not accessible through their ...
        project-elite.net -
http://project-elite.net 
 
        How to create a password reset disk for XP?
        By magakos(magakos)
        If the related tasks does not show up you are not double clicking on the user account or you are using a LAN with domains. *If your computer is on a domain, you can create the Domain Password Reset Disk as follows. ...
        Tips and Hacks -
http://tipsandhakcs.blogspot.com/ 
 
        Spliced feed for Security Bloggers Network
        By Jones(Jones)
        An implementation issue in the handling of emergency calls allows users with physical access to an iPhone to launch an application without the passcode by double clicking the home button in emergency call. This update addresses the ...
        agribusiness -
http://intabitinsop.blogspot.com/ 
 
        Zone Labs vs. Windows XP Service Pack 2 Firewall
        By noreply@blogger.com (veeraphong)
        Windows XP computer users fall into two categories: those who have personal firewall software and those who do not. Knowing that the majority of computer users go without a firewall, Microsoft has included an internet security firewall ...
        Computers and Technology Tips Online -
http://computertipsonline.blogspot.com/ 
 

 

Wednesday, September 24, 2008

Depression - Can Self Hypnosis Help With Depression?

Good morning!  I am Kerry J Harrison at the business desk.
Today I am going to try and answer a question that several of you have been asking for the past few weeks.  Can self-hypnosis help to deal with depression?
I am not an expert on this subject matter but I am going to provide our readers with a very good article that I recently found.  Hopefully, it will help to answer your question and concern.
At the business desk, I'm Kerry J Harrison wishing you a great day.
 
 
News on stress, anxiety, and depression
 Breaking news!          Depression - Can Self Hypnosis Help With Depression?
 
        Girl Talk Has Its Limits
        New York Times - United States
        Some studies have found that excessive talking about problems can contribute to emotional difficulties, including anxiety and depression. ...
For more detail read more at:
http://www.nytimes.com/2008/09/11/fashion/11talk.html?_r=1&ref=fashion&oref=slogin
 
        Families Must Prepare for Mental Health Pressures of College
        Christian News Wire (press release) - Washington,DC,USA
        Mental health issues including depression, eating disorders, substance abuse and anxiety, often brought on by the heightened stress of a college environment ...
For more detail read more at:
http://www.christiannewswire.com/news/617277838.html
 
        Call for happiness lessons as teenage depression increases
        guardian.co.uk - UK
        Pupils are being taught how to handle day-to-day stress, assertiveness, decision-making and how to change negative thoughts. He told the audience of social ...
For more detail read more at:
http://www.guardian.co.uk/society/2008/sep/10/mentalhealth.happiness
 
        Pray for Pressured Freshmen & Sophomores....
        By Night Watch Ministries(Night Watch Ministries)
        Mental health issues including depression, eating disorders, substance abuse and anxiety, often brought on by the heightened stress of a college environment, have grown increasingly common among college students. As recent news has ...
        NW World News Prayer Network -
http://nightwatchworldnews.blogspot.com/ 
 
        Lose That Weight by Losing the Guilt and the Worry
        By JoLynn Braley
        This program is all about helping you reduce chronic stress, which leads to anxiety, which in turn creates depression. Remember if you work on the cause of your overeating and if the reason you're overeating and/or emotionally eating is ...
        The Fit Shack -
http://www.thefitshack.com 
 
        Depression - Can Self Hypnosis Help With Depression?
        By depressionhelp1
        Anxiety is a very common problem that requires guidance. Hypnosis effectively reduces stress and anxiety. This is important because depressive disorder and anxiety disorders are closely linked even though they are remarkably different. ...
        Depression Help -
http://depressionhelp1.wordpress.com 
 
        How do stressful early life events affect children?
        By Dr. Jeff and Dr. Tanya
        Anderson and Joanne Anderson (Paperback - Jul 2004); Woman's Guide to Overcoming Depression, A by Archibald Hart and Catherine Hart Weber (Mass Market Paperback - Nov 1, 2007); Overcoming Anxiety and Depression: Practical Tools to Help ...
        Dr. Jeff's and Dr. Tanya's Blog -
http://drjeffanddrtanya.typepad.com/dr_jeffs_and_dr_tanyas_bl/ 
 
        Depression and Anxiety Relieved by Incense
        By Natural Health Sites(Whole Food Farmacy)
        This is good news for the millions who are looking for non-drug alternatives i n fighting depression and anxiety. According to the National Institutes of Health, major depressive disorder is the leading cause of disability in the United ...
        Stop Depression Naturally -
http://stopdepression.blogspot.com/ 
 
        Smile – it's good for you!
        IrishDentist.ie - Dublin,Ireland
        According to the book, Beating Stress, Anxiety and Depression, simple lifestyle changes such as smiling more, going dancing and eating kippers and seaweed ...
For more detail read more at:
http://www.irishdentist.ie/news/news_detail.php?id=1467
 
        Storm stress
        2TheAdvocate - Baton Rouge,LA,USA
        "The stress and emotional impact of yet another major disaster can cause severe worry and anxiety," said Linda Rosenberg, a social worker by training who ...
For more detail read more at:
http://www.2theadvocate.com/features/28275409.html
 
        Psychiatric Symptoms Tied to 9/11 Still Evident
        TheMedGuru - Chandigarh,India
        The outcome of the horrific act was thousands of cases of anxiety, stress and depression. A random study of the post attacks concluded that "American's ...
For more detail read more at:
http://www.themedguru.com/articles/psychiatric_symptoms_tied_to_9_11_still_evident-86110084.html
 
        Recognizing Signs of Depression and Anxiety in Children
        PISCATAWAY—A child that is more bored, irritable or worried than usual, has difficulty concentrating, or is sleeping more could be experiencing symptoms of depression or anxiety, said Dr...
        UMDNJ News -
http://www.umdnj.edu/ 
 
        Girl Talk Has Its Limits
        By Legion of Angels
        Dwelling and rehashing issues can keep girls, who are more prone to depression and anxiety than boys, stuck in negative thinking patterns, psychologists say. But they also say it is a mixed picture: friends who co-ruminate tend to be ...
        Legion of Angels News Archive -
http://legionofangels.net/wpnews 
 
        Premature Children Four Times More Likely To Have Behavioural ...
        Boys born prematurely showed a higher degree of behaviour problems, such as ADHD, and girls experienced more internalising disorders such as anxiety and depression. The study also showed that extremely pre-term boys were more vulnerable ...
        Accessibility News - Health -
http://www.accessibility.com.au/news//health 
 
        How to Tell if It's Major Depression
        By tyhuls
        And considering the very frightening times we're living in, it's no wonder that more and more people are feeling increased anxiety and what can be called depression. Of course losing your job and facing home foreclosure or just ...
        news -
http://news.rcpartnership.org 
 
        Frontiers In Psychoneuroimmunology: The Emotional Interface
        By admin
        Topics will include all aspects of the field from stress and immunity to the global health implications of PNI research. Learn about the links between emotions and cancer, the involvement of the immune system in fibromyalgia, ...
        Medical and pharmacy news -
http://medical-news.movies-guide.org 
 
       Photos: Beat Recession Depression with Quick, Easy and Affordable ...
        MarketWatch - USA
        ... one in four Americans has been to a spa and stress reduction remains a critical reason for their visits. As consumer anxiety continues to rise along ...
For more detail read more at:
http://www.marketwatch.com/news/story/photos-beat-recession-depression-quick/story.aspx?guid=%7B5990A6C5-80B3-46A0-B522-C7D4613621EE%7D&dist=hppr
 
        Laser light therapy may combat anxiety
        WSBT-TV - South Bend,IN,USA
        These chemicals are known to ease pain, stress and anxiety. Rosen is the only one testing this laser for anxiety. He's now trying to recruit other doctors ...
For more detail read more at:
http://www.wsbt.com/news/health/28301834.html
 
        Teen depression: No genes required
        Science News - USA
        Children dealing with symptoms of depression and anxiety showed noticeable emotional advances after their mothers' depression had cleared up with ...
For more detail read more at:
http://www.sciencenews.org/view/generic/id/36386/title/Teen_depression_No_genes_required
 
        Girl chatter can lead to anxiety and depression
        By Faheem(Faheem)
        Some studies have found that excessive talking about problems can contribute to emotional difficulties, including anxiety and depression. The term researchers use is "co-rumination" to describe frequently or obsessively discussing the ...
        Newspaper Articles -
http://www.paperarticles.com/ 
 
        Dr. Aafia Siddiqui diagnosed with chronic depression
        By Sajid Manzoor
        She is reported to be in "depressed mood, anxiety, and ruminative thoughts concerning her son's welfare, poor sleep, and moderate appetite." The letter also describes a hallucination: "She also reported seeing her daughter in her cell, ...
        A Pakistan News -
http://www.apakistannews.com/ 
 
        Anxiety and Male Heart Attacks
                By intactinfo(intactinfo)
        The men participated in personality surveys which documented their anxiety, anger, depression, and other negative emotions. They also noted down personal facts about education, marital status, and other personality traits, ...
        intactinfo -
http://intactinfo.livejournal.com/ 
   Anxiety and Male Heart Attacks
       

Tuesday, September 23, 2008

Important answers to consumers questions

 

Monday, September 22, 2008

Out of the Nest but Not Out of the Wallet

Good day everyone!  I'm Jeff N Marquis at the business desk.
Today I would like to start the week by talking a bit about those adult kids who have long since left home but are still dependent on their parents for financial assistance.  It's probably why many refer to the aging baby boomer generation as the sandwich generation;  having to help aging parents while at the same time help their grown and adult kids.  It is what many are referring to as being out of the nest but not out of the wallet and this trend does not seem to be going away anytime soon and with present economic conditions as they are, more and more adult kids are probably going to be depending on their parents for financial assistance.  So, where does this leave our aging baby boomers?  Well, to read more please take a look at our headlines below.
At the business desk, I'm Jeff N Marquis wishing you a pleasant day.
 
 
News for retirees, aging baby boomers, and seniors
Breaking news!          Out of the Nest but Not Out of the Wallet
 
        Out of the Nest but Not Out of the Wallet
        eNews Park Forest - Park Forest,IL,USA
        Telephone interviews were conducted among 1001 affluent baby boomers (those with $100000 or more in investable assets); 300 parents of baby boomers; ...
For more detail read more at:
http://www.enewspf.com/index.php?option=com_content&task=view&id=4713&Itemid=88889609
 

        Saving for Retirement – It's Time to Think Leverage
        Corsavoo.com - Bastia,Corse,France
        Pollsters estimate that only 25 percent of the older "Baby Boomers" have saved enough to retire at retirement age. The following jobs are recommended for ...
For more detail read more at:
http://www.corsavoo.com/personal-finance/0,2577,427073,00.html
 
        Baby boomers' housing needs hard to pinpoint
        Calgary Herald - AB, Canada
        Because of that, she suggests builders avoid the term "seniors" when marketing their product, because active retirees dread being classifed as such. ...
For more detail read more at:
http://www.canada.com/calgaryherald/news/story.html?id=a8f0a4df-338f-4589-8dc7-37c2fe6c9de2
 
        Tucson area a model for senior housing
        Tucson Citizen - Tucson,AZ,USA
        Yohem agreed that an aging baby boomer generation could create greater demand for such homes in the near term. Pima County's ordinance has served as a model ...
For more detail read more at:
http://www.tucsoncitizen.com/daily/local/96385.php
 
        Senior citizen tuition discounts apply again at LCC
        The Register-Guard - Eugene,OR,USA
        The coming retirement boom has community colleges across the country looking for ways to better serve seniors. They are responding with more classes that ...
For more detail read more at:
http://www.registerguard.com/web/news/story.csp?cid=129871&sid=105&fid=35
 
        MAJOR PRESIDENTIAL CANDIDATES DISCUSS PROPOSALS FOR HEALTHCARE ...
        By rbarale
        In his comments, Obama said that McCain would abandon seniors economically and tax their health benefits. He said, "Job shipped overseas? Tough luck. Pension disappeared? That's the breaks. No health care? The emergency room will fix it ...
        Pills news -
http://pillboss.org/pillsnews 
 
        But most of all myself
        By Savanna(Savanna)
        ... bluff career center encore book about second career america broadcasting career private career college registration site career survey results control your destiny and career dan marino career employment news career news workplace ...
        Daily -
http://savannatyzufetryg.blogspot.com/ 
 
        She got up, laid down in motor char-a-bancs - three thousand at ...
        By Bo(Bo)
        ... career choices royal carribean career opportunities liz lockhhead career hihglights that career fairs nd cape girardeau area career center southwest gas career career in natural medicine employment news career news workplace trends ...
        HEADLINES -
http://bofuyhyjy78.blogspot.com/ 
 
        Speaking not to mind its cutting my hand
        By Danny(Danny)
        ... teachin career information career technical education high level skils processes career internships in australia career news reporter career powerpoint about the restaurant industry list of career counseling theorists and theories ...
        Today -
http://dannyzidypifa.blogspot.com/ 
 
        There may have to relive that
        By Chance(Chance)
        They career in child day care career pro inc heb career properties, employment news career news workplace trends university of south pacific and career career outlook for english teachers cruise ship massage career opportunities ...
        TODAY -
http://chancenac20.blogspot.com/ 
 
        CA Dental Hygienists: Improve Oral Healthcare for Seniors
        GLENDALE, Calif.--(BUSINESS WIRE)--With Baby Boomers on the brink of exploding into retirement and old age, the California Dental Hygienist.
        eMediaWorld.com General News -
http://www.emediaworld.com/press_release/rss/rss_172.xml 
 
        The Fountain of Youth
        By Seniors Advisor
        Thankfully, perhaps, aging remains a constant. The good news is while baby boomers fight aging with a passion, they are also capable of growing into their senior years with a lot to give back to society. So just as boomers have been had ...
        Arcadia Seniors - Senior Living -
http://arcadiaseniors.com 
 
        Baby Boomers - CA Dental Hygienists: Improve Oral Healthcare for ...
        By Jim
        Source: news.google.com. Boomers and Beyond brings out hundreds (WSLS Newschannel 10 Roanoke) About 800 people took advantage of the Boomers & Beyond Expo at the Roanoke Civic Center Tuesday from 100:00am - 2:00pm. ...
        My Baby Boomer Tips -
http://myboomertips.com/blog 
 
        Some interesting news...
        By Nevada Health Insurance(Nevada Health Insurance)
        Word & Brown is pleased to bring you the Nevada Broker News - an electronic newsletter that assembles healthcare and related insurance stories from leading local and national media sources. Stories are selected on the basis of their ...
        Insurance information -
http://nvhealthinsurance.blogspot.com/ 
 
        Kaiser Daily Health Policy Report - Friday, September 12, 2008
        By NUHMAN(NUHMAN)
        While mainstream news coverage is still a primary source of information for the latest in policy debates and the health care marketplace, online blogs have become a significant part of the media landscape, often presenting new ...
        women at night dress???? -
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        CA Dental Hygienists: Improve Oral Healthcare for Seniors
        MarketWatch - USA
        GLENDALE, Calif., Sep 11, 2008 (BUSINESS WIRE) -- With Baby Boomers on the brink of exploding into retirement and old age, the California Dental Hygienists' ...
For more detail read more at:
http://www.marketwatch.com/news/story/ca-dental-hygienists-improve-oral/story.aspx?guid=%7B73745689-2BB6-4D55-8DF5-4ED1A28FF97D%7D&dist=hppr
 
        New seniors' residence opens
        Timmins Daily Press - Timmins,Ontario,Canada
        A scheduled outing to the Baby Boomers and Senior's Fair is already marked on the calender for the retirement home's list of activities for this month.
For more detail read more at:
http://www.timminspress.com/ArticleDisplay.aspx?e=1197051
 
        What happens when old people go online.
        Slate - USA
        The baby boomers, aging into the senior bracket, have made wired seniors the fastest-growing demographic group online. How will this change the Web? ...
For more detail read more at:
http://www.slate.com/id/2199920/
 
        Aging US lacks plan for long-term care
        Philadelphia Inquirer - Philadelphia,PA,USA
        ... active and influential American voting blocs - senior citizens and mature adults. How we pay for the long-term-care needs of 80 million baby boomers, ...
For more detail read more at:
http://www.philly.com/inquirer/opinion/20080912_Aging_U_S__lacks_plan_for_long-term_care.html
 
        Watch out for these Retirement Scams!
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        Top 500 Most interesting Active Rain Groups
        By Castellum Realty - Lancaster real estate...(Castellum Realty - Lancaster real estate...)
        Join and stay abreast of breaking news and even debate as the issues pop up between now and November. Like the candidate, this group is open and there's nothing private about running for public office. Subscribers: 57 Blog Posts: 218 ...
        Castellum Realty 's Blog -
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Saturday, September 20, 2008

The Gryphon Insider, Close Report

Good morning!  We at the business desk would like to bring you a Gryphon financial update. 
Gryphon financial is one of the top financial news outlets in the world and we are absolutely delighted to be sharing their updates with you.
At the business desk, we the business team wish you a very enjoyable weekend.
 
 
The Gryphon Insider, Close Report
 
THE GRYPHON INSIDER
 
London, England
 
 Fun With Funding
 
The following is an excerpt from a discussion we published about a month back on our subscriber site. In light of events of last weekend, I suggest it's an especially timely topic right about now. The Fed/Treasury/Administration may believe they have won another credit cycle reconciliation battle with the Fannie and Freddie bailout (our children and grandchildren will be overjoyed), but what about the much bigger picture war?
 
Fun With Funding...You know that for some time now we have been preaching about what we believe to be one of the most important macro themes of the moment that is deleveraging. Important both for financial market and real world economic outcomes ahead. And, whether we like it or not, it's a theme that we believe will be with us for a good while to come. The ultimate contraction of balance sheets in the financial, household and corporate sectors will be a process, not an event, with plenty of volatility along the way. For those attempting to call interim bottoms with respect to this phenomenon as we travel along this path, as we have already seen this year and will undoubtedly continue to see again, our only comment is good luck. In the much larger picture, it was this very multi-decade expansion of private sector balance sheets in aggregate that in large measure drove corporate profits over the longer cycle. So now that deleveraging and balance sheet shrinkage is destined to play out ahead, all as part of the natural progression of a longer term credit market cycle, the trajectory or rate of change in corporate profit growth is in question. A major issue for the financial markets, especially equities. We believe the markets are just starting to wake up to this long cycle thematic realization.
 

But perhaps another major issue that is not being given enough attention is the fallout consequences due to the one balance sheet not destined to shrink during this process of deleveraging we have described, and that's the balance sheet of the Federal government. While the financial markets, the household sector and in good part the corporate sector engage in long overdue deleveraging, a natural offset to avoid either the reality or perception of collapse will be the continued expansion of the government's balance sheet. And this process of expanding the Federal balance sheet, as you know full well, has already begun in full force. For now, the de facto bail out of the GSE's and the residential mortgage bail out bill are two poster child examples of this phenomenon at the exact point of acceleration. Even the auto manufacturers have their hands out. Will it be the airlines next? Unfortunately, we expect a lot more where this came from ahead. In one sense, the government really has no choice. This is the price all US taxpayers will bear for years of regulatory self induced blindness. Could our current set of circumstances have been avoided? Of course, but regulatory oversight simply turned a blind eye in deference to the Wall Street and credit cycle driven profit motive. Let's face it, a lot of individuals became very wealthy during the prior credit cycle mania period, now clearly seen to be at the expense of the larger US taxpayer base. Privatizing profits and socializing risk. Sounds like Russia a decade ago, no? Welcome to the USSA. As Jim Grant recently opined, "where is the outrage?" We have no idea.
 
Enough of the ranting and raving. Let's get to the point. As this process plays out and the Federal government is continually forced to expand its balance sheet as an offset to the leverage contraction occurring largely throughout the remainder of the economy and domestic financial markets ahead, THE big question becomes, where will the funding for this balance sheet expansion come from and what will it ultimately cost? A question near and dear to the hearts of US taxpayers everywhere, to say nothing of the investment community. This, we believe, is now and will continue to become one of the most important questions for our investment activities. We cannot take our eye off of this ball as we move ahead. Point blank, and we could not be more serious when we ask this, will the US face a funding problem at some point?
 

In at least starting to address this extremely important question, it's time to head east and turn back the clock a bit for a little exercise in compare and contrast. Although no two sets of circumstances are ever identical, the US today is facing a number of major cycle issues comparable to Japan a few decades back. Post the early 1990's Japanese equity bubble collapse came the beginning of a property bubble collapse a number years later that to this day is characterized by values well below what was experienced almost two decades ago. An important comparative phenomenon throughout the 1990's was a Japanese banking system riddled with and literally overwhelmed by bad debt. A financial system immobilized. Sound familiar? In good measure, the official US banking system, and importantly the US shadow banking system, has begun traveling down a very similar path. We expect US financial system reconciliation character to ultimately differ from the historical circumstance of the Japanese banking system as the US system will indeed recognize these losses in a more timely manner, which hopefully will mean total cycle reconciliation will not be multi-decade in nature. The US financial and broader corporate sectors will also act to cut costs (employees) mercilessly as reconciliation plays out. Another huge differentiation factor relative to the Japanese experience. Lastly, throughout the process of leverage reconciliation in the Japanese equity market, property markets and financial system in general over the last few decades, the Japanese government expanded their balance sheet as private and financial sector balance sheets contracted. In all sincerity, we believe the conceptual parallels are very importantly similar between the Japanese experience then and the current circumstance faced by the US at present.
 

But standing out like the proverbial sore thumb are differences related to our important issue in this discussion - the character and circumstances surrounding the forward funding of the expansion in the government balance sheet that necessarily needs to take place. It's here where this compare and contrast exercise diverges in a very meaningful manner. Getting right to the point, with the clear benefit and clarity of hindsight, Japan was able to fund government balance sheet expansion during its period of reconciliation from internal or domestic sources. It was not beholden to and dependent upon outside funding sources. This is THE crucial difference between Japan then and the US now. As you can see in the chart below, Japan began its decent into systemic non-governmental balance sheet reconciliation with a national savings rate near 15% in 1990. As we've shown you many a time, for all intents and purposes the US savings rate is non-existent. Quite the contrast.
 
 
 
 
 
 
 
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Once again, in the clarity of hindsight, the initial Japanese response to the equity and, several years later, property bubble peaks and subsequent busts was to lower interest rates. Classic monetary policy 101. As the decade of the 1990's wore on, the cost of what was accelerating government spending (expansion in the government balance sheet), was indeed in very good part supported and able to be accomplished by a lower interest rate structure. As Japanese government funding needs expanded, the cost of that funding declined. Why? It was financed internally. Just what the doctor ordered. The following chart is a proxy for longer-term interest rates in Japan over the identical period covered in the chart above.
 
 
 
The important point and true dissimilarity with the current funding need situation in the US is that back in the early part of the 1990's, Japan as a financial and economic system had the benefit of a very high internal savings rate. Savings that were able to be tapped even within the context of a declining interest rate environment to fund the needed counter cyclical expansion of the Japanese government balance sheet. Savers were able to purchase increased issuance of government bonds. As is clear in looking at the two charts above, savings declined along with interest rates over the entire period of the 1990's. The last, again in hindsight, benefit to the Japanese at the time was that inflation was clearly not an issue. Deflation was the issue confronted by the Japanese economy. As such, Japanese investors/savers were accepting of an ever declining nominal interest rate structure as government spending accelerated as a necessary counterpoint to contraction in the remainder of the Japanese economy.
 

Fast-forward to the present and circumstances faced by the US could not be more different. As mentioned, current domestic internal savings is lacking completely. Set against historical context, macro US interest rates are already low. It's hard to see how they could decline meaningfully from here as they already sit near half-century lows. The ten-year US Treasury yield today is literally identical to what was seen in 1959. The secular decline in interest rates in the US has already taken place. In 1990, the secular decline in interest rates was still to come for Japan. In stark contrast to Japan in 1990, today the US is crucially dependent on foreign funding and will not be the forward beneficiary of a declining cost of funds. The only way in which the US could develop its own internal funding sources for the counter cyclical Federal balance sheet expansion that necessarily needs to take place ahead, and has essentially really already started to take place, is to have the domestic savings rate accelerate markedly. And the only possibility the US has of accomplishing something like this is if domestic consumption almost literally collapses. Japan was able to fund both ongoing consumption AND government balance expansion throughout the 1990's specifically because it already had a very significant prior period build up in internal savings which could be tapped. The US has no such asset or flexibility in funding choice. In other words, the question now becomes who will be the incremental buyer at the margin of what is surely to be increased US government bond issuance ahead? Again, unless consumption literally collapses in the US in deference to increased savings, it will not be domestic buyers. This very circumstance leaves the US much more vulnerable than were the Japanese in addressing the process of credit cycle and asset value reconciliation.
 
 
 
 
 

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Let's have a quick review look at US long-term capital flows. Specifically, we want to look at net foreign purchases of US financial assets. This is where we are going to see the importance and magnitude of non-domestic funding sources to overall US capital/funding needs. In the following chart we are detailing by year net foreign buying of US financial assets. As you can see, since the middle of the 1990's, the annual number has grown from a little over $200 billion to over $1 trillion as of the end of 2007. But we believe the more important line is the blue line that details annual net foreign purchases of US financial assets as a percentage of the year over year change in total US credit market debt outstanding. The annualized number as of the first quarter of this year is 31% of total US capital/credit market needs. Please remember that Japan's need for foreign capital in 1990 was essentially zero.
 
 
 
As you look at the above chart, we believe one very important additional characteristic needs to be kept in mind. Over the 1995 to 2007 period, the US experienced probably the apex of long term credit cycle mania in terms of nominal dollar credit creation. Both the US banking system and Wall Street driven shadow banking system were simply working overtime to provide "funding" to the greater US economy and financial system in general. And yes, in part that "funding" was sold to the foreign community in terms of "investments" (debt securitizations). But the data you see above measures only foreign buying of Treasury debt, agency debt, corporate debt and equities. Plenty of foreign investors also provided investment funds for CDO's, CLO's, subprime debt packages, etc. But THE important point as we look forward is that "funding" provided by the US banking system and shadow banking system is now in serious question, if not an outright freeze. Just look at the uptick in the 1Q data in the prior chart for how meaningful foreign funding has become to the US. Although foreign buying of US financial assets in nominal dollars is falling, there has been a big up tick in the magnitude of that funding as a percentage of total credit market growth. Bottom line being? Magnitude of foreign funding for total system US capital needs will become ever more important as the banking and shadow banking system continue on the path of balance sheet repair really over the years that lay in front of us. Again, a completely dichotomous circumstance relative to Japanese situation of a few decades back.
 

One last point of character that we believe deserves more than a bit of attention and reflection as we look ahead and contemplate is the very important need of foreign capital funding to the US during the process of balance sheet reconciliation the US system as a whole must live through. Given our major thematic contention that the US Federal government balance sheet must expand ahead as an offset to private sector balance sheet contraction, just who have been the key buyers of US Treasury debt at the margin recently? Let's have a quick peek.
 
 

      Major Holders Of US Treasuries (billions) 
      Country
     Current Holdings As Of June 2008
     Holdings As Of May 2006
     Difference
    
      
    
      Japan
     $583.8
     $636.1
     $(52.3)
    
      China
     503.8
     324.5
     179.3
    
      UK
     280.4
     166.2
     114.2
    
      OPEC
     170.4
     99.7
     70.7
    
      Brazil
     151.6
     32.9
     118.7
    
      Caribbean
     122.4
     65.2
     57.2
    
      Russia
     65.3
     Not Even On The List
     65.3(?)
    
      
    
      Total Of Above
     $1,877.7
     $1,324.6
     $553.1
    
      
    
      TOTAL Foreign Holders
     $2,646.5
     $2,071.4
     $575.1
    
 
 
 
 
 

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As you can see, we're looking back across the last two years for a bit of perspective. Traditionally the largest holder of US Treasuries has not been buying over the last few years, quite the opposite. It seems that in terms of Japan, they own enough, thank you. It's no surprise at all that China has been the largest incremental nominal dollar buyer of UST's over the last few years. Clearly the Chinese are recycling trade related dollars as well as managing their currency cross rate with the buck (printing renminbi, selling it and buying US Treasuries to support the dollar against the yuan) as their accumulation of UST's has zoomed skyward. Maybe a bit surprisingly, the second largest buyer has been Brazil. As we mention in the chart, Russia has simply come out of nowhere to become the eighth largest owner of UST's at the present time. And as we have mentioned to you in the past, we are convinced that the UK numbers are really petro money (floating through London) in disguise. Total purchases by these folks seen in the table, inclusive of the Japanese sales, accounts for very close to 100% of the total foreign buying of US Treasuries over this period in totality. You can see the punch line coming after looking at this table, right? Of course you can. It's the BRIC countries and petro money that has been THE key support to Treasury prices and suppressor of Treasury yields over the last two years. These are the very folks who have been "funding" the US in terms of our increasing reliance on foreign capital. So as we look ahead, we need to ask ourselves, will these very folks be so willing to continue funding the expanding US Federal balance sheet (through purchasing Treasuries), perhaps at a greatly accelerated rate as we move forward? Yes or no?
 

You don't need us to tell you that foreign current account surpluses in these countries that has allowed this reinvestment in Treasuries has been driven largely by two phenomenon. First is the US trade deficit in terms of consumer goods, and secondly it's commodity prices, especially as this applies to the price of energy. As you know, we have witnessed commodity and energy prices come down as of late. Secondly, although we have not discussed this recently, the non-energy component of the US trade deficit has been contracting in recent months. No surprise at all as the US consumer remains under increasing pressure. So as we look forward, if indeed the global economy, necessarily inclusive of the BRICs, slows AND commodity prices remain relatively subdued, will the very important incremental buyers of US Treasuries seen in the table above have the financial wherewithal to continue funding US government capital needs? And potentially fund those needs at an accelerating pace?
 
We hope that by now you can see why we believe the forward US funding issue is so important. We believe the question mark is huge as to who will be willing to meet these funding needs during a period of greater US non-government sector balance sheet contraction. Will the US continue to be able to procure low nominal cost funding as its already very large balance sheet (liability) expands ever further by necessity in the coming period? The US faces a series of obstacles that were absent in the similar cycle reconciliation experience of Japan. And THE primary obstacle and question mark is cost of funds. We're not preaching end of the world here. In fact, we're really not even questioning the ability of the US to procure continued foreign funding. THE critical issue looking ahead is COST OF FUNDING. At the outset we asked the question, will the US face a funding problem at some point, given that the US is beholden to foreign financing? It's the cost of funding that will be key to forward outcomes both in the real US economy and financial markets.
 
 

Friday, September 19, 2008

How to look like a million bucks

Hey there!  I'm Alix Shadonnay at the business desk.
Are you constantly struggling with how to make your small business look more like a million bucks rather than just a thousand bucks?  Having problems making your business look like one of the biggest fishes in the pond?  Too difficult you think?
Well, not as difficult as you may imagine and this week I would like you to take a look at our headlines below.  There you will find some very interesting hints but before you do so, here are our Amazon picks of the week.
At the business desk, I'm Alix Shadonnay wishing you a great weekend.
 
 
Amazon picks of the week
The Frog Prince
By Jane Porter
This author really knows how to hold her reader's attention and she does it in fine style.  Moreover, she has some very important knowledge to pass on.
 
 Flirting with Forty
By Jane Porter
Another good book by this author and here she makes her reader comfortable with the subject matter.  A great book for anyone afraid to face the fabulous forties.
 
 
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Breaking news!     
 
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  The Business Awards recognize gold, silver and bronze winners in the New Business, Small Business, Business Person, and Business Person of the Year ...
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        RI_3D_08_01 -
http://ri3d0801.blogspot.com/ 
 
        UN DAILY NEWS DIGEST - 5 September
        By NUHMAN P(NUHMAN P)
        The United Nations telecommunications agency closed the door today on their annual conference, attended by government ministers from the Asia-Pacific region, focusing on new business opportunities to sustain growth in the information ...
        hiegher education directory -
http://edu-directory.blogspot.com/ 
 
 

Thursday, September 18, 2008

Director of security and privacy offers insight on bogus massmail

Hi everyone!  I'm Heather DeMarco at the business desk. 
So, who isn't concerned about those heaps of bogus emails?  Who isn't concerned about the security to safety that they pose to their computer system?  Very troubling questions for today and I'd like to address them head on.
Please, give a read to our breaking news below.
At the business desk, I'm Heather DeMarco wishing you a wonderful day.
 
 
Security tips for home computer users
Breaking news!             
 

  5 websites a Windows Vista user must visit!
  By Soumya Sengupta(Soumya Sengupta)
  This website also has tips to get the ultimate experience from your computer. From setting up the ultimate Home Theater to Hollywood quality HD movie editing, it makes sure that your experience is truly ULTIMATE. UltimatePC ...
  FEEL WINDOWS -
http://feelwindows.blogspot.com/
 
  Computer Tips [ Must-Have Security for IE + Take The Speed Test + ...
  By ris(ris)
  No cookies, history or temporary files are stored on the computer at all. InPrivate is great for when you're using someone else's computer or using a public computer. It can also be helpful if you don't want another user in your home to ...
  All Viagra -
http://bestviagra2u.blogspot.com/
 
  9/3: AutoKitty.A Worm Makes Modifications in Windows Registry
  By Gary(Gary)
  Ten Back to School Security Tips for Administrators By Lyne Bourque - August 27, 2008 Soon students and faculty will put many schools' IT departments to the test. Schools (and businesses, too) can take steps to keep their users and ...
  Legitimate Work From Home Opportunity... -
http://live-genetech.blogspot.com/
 
  10 Tips to make Linux networking easier:
  By noreply@blogger.com (jai)
  And with some help, the Linux operating system can be the king of networking, in both ease of use and security. But that doesn't mean the average (and sometimes even the above-average) user can't use some help. These tips should help ...
  Computer Tips&Tricks -
http://dailycomputertips.blogspot.com/
 
  Windows Xp Tips and Tricks. Increase system performance!
  By Tutor
  First, if there are any other users on your computer see if they have a similarly long log-in. If they don't the problem might be your roaming profile, which is a folder where XP stores your settings you can access them from anywhere in ...
  Directory Of Tutorials -
http://directoryoftutorials.com
 
        New Drive Backup 9.0 Express From Paragon Software(R) Now ...
        Corporate Media News - Newport Beach,CA,USA
        This new version of Paragon's award-winning Drive Backup data and system backup software provides home PC and home office users with basic backup and ...
For more detail check out:
http://corporatemedianews.digitalmedianet.com/articles/viewarticle.jsp?id=505219
 
        Phone Home Anti-Robber Mac Security Script
        By admin
        This section will get the host name of your computer by using the host command. This simply lets you know the ISP of the user using your computer, making the IP address easier to track down. The command accesses the host command with ...
        Mac Tricks And Tips -
http://www.mactricksandtips.com 
 
        Windows XP Security Tips - Step by Step Guide on How to Add Or ...
        By elsyed(elsyed)
        Microsoft provides security features in Windows XP that help you to keep your information private, whether at work or home. Use password protection to keep people from accessing your computer when you are not around. ...
        free software ÇáÈÑÇãÌ... -
http://elzook.blogspot.com/ 
 
        Spliced feed for Security Bloggers Network
        By Jones(Jones)
        We talk about Monderman's thinking about risk in the New School, and I wanted to talk a little about the implications for computer security. The idea of giving a user experience a sense of place is a great one, if we could constrain it ...
        agribusiness -
http://intabitinsop.blogspot.com/ 
 
        Test Driving Lumifi
        By the Jester
        Lumifi implements a simple yet powerful security model that allows for user authentication, document sharing and intuitive access controls. I'm going to take Lumifi to task below for its use of Flex/Flash as the primary demonstration ...
        Disruptive Library Technology Jester -
http://dltj.org 
 
        12 Unnecessary Vista Features You Can Disable Right Now
        Other users appreciate the added security. While I wouldn't go so far as to lump UAC in with the other wasteful features in this article, I can certainly understand why some folks would like to turn it off--or at least minimize its ...
        Veggie & Boston Blog by Maynard S. Clark - http://blog.360.yahoo.com/blog-MqEKk9k8er93iv.A4j6CcPaXFOY-?cq=1 
 
        Director of security and privacy offers insight on bogus massmail
        Daily Illini - Champaign,IL,USA
        Finally, though this has little to do with e-mail, be sure to secure your home computer network, particularly those nice wireless routers we all use. ...
For more detail check out:
http://media.www.dailyillini.com/media/storage/paper736/news/2008/09/05/OpinionColumns/Director.Of.Security.And.Privacy.Offers.Insight.On.Bogus.Massmail-3416741.shtml
 
        Honeywell Energy ICM to help dealers diversify, go green
        Security Systems News (subscription) - New York,NY,USA
        To see how much energy their home or business is using for its heating, ventilation and air conditioning systems, users log onto a secure Web site, ...
For more detail check out:
http://www.securitysystemsnews.com/article/ss2008090nTCzM/Honeywell%20Energy%20ICM%20to%20help%20dealers%20diversify,%20go%20green
 
        Disaster preparedness urged; weather observers wanted
        Blairsville Dispatch - PA, USA
        Copy important documents and routinely back up on CD vital information stored on computer hard drives. Store the copies and CDs in fire-proof safe deposit ...
For more detail check out:
http://www.pittsburghlive.com/x/blairsvilledispatch/s_586513.html
 
        The Penultimate Google Chrome Post
        By Ruud Hein
        10 Google Chrome Tips & Tweaks. 1) Enable the Home button. Itfs been one of peoplefs first misses: where is the home button on Google Chrome? Not to worry, itfs there, only hidden. Go to the Optionsc ...
        Search Engine People Blog -
http://www.searchenginepeople.com 
 
        Review on WinPatrol - A Tool That Sniff Out Malicious Mysteryware
        By Raymond
        The knowledgebase is very useful because it gives us very detailed information about the process for mere humans to read, not just computer geeks. Some of the process information even contains links and program tips that might be useful ...
        Raymond.CC Blog -
http://www.raymond.cc/blog 
 
        iPhone Reigns
        By Alice Sy
        This unique user interface is definitely years ahead than other mobile phones in the technological race. This phone will change your perspective on mobile phones. You may immediately want to buy it once you try using it. ...
        Computer Training Blog -
http://www.computertrainingblog.com 
 
        A Few Simple Tips Can Get You Cheap DURACELL DIV. OF P & G ...
        By sigmanblog8168
        gDURACELLh LITHIUM HOME MEDICAL BATTERY *3 volt *.787 dia., 126 ht. *For use in: Wizard organizer (primary), computer memory backup (hard-wired), home security devices, pet flea collar, calculator (Texas instruments), keyless entry ...
        sigman blog -
http://sigmanblog8168.blogsjuridiques.com 
 
        Twitter Tweets about chrome as of September 5, 2008
        By John Lessnau
        pipes2plagger: In right of the EULA modification and user of Google Chrome consideration | personal computer | ????????? http://tinyurl.com/6yl6uu. 2008-09-05 12:03:00 E Reply E View. youngson: google chrome is really cool ...
        The Lessnau Lounge -
http://www.lessnau.com 
 
        19 essential get-started tips for Windows Vista
        By Jason
        Another former exclusive now supplied with Windows Vista Home Premium and Windows Vista Ultimate, tablet input is a new way to control your PC. Handiest for desktop users is the Snipping Tool; open it and you can drag the mouse to snap ...
        PCTips Box -
http://www.pctipsbox.com 
 
        20 things you didn't know about Windows XP
        By wale
        Select Run... from the start menu and type 'control userpasswords2', which will open the user accounts application. On the Users tab, clear the box for Users Must Enter A User Name And Password To Use This Computer, and click on OK. ...
        The Resource Forum The latest... -
http://www.bshox.com 
 
        GREAT TIPS FROM TECHWORLD
        By Toby Miller(Toby Miller)
        Be warned: when disposing of a computer be sure to erase the hard drive using Disk Utility, using the Security Options feature to overwrite the drive 7-35 times to prevent others from recovering your data. ...
        GreenCitizen -
http://greencitizenship.blogspot.com/ 
 
        Developing Web Applications with ASP NET and C
        By aspnetnerd
        I bought and downloaded this pdf version of the book on my work computer, but I can't download it or copy it and bring it up on my home computer. Since I'm trying to learn this stuff at home and use it at work, this limits it's ...
        ASP.Net Information and Books Blog -
http://getaspnet.com 
 
        Possiably Infected PC
        By Huntzach2005
        Any tips? My computer specs that I know of are.. Dell Home Edition XP celeronR CPU 2.53GHz 2.53 GHZ 1.25 GB of Ram I can also provide you with the log if it's necessary. Please provide me with some help before I throw my computer out of ...
        Tech Support Forum -
http://www.techsupportforum.com 

Wednesday, September 17, 2008

Is your community being put at risk due to Cell Phone Tower Radiation?

Good morning!  I'm Kerry J Harrison at the business desk.
What would you say if I were to tell you that more and more experts are becoming concerned about the effects that cell towers are having on our mental health?  Before you shrug it off, I urge you to read our headlines and breaking news below.
At the business desk, I'm    J Harrison wishing you a great day.
 

News on stress, anxiety, and depression
Breaking news!             
 
        Running for mental health
        TheChronicleHerald.ca - Halifax,Nova Scotia,Canada
        That something, he decided, would be to run across Canada to raise awareness about anxiety and depression, which affects about half a million Canadians, ...
For more detail check out:
http://thechronicleherald.ca/ArtsLife/1076739.html
 
        Researchers Create Animal Model Of Chronic Stress
        Science Daily (press release) - USA
        ... resulting increased expression of CRF is thought to be the cause of such health-related stress problems including anxiety, depression and infertility. ...
For more detail check out:
http://www.sciencedaily.com/releases/2008/09/080903172156.htm
 
        Stress fractures in the emperor's clothes!
        ProPrint - Sydney,Australia
        For example, anxiety, depression and anti-social behaviour are specific conditions that require quite separate treatments. Within a workplace setting these ...
For more detail check out:
http://www.proprint.com.au/InDepth/121892,stress-fractures-in-the-emperors-clothes.aspx
 
        How "What If" Thinking Can Sabotage Your Weight Loss
        By JoLynn Braley
        If you are struggling with loads of stress and anxiety and/or if you've got so much anxiety that you've become depressed I definitely recommend the Attacking Anxiety and Depression 15-week home course. It gives you practical information ...
        The Fit Shack -
http://www.thefitshack.com 
 
        Is your community being put at risk due to Cell Phone Tower Radiation?
        By Paul Fitzgerald
        A number of independent studies have linked increases in childhood leukaemia, breast cancer, brain tumours, Alzheimer's disease, neurological disorders, chronic fatigue, anxiety and depression to the radio frequency radiation generated ...
        EMF Radiation News -
http://emfnews.wordpress.com 
 
        Legal Remedies: Keeping Healthy at Work
        By Dimitra Kessenides
        Do such thoughts and/or behaviors make you feel worse, creating substantial distress, anxiety, or depression? Does your preoccupation with job opportunities interfere with your ability to otherwise concentrate and/or function normally? ...
        The Am Law Daily -
http://amlawdaily.typepad.com/amlawdaily/ 
 
        Teenagers and Depression
        By Susan Denny
        My new ebook, "Conquering Anxiety and Depression: Learn How To Rebuild Your Self Confidence", tells of my experience dealing with depression and what I did to overcome it. As a parent you need to look for the signs and find the proper ...
        Health + Wealth = Happiness »... -
http://healthwealthequalshappiness.com/ 
 
        Zen Training Clears Brain
        By Rick Nauert, Ph.D.
        The skill could provide relief for disorders ranging from attention deficit and hyperactivity disorder, obsessive-compulsive disorder, anxiety disorder and major depression. In the study, Emory University School of Medicine researchers ...
        Psych Central News » Psychology -
http://psychcentral.com/news 
 
        Connecting mental and physical health Italian Dr. Riccardo ...
        Tandem - Toronto,Ontario,Canada
        His work brings him in contact with patients suffering from stress, anxiety, and depression, who he treats using a multidisciplinary approach. ...
For more detail check out:
http://www.corrieretandem.com/viewstory.php?storyid=8575
 
        Stress levels for Deere workers will increase says local psychiatrist
        Welland Tribune - Ontario, Canada
        But in Welland, he said stress levels will likely increase dramatically for many people. "Depression and anxiety, we are going to see a tremendous increase ...
For more detail check out:
http://www.wellandtribune.ca/ArticleDisplay.aspx?e=1185761
 
        Mothers' stress linked to obesity
        Sydney Morning Herald - Sydney,New South Wales,Australia
        TREATING low-income mothers for depression, stress and anxiety could help combat the childhood obesity epidemic and reduce the number of teenagers ...
For more detail check out:
http://www.smh.com.au/news/national/mothers-stress-linked-to-obesity/2008/09/04/1220121430174.html
 
        Chronic Stress Model Provides New Insights
        By Rick Nauert, Ph.D.
        Such chronic stress changes the body's response, and the resulting increased expression of CRF is thought to be the cause of such health-related stress problems including anxiety, depression and infertility. ...
        Psych Central News -
http://psychcentral.com/news 
 
        Media Menace?
        However, a number of studies have shown that images and reports of violence, death, and disaster can provoke changes in mood and aggravate anxiety, sadness, and depression, which in turn can have deleterious effects on physical health. ...
        Dr. Weil Q&A -
http://www.drweil.com/ 
 
        ?Psychotic Depression
        This is good news for those with psychotic depression, because the often help those with the severest forms of depression. Unfortunately, they do have many possible side effects. A person taking one of these drugs must be monitored at ...
        Anxiety Disorder -
http://www.anxietydisorderpro.com 
 
        Examining the Brain - What You Should Know About SPECT
        By Dr. Kathy Marshack
        By looking the brain function, it will give a more accurate cause for mental disorders—conditions such as ADHD, anxiety and depression—without having to guess or assume what is actually happening. The scan shows specific areas were the ...
        Kathy Marshack News -
http://www.kmarshack.com/blog 
 
        7 Agile leadership lessons for the suits
        By IDG News Service
        This results in psychological health and increased self-esteem, decreased anxiety and depression. "Is this why Agile teams are better?" asked Rising. These were only a few of the high points from the Agile conference. ...
        Industry Standard News and Predictions -
http://www.thestandard.com/all/feed 
 
        Chronic stress = depression, infertility
        United Press International - USA
        5 (UPI) -- Chronic stress can lead to physical health problems as well as behavioral problems including anxiety, depression and infertility, US researchers ...
For more detail check out:
http://www.upi.com/Health_News/2008/09/05/Chronic_stress__depression_infertility/UPI-57421220643458/
 
       Treatment for Chronic Stress may Be on the Anvil
        MedIndia - Chennai,India
        "Chronic stress can lead to a number of behavioral changes and physical health problems, including anxiety, depression and infertility," said lead ...
For more detail check out:
http://www.medindia.net/news/Treatment-for-Chronic-Stress-may-Be-on-the-Anvil-41454-1.htm
 
        Exercise Helps Body Image While Pregnant
        By Rick Nauert, Ph.D.
        "There is increasing evidence that anxiety and stress during pregnancy are bad for the mother and for the fetus. The take-home message is that pregnancy is a time when women need to be given permission to slow down their pace and focus ...
        Psych Central News -
http://psychcentral.com/news 
 
        Anxiety and Male Heart Attacks
        By Intact Info(Intact Info)
        The men participated in personality surveys which documented their anxiety, anger, depression, and other negative emotions. They also noted down personal facts about education, marital status, and other personality traits, ...
           Businessmusings -
http://intactinfo.blogspot.com/ 
 
        Inflammatory bowel disease linked to depression
        By Suranie(Suranie)
        By Will Boggs, MD Thu Sep 4, 2:36 PM ET NEW YORK (Reuters Health) - Rates of depression, and possibly some types of anxiety disorder, are high among people with inflammatory bowel disease or IBD -- conditions such as Crohn's disease and ...
        Health News -
http://kesehatan-suranie.blogspot.com/ 
 
        HealthE News :: Nutrients for Optimal Learning and Behavior
        By Karen Hanrahan
        Helps relieve muscle tension, twitches and tremors; reduces intestinal cramping. Prevents insomnia and promotes restful sleep. Decreases anxiety and helps alleviate stress. Helps prevent and reduce migraine and tension headaches. ...
        Best of Mother Earth -
http://bestwellnessconsultant.com 
 
        APA lit review suggests women who abort at no greater risk for ...
        By Bento
        From US News:. While women who have abortions may experience feelings of grief and loss, they aren't at any greater risk of developing mental health problems like stress, depression, and anxiety over the long haul. ...
        The Word Warrior -
http://thewordwarrior.wordpress.com 
 
 

Tuesday, September 16, 2008

Important answers to consumers concerns

Top of the morning to you out there!  I'm Donna J Jodhan at the business desk.
I would like to start by thanking all of you for your very spirited feedback and I urge you to continue sending your feedback to editor@untappedwealth.com.
It's time to open our e-bag and this week I am going to try and answer as many questions as I can.
 
 
Answers to consumers concerns
 
Question from Greg Gatchel:  I am looking for ways to make my small business look more legitimate.  For example, not look like a business that has no direct phone line.  What can you advise?
Answer:  Greg,  Here you go.  A perfect article for you to read.  I love this one because it speaks directly to those small businesses who are using home phones as dedicated lines, and so on.  Give it a read.  It should help.
  How to look like a million bucks
  E-consultancy - London,UK
  Having a dedicated phone number for your business is also very important. If a prospective client in Asia calls you at midnight, for instance, ...
For more detail check out:
http://www.e-consultancy.com/news-blog/366219/how-to-look-like-a-million-bucks.html
 
Question from Paula Homer:  Donna, I just retired and I am looking for ways to protect my investments.  Do you have anything that I can refer to?
Answer:  Paula, This article just came across my desk and you may want to check it out.  With more and more persons set to retire, the American government is stepping up its efforts to ensure that retirees become more adept at being able to protect their hard earned assets and investments and in the coming future you will find that more and more financial institutions will be following this trend.  So, please check out this reference.
  SEC Announces Summit To Help Senior Investors Protect Assets
  Exchange News Direct - London,England,UK
  "With Americans living far longer than ever before and baby boomer retirees representing the largest demographic wave in our nation's history, it is vitally ...
For more detail check out:
http://www.mondovisione.com/index.cfm?section=news&action=detail&id=76826
 
Question from Kirk Reindhart:  Donna, so much info comes to me as to how I should be attacking my stress and anxiety but what I want is for you to recommend something concise for me.  Please?
Answer:  Kirk, As I keep affirming, I am not an expert on this matter but I do believe that my reference below is a good point for you to start with.  I have skimmed this article and it looks quite promising.  Hope it helps.
        How "What If" Thinking Can Sabotage Your Weight Loss
        By JoLynn Braley
        If you are struggling with loads of stress and anxiety and/or if you've got so much anxiety that you've become depressed I definitely recommend the Attacking Anxiety and Depression 15-week home course. It gives you practical information ...
        The Fit Shack -
http://www.thefitshack.com 
 
Question from Anna Ratzfield:  Donna, do you know anything about reversed mortgages?
Answer:  Anna, Just a bit but I am going to give you a reference to follow up on.  Reversed mortgages are meant to help those who feel the need to procure some additional funds but don't want to take out a loan.  It works like this:  You borrow on the equity of your home.  So, for example, if your home is valued at $200,000, you can borrow up to that amount and when you pass on the financial institution with which you have arranged the reversed mortgage is now the owner of your home.  If you borrow half of that amount, then upon your death the other half of the valued equity belongs to the financial institution.  I do believe that there are age requirements for qualification of a reversed mortgage.  If my explanations are not clear enough then you may want to check out my reference below.  Hope this helps.
  Getting a Reverse Mortgage: Smart Move or Something to Avoid?
  By tsaleen
  Seniors face big risks and costs. As retirement approaches for baby boomers, or as more and more of their parents are stuck in homes they can't or won't sell, a growing number of Americans are considering reverse mortgages as one way to ...
  NewRetirement Retirement News Digest - http://community.newretirement.com/blogs/newretirement_news/default.aspx
 
Question from Robin Seacord:  Donna, what is the difference between stress and anxiety?
Answer:  Robin, I think that my reference below would answer your question.  I am not an expert on this field so I am going to refer you to a very insightful article.  Hope it helps.
        Stress fractures in the emperor's clothes!
        ProPrint - Sydney,Australia
        For example, anxiety, depression and anti-social behaviour are specific conditions that require quite separate treatments. Within a workplace setting these ...
For more detail check out:
http://www.proprint.com.au/InDepth/121892,stress-fractures-in-the-emperors-clothes.aspx
 
Question From Marina Mengo:  Donna, what do you think of India as a hot spot for business investments?
Answer:  Marina,  At the present time, India is a very hot bed for investments and we see evidence of this as more and more Western Companies move to invest there.  Especially IT companies.  So, you should read my reference below and see what you think.  Hope it helps.
        www.zibb.com/CRWE.OB
        By admin01
        India, which has the world's largest English speaking population, is a key market for the IHT as international business opportunities flourish and interest in the market from around the world continues to grow. ...
        CRWE NEWS -
http://www.crwenews.com 
 
Question from Keath Carne:  What are your thoughts on companies turning to retirees for help? 
Answer:  Keath, if I read your question correctly, you are asking if companies are going to startturning to retirees as their new labor force and my answer to this is a definite yes.  With more and more retirees looking for jobs, it means that there is a gap in experience because of their exit.  In other words, with the exit of persons retiring, comes a widening gap between younger employees and experience needed in the workplace.  If you read my reference below, you'll see what I mean.
        Editorial: Finding gold in the arrival of golden-agers
        Blue Mountain Eagle - John Day,OR,USA
        But in an interview this year, he also reiterated the opportunities that retirees - particularly so-called Baby Boomers - present for both businesses and ...
For more detail check out:
http://www.myeaglenews.com/Formlayout.asp?Formcall=30&SectionID=2&SubSectionID=2&ArticleID=17986
 
Question from Summer Howenfield:  How can I keep working productively at work and at the same time focus on finding new career opportunities for myself?
Answer:  Summer, I find this to be a very interesting question and it's one that we all continue to wrestle with.  It is not easy to do both at the same time.  I have found an article for you and I hope that its relevance helps you.
        Legal Remedies: Keeping Healthy at Work
        By Dimitra Kessenides
        Do such thoughts and/or behaviors make you feel worse, creating substantial distress, anxiety, or depression? Does your preoccupation with job opportunities interfere with your ability to otherwise concentrate and/or function normally? ...
        The Am Law Daily -
http://amlawdaily.typepad.com/amlawdaily/ 
 
Question from Carl Beuford:  Do you think that seniors will be able to find affordable housing as time goes by?  Will aging baby boomers be able to find affordable housing when their turn comes?
Answer:  Carl, No one really knows but it is hoped that they will.  My reference below addresses some of your concerns.  Please give a read.
        Senior housing 'a desperate need' in Kingston
        North Kitsap Herald - Poulsbo,WA,USA
        As the baby boomers age beyond retirement years, the question lingers: Where will they live? More importantly, where can they afford to live? ...
For more detail check out:
http://www.pnwlocalnews.com/kitsap/nkh/news/27785244.html
 
Question from Tim Gregory:  Donna, I am sick and tired of all the bogus mass email.  How can I protect myself from them?
Answer:  Tim, I think that the reference below will help you.  I recently found this article and it has a lot to offer the reader on this subject.  Hope it helps.
        Director of security and privacy offers insight on bogus massmail
        Daily Illini - Champaign,IL,USA
        Finally, though this has little to do with e-mail, be sure to secure your home computer network, particularly those nice wireless routers we all use. ...
For more detail check out:
http://media.www.dailyillini.com/media/storage/paper736/news/2008/09/05/OpinionColumns/Director.Of.Security.And.Privacy.Offers.Insight.On.Bogus.Massmail-3416741.shtml
 
Question from Heather Garafeld:  Donna, what do you think makes seniors easy prey for scammers? 
Answer:  Heather, I am going to go out on a short limb and say that in my opinion, most scammers go after seniors with their smoking mirrors and get rich quick schemes because they believe that seniors and retirees are only too anxious to try and increase their savings and would be easy prey to anything that sounds good.  However, there are many financial institutions along with our government that are beginning to help protect seniors and retirees from scammers by offering courses on how to deal with them.  Please see my reference below.
        Scam Savvy
        Newsday - Long Island,NY,USA
        Baby boomers, intent on both preserving their youth and increasing their retirement savings, make easy fodder for those offering everything from miracle ...
For more detail check out:
http://www.newsday.com/business/custom/retirement/ny-bzcov0906,0,1475491.story
 

I am out of time for this week but I am going to leave you with a quizz.
Here goes:
Answer The Following Questions, and if you
answer NO to any one of the three, you could be
wasting your online marketing dollar. 
1. Do you currently appear in the Top 10 rankings in the top three major search engines: Google, Yahooo!, and MSN?   Yes    No  
 
 2. Is your website bringing in all of its potential online leads?    Yes    No  
 
3. Do you feel you are achieving maximum ROI for the money you are paying your SEO Company?   Yes    No  
 
 
At the business desk, I'm Donna J Jodhan wishing you a terrific day and week ahead.

Monday, September 15, 2008

SEC Announces Summit To Help Senior Investors Protect Assets

Good day everyone!  I'm Jeff N Marquis at the business desk.
There is a very real and tangible threat when it comes to protecting our seniors against those scammers who feel that these are the persons who make the easiest targets.  As more and more seniors move to try and increase their investments and augment their savings, it is important for both our government and financial institutions to help our seniors to stay safe from these theft mongers.  What we are seeing now is an increase in support for our seniors through educational sessions and seminars and it would be in the best interest of seniors and retirees to attend as many of these as they can.
Take a look at our headlines and references below.
At the business desk, I'm Jeff N Marquis wishing you a great day.
 
 
News for retirees, aging baby boomers, and seniors
Breaking news!    SEC Announces Summit To Help Senior Investors Protect Assets
 
  Retirement Wreckers
  Forbes - NY,USA
  The oldest baby boomers turn 62 this year, and more than 70 million of them will likely enter retirement over the next 20 years, says T. Rowe Price. ...
For more detail check out:
http://www.forbes.com/finance/2008/09/02/retirement-scams-investors-pf-ii-in_jl_0902retirement_inl.html
 
  SEC Announces Summit To Help Senior Investors Protect Assets
  Exchange News Direct - London,England,UK
  "With Americans living far longer than ever before and baby boomer retirees representing the largest demographic wave in our nation's history, it is vitally ...
For more detail check out:
http://www.mondovisione.com/index.cfm?section=news&action=detail&id=76826
 
  In this PC age, the aged are fair game
  Northern Sentinel - Kitimat,BC,Canada
  A lot of the comments are accompanied by the subtle, but ever-present, reminder that baby boomers are aging and will soon be the predominant voting group, ...
For more detail check out:
http://www.bclocalnews.com/bc_north/northernsentinel/opinion/27773874.html
 
  Getting a Reverse Mortgage: Smart Move or Something to Avoid?
  By tsaleen
  Seniors face big risks and costs. As retirement approaches for baby boomers, or as more and more of their parents are stuck in homes they can't or won't sell, a growing number of Americans are considering reverse mortgages as one way to ...
  NewRetirement Retirement News Digest - http://community.newretirement.com/blogs/newretirement_news/default.aspx
 
  SEC Announces Summit to Help Senior Investors Protect Assets
  By admin
  \"With Americans living far longer than ever before and baby boomer retirees representing the largest demographic wave in our nation\'s history, it is vitally important that seniors have the information they need to be prepared for the ...
  Financial News -
http://finance9.net
 
        Baby Boomers Create Economic Opportunity
        Harrisonburg Daily News Record - Harrisonburg,VA,USA
        However, some developers tout the advantages of attracting retirees and senior citizens because of lower costs. Robert Janney, a Luray attorney representing ...
For more detail check out:
http://www.dnronline.com/pnc_details.php?AID=31126&CHID=42
 
        Social Security gets a turn as a campaign issue
        Casa Grande Valley Newspapers - Casa Grande,AZ,USA
        The looming problem is financing the program as the huge baby boomer generation retires and starts receiving benefits. Most forecasts say Social Security's ...
For more detail check out:
http://www.zwire.com/site/news.cfm?newsid=20101893&BRD=1817&PAG=461&dept_id=222087&rfi=6
 
        Senior housing 'a desperate need' in Kingston
        North Kitsap Herald - Poulsbo,WA,USA
        As the baby boomers age beyond retirement years, the question lingers: Where will they live? More importantly, where can they afford to live? ...
For more detail check out:
http://www.pnwlocalnews.com/kitsap/nkh/news/27785244.html
 
        Editorial: Finding gold in the arrival of golden-agers
        Blue Mountain Eagle - John Day,OR,USA
        But in an interview this year, he also reiterated the opportunities that retirees - particularly so-called Baby Boomers - present for both businesses and ...
For more detail check out:
http://www.myeaglenews.com/Formlayout.asp?Formcall=30&SectionID=2&SubSectionID=2&ArticleID=17986
 
        A smaller home can be a big change for retirees
        Forbes - NY,USA
        ... requiring emotional decisions by seniors and their adult children. More than 75 million baby boomers are approaching retirement, and, while most will ...
For more detail check out:
http://www.forbes.com/fdc/welcome_mjx.shtml
 
        Scam Savvy
        Newsday - Long Island,NY,USA
        Baby boomers, intent on both preserving their youth and increasing their retirement savings, make easy fodder for those offering everything from miracle ...
For more detail check out:
http://www.newsday.com/business/custom/retirement/ny-bzcov0906,0,1475491.story
 
        Taking a look at the healthcare horizon
        Wilmington News Journal, OH - Wilmington,OH,USA
        Moreover, America's population is aging. Many Americans, especially Baby Boomers, are entering retirement and reaching the age when health problems tend to ...
For more detail check out:
http://www.wnewsj.com/main.asp?SectionID=42&SubSectionID=201&ArticleID=169164&TM=36165.56
 
        Baby Boomers Redefine Retirement Through "Village" Concept
        The first wave of baby boomers will turn 65 during the next few years, and these new "senior citizens" are re-defining what retirement means. Some are creating villages, organizations where members help each other with needs ranging ...
        WAMU: Local News -
http://wamu.org/news/#wamu-news-recent 
 
        US Senate Candidate Al Franken Talks Aging and Long-Term Care
        By Ecumen
        Additionally, as the baby-boomer generation ages, the needs of our communities change. Beyond healthcare, many retirees want to be active participants in their communities. I support community organizations who are dedicated to engaging ...
        Changing Aging -
http://www.ecumen.org/changing-aging 
 
        National, Regional Retirement Experts Highlight Oct. 1-3 Myrtle ...
        "Many people and businesses have a singular view of older people as seniors in continuing care reitrement communities or assisted living communities with their AARP card," said Owens. "There is a new generation of aging boomers and ...
        Need Cheap Tickets News? -
http://www.needticketscheap.com 
 
        Digest Number 1242
        By ShinewithShine.com(ShinewithShine.com)
        Retirement Must Be Considered in Knowledge Transfer Practices by Agatha Gilmore Last week, we reported that less than one out of five baby boomers has saved enough to meet estimated fiscal retirement needs, according to research by ...
        Shine.com offers, shinewithshine.com -
http://shinewithshine.blogspot.com/ 
 
        Your current issue of Expressly My Health
        By adshome.co.cc(adshome.co.cc)
        Health Tip: Dental Care for Seniors 7/28/2008. (HealthDay News) -- As you age, it may become more difficult to take proper care of your teeth, especially if you have arthritis. The Cleveland Clinic offers these suggestions to prevent ...
        discovery health channel -
http://discoveryhealths.blogspot.com/ 
 
        Now is the Time to Quit Smoking
        By Seniors Advisor
        The good news is that even for baby boomers who may have been smoking for decades, its always possible to quit. Sometimes its easy to decide you can never beat this addiction. You may have tried the patches and pills and even hypnotism ...
        Arcadia Seniors - Senior Living -
http://arcadiaseniors.com 
 

 

Saturday, September 13, 2008

Important motivation tools to help you cope

Good morning!
We hope that you are about to embark on a wonderful weekend and that whatever your plans are, they come true for you.  Life is o too short not to be able to enjoy it.  You need to relax and recuperate from a hard week's work be it at home or at the office. 
We're not going to bother you too much but instead we'd like to help you relax and recharge your battery for next week.
So, we're going to take you to some fun spots where you can spend a little time reading, enjoying, and vegetating. Take five and let us motivate you to do better next week.  It's all for free so why not take advantage of it?
 
If you're seeking a mug of motivation then Donna J Jodhan is standing by to share one with you.  She produces a free monthly online magazine that is jammed packed with all kinds of exciting and interesting news.  Tidbits on health, inspiring editorials, but most of all, articles that will help to motivate your creative juices.  Take your time and browse through this free online magazine and just enjoy reading it.
Donna J Jodhan wants to motivate you to reach for the sky.  She is a very successful entrepreneur, business consultant, and author and she does not let her blindness hold her back!
Visit www.sterlingcreations.ca/magazine.html
 
You can also view donna's weekly feature called answers to consumers concerns at www.untappedwealth.com/businessdesk.html
and she is also featured at www.numpadplus.com/blog under the category access and accessibility.
Check out these two features.
 
If you like traveling and have always wanted to work and live abroad then we have just the thing for you.  A website that has a free weekly blog on all kinds of opportunities to get you going.  Doesn't hurt to dream does it?
This website can help to stimulate your imagination to reach for those wonderful opportunities in some very great countries.
Visit www.translationpeople.com/free-useful-info.html
 
Finally, a place that you can go and call your very own little spot.  A place where you can read about all kinds of helpful tips; consumer tips for women, seniors, retirees, and parents.  Healthy eating tips, home business opportunities tips for women, seniors, retirees, and parents.  Security tips for home computer users, and tips on how to deal with stress, anxiety, and depression.
You are also encouraged to make your own little contribution and it's all for free!
Visit www.onestopbookcafe.com
 
Have fun!

Friday, September 12, 2008

Venture capitalists today look far and wide for start-ups

Greetings everyone!  I'm Jayna Sheffield at the business desk.
Are you seeking ways to start your own business?  Don't really want to take a loan from your friendly neighborhood bank?  Not sure where to go?  Well, please listen up.
There are more and more venture capitalists these days who are seeking to invest their money in sound and viable start-up businesses and if I were you, then I would investigate this widening avenue.
Please read on to learn more but before you do, check out our Amazon picks of the week.
At the business desk, I'm Jayna Sheffield wishing you a pleasant weekend.
 
 
Amazon picks of the week
  A Kids Guide to Giving
By Freddi Zeiler
A wonderful book for both parents and kids.  This book teaches both parents and kids how to become better givers and it is a book that should reside in every home where kids live.
 
Odd mom out
By Jane Porter
A woman's book written by a very wise and insightful woman.  I advise all women to buy and read this book.  Why?  Because of its insightfulness, detail, and approach.
 

Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia
Breaking nnews!     
 

  PG Entrance Message Board :: baby boomer business opportunities
  By Anonymous
  ... >maxous home internet based business opportunity</a> <a href=http://jbfra.freeadsensehost.com/26111152162/ >small business plan usa</a> australia business forsale resources and networking opportunities business oakland athletics ...
  PG Entrance Message Board -
http://www.aippg.net/forum/
 
  OCA-OC Newsletter - Week of August 24th
  By Albert T. Wong
  The Procurement segment of the conference is designed to provide large corporations, small businesses, government agencies, and the business community, the opportunity to network & access available procurement resources on contracting, ...
  OCA - Orange County Chapter -
http://www.oca-oc.org/
 
  Reader Mail #63
  By FSK(FSK)
  The State restricts the market and restricts my employment opportunities. The State restricts my ability to start my own business, due to the burden of regulations and the difficulty of raising capital. For example, if I'm a small ...
  FSK's Guide to Reality -
http://fskrealityguide.blogspot.com/
 
  I Was a 7 Year Old Escape Artist
  By mipqgjt(mipqgjt)
  The early 1980's led to boredom with Canada, so Europe beckoned for some business opportunities and lifestyle choices between the South of France and London but not before a Safari in South Africa, a beautiful drive from the Cape ...
  Ago -
http://toivldzioggq.blogspot.com/
 
  James Fallows: China Makes, The World Takes | James Fallows
  By Brad DeLong
  He makes a point of telling people that he does not speak Chinese—most business visitors who try, he says, have to work so hard to cope with the language that they forget what they're negotiating about. But at useful points in meetings ...
  Egregious Moderation -
http://delong.typepad.com/egregious_moderation/
 
  Venture capitalists today look far and wide for start-ups
  USA Today - USA
  "Venture capital has matured and reached critical mass in some markets, and now we're seeing explosive growth and opportunities elsewhere. ...
For more detail check out:
http://www.usatoday.com/money/smallbusiness/2008-08-27-venture-capital_N.htm
 
  Full Year Statutory Accounts 2008
  Sydney Morning Herald - Sydney,New South Wales,Australia
  My Net Fone has also made significant in-roads into the business enterprise sector following the release of a wide range of innovative business solutions ...
For more detail check out:
http://newsstore.smh.com.au/apps/previewDocument.ac?docID=GCA00874402MNF
 
  InvestSource, Inc.: Building Their Nurse Staffing Business ...
  Trading Markets (press release) - Los Angeles,CA,USA
  These trends provide opportunities for the company to expand its business in the future." Finally, Mr. Scott commented, "I am excited with the development ...
For more detail check out:
http://www.tradingmarkets.com/.site/news/Stock%20News/1847193/
 
  French Speaking Business Development / Account Manager - Paris
  Here you will find exciting opportunities that challenge you on a daily basis. By rising to these challenges, you will reap the rewards on both a professional and personal level. We are always seeking outstanding and diverse candidates ...
  Top Language Jobs -
http://www.toplanguagejobs.co.uk
 
  big bang of blogs
  By atomicvelvetsigh(atomicvelvetsigh)
  638-The Rising Blogger 639-Saturday 9 640-haekal-bloger 641-The World Through My Eyes 642-Blog Income Project 643-Nelle - EmpressReviews 644-home for business 645-Kaleidoscope 646-Intrepid Ideas 647-Life in the United States ...
  outside the box -
http://atomicmoogie.blogspot.com/
 
  America's Black Budget And Manipulation Of Markets
  By admin
  CA: [Catherine proceeds to expand on her alternative open source model of community equity financing ie "securitizing small business income quoting Catherine, "I mean, why do we need a big corporation to come in and privatize our water? ...
  Global Elite -
http://global-elite.org
 
  The Lagest Economic Opportunity of The 21th Century
  By kandy(kandy)
  I realized that getting in early on these game-changing technologies was one of the surest and fastest ways to becoming a millionaire in this business. It's why, in the mid-nineties, I started 21st Century Investor and managed to rack ...
  Financial Daily! -
http://ggkandy.blogspot.com/
 
  Credit Cards Replace Small Business Loans
  By MAD(MAD)
  Get currency options trading ideas with Trading Central's free FX Options Trade Alert. See opportunities as they arise, based on technical analysis. SMART ANSWERS KAREN E. KLEIN >>. Starting a Business Development Center in Nigeria ...
  Business Boss -
http://businessboss.blogspot.com/
 
  Starting your Own Education Agency
  By Perfect Domain(Perfect Domain)
  A 'study abroad' agency or consulting business could be the just the small business opportunity that you have been looking for. Copyright Steve Sutherland - 2007 ...
  eductra.com -
http://www.eductra.com/
 
  Account Representative Job (LOS ANGELES, CA, US)
  Decision Making: Identifying and understanding issues; problems, and opportunities; comparing data from different sources to draw conclusions; using effective approaches for choosing a course of action or developing appropriate ...
  James Hardie Job Opportunities... -
http://jameshardie.jobs2web.com
 
  Big Bang
  By Admin(Admin)
  638-The Rising Blogger 639-Saturday 9 640-haekal-bloger 641-The World Through My Eyes 642-Blog Income Project 643-Nelle - EmpressReviews 644-home for business 645-Kaleidoscope 646-Intrepid Ideas 647-Life in the United States ...
  Arts and Entertainment Center -
http://www.downeastartscenter.org/
 
  An important trend for you to check out
  By Editor(Editor)
  Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia The Big Bang Meme By SAHMilitaryWife@aol.com (Military Wife) 638-The Rising Blogger 639-Saturday 9 . ...
  TranslationPeople.com - Free Useful Info -
http://www.translationpeople.com/free-useful-info.html
 
  How to Make Tax Adjustments to Your Property's Value Posted By :
  By admin
  Advertising locally is more likely to bring you great business opportunities, and you can build up your real estate note business note by note over a period of time. This assumes that you have the start up capital to even buy real ...
  BestHouses.org -
http://www.besthouses.org
 
 

Thursday, September 11, 2008

Identity Theft - Nine Threats & Nine Steps To Protection

Hello there!  I'm Matt Chadwick at the business desk.
Did you know that identity theft is still one of the most talked about subjects both at home and in the workplace?  Not only that, but identity theft continues to be one of the top concerns among consumers today.  So, what are we doing about this?  How prepared are we to deal with it and defeat it?  Not sure where or how to start tackling this mountainous problem?  Well, we are here to help you by providing a number of headlines and references that will assist you to keep up to date, become more aware, and most of all, obtain tools to help you overcome.  Please read our references below.
At the business desk, I'm Matt Chadwick wishing you a great day.
 
 
Security tips for home computer users
Breaking news!     
  Consumer Reports has major article on home computer security
  By Bill Boushka(Bill Boushka)
  The overall picture of home computer security is improving. CR seems to believe that Windows Vista represents an improvement and is likely, over time, to result in fewer serious problems for home users than has XP (or previous operating ...
  Bill's Internet Safety Tips -
http://billsinternetsafety.blogspot.com/
 
  Powerful Tips On Your E-book Internet Marketing Strategy (email)
  By admin
  Sharing a broadband connection using Microsoft Internet Connection sharing, this is most suitable for home and small office users. One of important benefit of this broadband connection is that it is easy to set up and does not require ...
  Mailer Magic -
http://www.mailermagic.com
 
  Windows to Hand Over Operating System Domination to Midori Posted ...
  By admin
  In addition to the collected information, administrators can add extra information about each machine and its user, such as inventory number, computer cost and setup date, user real name, department, position, phone, e-mail, etc. ...
  Top Software -
http://www.top-soft.net
 
  internet security - getting the basics right
  By coleehmke(Juliet - Southeast Area Community Development...)
  You should take precautions to protect your computer from unauthorized access and use. A good Internet security plan begins at home. Here are a few tips to help you safeguard your personal and account information when using online ...
  Wyoming Money Talk -
http://wyomingmoneytalk.blogspot.com/
 
  Identity Theft - Nine Threats & Nine Steps To Protection
  By jaycesblog8453
  In an article titled, "US Banks Complacent Toward Identity Theft Solution," by PR Web, the single largest national security threat is a terrorist attack on our banking system. An attack aimed simultaneously at millions of user names and ...
  Jayces Blog -
http://impactarts.net/wpblogmu/jaycesblog8453
 
  Altec Lansing Integrates Subwoofer Into Desktop Speakers
  By Melvin
  Four Quick Tips for Choosing an IM Security Product Four simple steps from a Forrester analyst can help your company choose the best instant messaging security product for its needs–from plugging data leaks for compliance and preventing ...
  Recycle Email » | ***USATODAY.com... -
http://recycleemail.com
 
  This Week on Webopedia - How to Network Your Files With NFS
  By vetkasi(vetkasi)
  We will be implementing an NFS server step by step in this article, exploring methods for simply sharing a directory, and also briefly talking about making users' home directories live on the server. ...
  Information Technology -
http://informtechno.blogspot.com/
 
  Wireless Home Networking For Dummies 3rd Edition Apr 2008 eBook-BBL
  life is also a hassle-free life! This user-friendly, plain-English guide delivers all of the tips, tricks, and knowledge you need to plan your wireless home network, evaluate and select the equipment that will work best for you, install ...
  ebookshare -
http://www.ebookshare.net
 
  What Is System Administration?
  By Siebel Expert(sandy)
  Only the super-user can reboot the computer (without the power switch) or stop another user's processes. Even if a system is rebooted, all of the security features will be remain effect, so restarting is not a valid means of subverting ...
  Unix FAQ's -
http://unixfaq.blogspot.com/
 
  Online Banking Security Tips
  By paxpods(paxpods)
  Make sure that your home computer has the most current anti-virus software. Anti-virus software needs frequent updates to guard against new viruses. Make sure that you download the anti-virus updates as soon as you are notified that a ...
  anything that earns profit -
http://paxpods.blogspot.com/
 
  CONSUMER AFFAIRS: Consumers have a cyber-attack defense
  nwitimes.com - Munster,IN,USA
  Information includes online publications such as "Before You Connect a New Computer to the Internet" or "Home Network Security." Tips also are offered on ...
For more detail check out:
http://nwitimes.com/articles/2008/08/30/business/business/docc8053d3755999cba862574b2005e5fe7.txt
 
  How to Set Up a Home Network to Share Files and Printers
  By Todd Heitner(Todd Heitner)
  Set up your home network with printer sharing and you can print to the one printer from any computer on your home network. Of course, if you're printing to a computer in a different room, you're obviously going to have to go there to ...
  Todd Heitner's blog -
http://www.toddheitner.com/
 
  99 Speed Tips For A Fast Performing Mac
  By admin
  Encrypting your user folder is a good idea if you have a laptop, but most people don't need it turned on. By having it on your computer has to work harder to decrypt the information. Turn it off under System Preferences > Security ...
  Mac Tricks And Tips -
http://www.mactricksandtips.com
 
  Data Recovery in Computer Forensics
  By admin
  Most home users are blissfully unaware of what to do if the hard drive falls into a bowl of soup (and likewise if it was an office hardware like a pen drive). It does not come as a surprise when we hear that all the major cases of ...
  Top Software -
http://www.top-soft.net
 
  20 ways to change your computing life!
  Your Web browser can save your user name and password for sites you log in to often, but you still have lots of other passwords to remember--Wi-Fi network names and passwords, computer log-ins, PINs and passphrases, even security ...
  theseus's posterous -
http://theseus.posterous.com
 
  Top tips to beat broadband pirates
  By Martin(Martin)
  The only trouble is that computer interfaces on all types of devices from the home to the car can frustrate many users. But most software interfaces have been designed with a one-size-fits-all approach for mass markets. ...
  science technology -
http://science-technology-online.blogspot.com/

Wednesday, September 10, 2008

Economy depresses Michigan well being

Good morning!  I'm Kerry J Harrison at the business desk.
How many of you are fully aware of what's happening to our mental health because of a deteriorating economy?  Are you aware that our declining economy is causing more and more havoc to our mental health?  Don't quite know what to do about all of this?  Too overwhelming for you?  Then let us help.
Please read our headlines below.
At the business desk, I'm Kerry J Harrison wishing you a pleasant day.
 

News on stress, anxiety, and depression
Breaking news!     
 
  Antidepressant Medications May Have Alternate Use
  Medical News Today - UK
  It has been known that depression and anxiety disorders are linked to dysfunction of the hypothalamo-pituitary-adrenal (HPA) axis as well as structural ...
For more detail check out:
http://www.medicalnewstoday.com/articles/119491.php
 
  Troubled Students
  Newsweek - USA
  Depression, eating disorders and other mental illnesses are on the rise. Colleges are trying to help. By Ben Whitford | NEWSWEEK Please fill in the ...
For more detail check out:
http://www.newsweek.com/id/154361
 
  September 2003 story: Depression is a hidden, unrelenting killer
  Vancouver Sun - British Columbia, Canada
  One of the doctors prescribed an anti-anxiety drug, which is supposed to help when a patient hits a low in depression. Said Kerry of Kelty's depression, ...
For more detail check out:
 http://www.canada.com/vancouversun/news/story.html?id=e4cbdb80-8130-4d86-bf3e-f32c155366e5
 
  Economy depresses Michigan well being
  DetNews.com - Detroit,MI,USA
  Both private medical and social service agencies say demand is up for treatment of anxiety, depression and substance abuse as a gloomy mix of steep fuel ...
For more detail check out:
http://www.detnews.com/apps/pbcs.dll/article?AID=/20080828/BIZ/808280351/1148/AUTO01
 
  Research points to new depression drug target
  By Anxiety Insights
  "These findings lend weight to the hope that CRF1 antagonists might play a role in the treatment of antidepressant-resistant symptoms of depression or posttraumatic stress disorder. If so, CRF1 antagonists could fulfill an important ...
  Latest entries from www.anxietyinsigh... -
http://www.anxietyinsights.info/
 
  WAGING INTERNAL WAR --
  By Mike (Beetle) Bailey(Mike (Beetle) Bailey)
  Barrett had been cleared for a third combat tour in Iraq despite a recent suicide attempt, crushing headaches and a mental illness treated with medication for anxiety and depression. Two months after he arrived, he killed himself by ...
  Military & Veterans: Politics... -
http://vets4politics.blogspot.com/
 
  Teenage sexual health products online If you find properly you can ...
  By Nabanita(Vivek Panda)
  Stress, anger, anxiety, depression comes to their mind makes them psychologically week. Male sexual enhancement pills are one of the hot topics among people today. Men think that if they can add a few inches in their penis that will ...
  The Collage -
http://the-collage.blogspot.com/
 
  Youths may suffer depression with school year's start; Could ...
  Cape Coral Daily Breeze - Cape Coral,FL,USA
  Of course, if a child internalizes his or her anxiety or stress, he or she is more likely to develop depression or other types of social phobia. ...
For more detail check out:
http://www.cape-coral-daily-breeze.com/news/articles.asp?articleID=21038
 
  Stress may raise breast cancer risk in young women
  Reuters UK - UK
  Women also completed a 15-item questionnaire to evaluate their levels of anxiety, depression and happiness and optimism. Women who had experienced two or ...
For more detail check out:
http://uk.reuters.com/article/healthNews/idUKCOL86917620080828
 
  Yoga Is Scientifically Proven to Reduce Stress
  Natural News.com - Phoenix,AZ,USA
  Others are seeking a way to manage stress. Yoga can also complement medical science and therapy for specific conditions such as depression and anxiety. ...
For more detail check out:
http://www.naturalnews.com/024008.html
 
  Stress and Anxiety - Recovery and Healing
  By admin
  My stress load had exceeded my stress coping ability and the negative balance had reached overload. As I began to relax, an extreme negative reaction suddenly exploded and I was in serious depression. If someone had asked me days before ...
  Am I Depressed? -
http://www.depression-anxiety.org
 
  Writing is something that has to be enjoyed. And with fire ...
  By Jordan Smith(Jordan Smith)
  Dr Graeme Teague is an expert on stress and the affects it has on health. His unique and fresh views on anxiety, depression and stress are a welcome change. His web site Fast Stress Relief.com is designed to give you all the information ...
  fire safety director | uniform... -
http://fire-safety-director-74.blogspot.com/
 
  Comment on Exercising the body is exercising the mind by Mark Waldman
  It repairs and protects you from the neurological damage caused by stress. It enhances brain plasticity. It boosts immune function. It reduces anxiety. It can be used to treat clinical depression and it is just as effective as ...
  Comments for SharpBrains -
http://www.sharpbrains.com
 
  Depression How To Watch The News
  By i anny(i anny)
  You can also watch the news with someone else. That way, you have someone with whom you can talk about what you are seeing which might help you to release any anxiety that you are feeling. Sometimes, watching the news on television is ...
  Better Health and Fitness -
http://better-health-fitness.blogspot.com/
 
  Online meditation courses start Tuesday, September 2
  By Meditation News
  Techniques for managing negative emotions such as anxiety, depression, self-doubt, anger, and craving, both within meditation and in our daily lives. Also introduces methods of cultivating calmness, contentment, energy, ...
  Wildmind Buddhist Meditation -
http://www.wildmind.org/
 
  Fear, stress among the poor hinder learning
  Los Angeles Times - CA,USA
  "Behaviors and thoughts that relate to hope, love and happiness can change the brain -- just as fear, stress and anxiety can change it," Kandel says. ...
For more detail check out:
http://www.latimes.com/features/health/la-he-poverty1-2008sep01,0,3159674.story
 
  Making friends could be best thing for your health
  Tehran Times - Iran
  Emotional support also helps in ways that we would expect, such as lower risk of depression, anxiety, and psychological distress. ...
For more detail check out:
http://www.tehrantimes.com/index_View.asp?code=176602
 
  Depressed or in a bad mood?
  Times of India - India
  The teenage years are a time of emotional highs and lows, so it is often difficult to distinguish whether a child is in a bad mood or under depression. ...
For more detail check out:
http://timesofindia.indiatimes.com/Health/Depressed_or_in_a_bad_mood/articleshow/3422828.cms
 
  5 Facts You Need To Know About Depression
  By MrMaca
  Another issue: Over seventy percent of people who stop taking antidepressants enter into second and further episodes of stress, anxiety or depression. For another one third, they are totally ineffective. But if chemical imbalances ...
  Maca Root Blog -
http://blog.peruvian-maca.com
 

Tuesday, September 09, 2008

Important answers to consumers concerns

Top of the morning out there to you!  I'm Donna J Jodhan at the business desk.
It's another week and our e-bag is bulging with so many questions but I can only answer so many of them and to those that I am unable to answer, my sincerest apologies.
Thank you for all of your feedback and comments and please keep them coming because it is only with you and through you that we can get better.
Time now for me to open our e-bag.
 
 
Answers to consumers concerns
 
Question from Nick Gallella:  What does one do if per chance their pen drive falls into a cup of coffee?
Answer:  Nick, First you fish it out of course.  Then?  I am going to refer you to an article that I just found.  It is very good and you should really read it.  This should help.
  Data Recovery in Computer Forensics
  By admin
  Most home users are blissfully unaware of what to do if the hard drive falls into a bowl of soup (and likewise if it was an office hardware like a pen drive). It does not come as a surprise when we hear that all the major cases of ...
  Top Software -
http://www.top-soft.net
 
Question from Michelle Christoff:  Donna, how much do you think that seniors are really interested in new gadgets and new techy things?
Answer:  Michelle, I think that many of them are interested in new gadgets and I think that as more and more persons become seniors the so-called youth market is only going to grow.  As a matter of fact, I think that this would be a wonderful type of business for someone to venture into.  New gadgets for seniors and others.  Give a read to my reference below.
  New gadgets for the elderly
  International Herald Tribune - France
  "Baby boomers provide a perpetually youthful market" and are looking for technology "to stay independent, engaged, well, and vital," he said. ...
For more detail check out:
http://www.iht.com/articles/2008/08/28/technology/PTBASICS28.php
 
Question from Kim Danson:  I am really concerned about identity theft.  Do you have any tips to pass on?
Answer:  Kim, Here is something which may be of help to you.  I found this article a few days ago.  We all need to be concerned about identity theft and the more we know about it the better it would be for us to avoid it.  Or at least defend ourselves against it.  This article is extremely informative.
  Identity Theft - Nine Threats & Nine Steps To Protection
  By jaycesblog8453
  In an article titled, "US Banks Complacent Toward Identity Theft Solution," by PR Web, the single largest national security threat is a terrorist attack on our banking system. An attack aimed simultaneously at millions of user names and ...
  Jayces Blog -
http://impactarts.net/wpblogmu/jaycesblog8453
 
Question from Jamie Rikoff:  Donna, I am seeking some info on doing business in China.  What do you have to offer?
Answer:  Jamie, here you go.  Try this article.  There are some very useful points in it and it discusses some of the hardships of having to deal with the language barrier when doing business in China.
  James Fallows: China Makes, The World Takes | James Fallows
  By Brad DeLong
  He makes a point of telling people that he does not speak Chinese—most business visitors who try, he says, have to work so hard to cope with the language that they forget what they're negotiating about. But at useful points in meetings ...
  Egregious Moderation -
http://delong.typepad.com/egregious_moderation/
 
Question from Brent  Straum:  Do you know if Google has any language translation facilities?
Answer:  Brent, I believe so.  I found this article for you but you would need to check it out plus a bit more to find something that suits you.  Hope this helps.
  How to Use Google's translate keyword for on-the-fly translations
  By $ugar(ShaDow)
  Google has quietly added another new feature to its basic search box--single-word translations between English and nine different languages, including French, Italian, and Spanish. You can just search for "translate", followed by a word ...
  The High Tech Blog -
http://tech--info.blogspot.com/
 
Question from Eric Grant:  Donna, do you know if Windows Vista is a more secure operating system than the previous Windows versions?
Answer:  Eric, some say yes, and some say no.  I don't really know but the reference that I have provided below has some interesting things to say about a more secure Windows Vista.  Give a read.  Hope it helps.
  Consumer Reports has major article on home computer security
  By Bill Boushka(Bill Boushka)
  The overall picture of home computer security is improving. CR seems to believe that Windows Vista represents an improvement and is likely, over time, to result in fewer serious problems for home users than has XP (or previous operating ...
  Bill's Internet Safety Tips -
http://billsinternetsafety.blogspot.com/
 
Question from Dominic Verigo:  I am new to the Internet and would like to bone up on the basics of Internet security.  What can you tell me?
Answer:  Dominic, Here you go.  I think that the reference below is a good starting point for you.  It covers the very basics of Internet security.  Hope it helps.
  internet security - getting the basics right
  By coleehmke(Juliet - Southeast Area Community Development...)
  You should take precautions to protect your computer from unauthorized access and use. A good Internet security plan begins at home. Here are a few tips to help you safeguard your personal and account information when using online ...
  Wyoming Money Talk -
http://wyomingmoneytalk.blogspot.com/
 
Question from Aldo Marrini:  Donna, I am fluent in French, Italian, and English and am seeking opportunities to use my French.  What do you advise?
Answer:  Aldo, Here is an article that you should check out.  This came across my desk a few days ago and may be just what you are looking for.  Give it a read.
  French Speaking Business Development / Account Manager - Paris
  Here you will find exciting opportunities that challenge you on a daily basis. By rising to these challenges, you will reap the rewards on both a professional and personal level. We are always seeking outstanding and diverse candidates ...
  Top Language Jobs -
http://www.toplanguagejobs.co.uk
 
Question from Jenny Holt:  Donna, I am wondering if you can give me any info on how credit cards can replace taking out loans?
Answer:  Jenny, I am going to refer you to my reference below.  Check out this article.  It has some very interesting views to offer.
  Credit Cards Replace Small Business Loans
  By MAD(MAD)
  Get currency options trading ideas with Trading Central's free FX Options Trade Alert. See opportunities as they arise, based on technical analysis. SMART ANSWERS KAREN E. KLEIN >>. Starting a Business Development Center in Nigeria ...
  Business Boss -
http://businessboss.blogspot.com/
 
Question from Brad Sercheso:  Does a bad economy really lead to more depression and stress?
Answer:  Brad, I believe so and there are many case studies and articles to support my belief.  I am going to give you a reference to check out and I think that it may help you to find your answer.
  Economy depresses Michigan well being
  DetNews.com - Detroit,MI,USA
  Both private medical and social service agencies say demand is up for treatment of anxiety, depression and substance abuse as a gloomy mix of steep fuel ...
For more detail check out:
http://www.detnews.com/apps/pbcs.dll/article?AID=/20080828/BIZ/808280351/1148/AUTO01
 
Question from Sandy Cranston:  Donna, I recently read an article about a possibility of a shortage of lawyers in the not too distant future.  True or false?
Answer:  Sandy,  According to my reference below, we are headed for a shortage of lawyers when the present lot of baby boomer lawyers start to retire.  According to the report that I have listed below, over 70% of partners in law firms across America are baby boomers.  So, this is the evidence.  Please read my reference below.
  Retirement issues loom for firms as boomers age
  The aging baby boomer work force is an issue throughout corporate America, and law firms are no exception. Seventy percent of law firm partners are baby boomers, born between 1946 and 1964, according...
  Seniors News latest RSS headlines... -
http://www.afghanistansun.com/index.php/ct/10/id/e974f944f2e7496e/
 
Question from Gina Masconi:  Donna, I am seeking some info on how to deal with stress.  Do you have anything that I can refer to?
Answer:  Gina, here you go.  An article that has a lot of information for you to read and relate to.
  Stress and Anxiety - Recovery and Healing
  By admin
  My stress load had exceeded my stress coping ability and the negative balance had reached overload. As I began to relax, an extreme negative reaction suddenly exploded and I was in serious depression. If someone had asked me days before ...
  Am I Depressed? -
http://www.depression-anxiety.org
 
Question from Stephen Pearson:  What are the benefits of having websites in different languages?
Answer:  Steven, as more and more consumers around the world gravitate to the Internet to conduct their business, the need and importance for multi lingual websites become more of a must and necessity and the languages that you choose to translate your website into would depend on where you are located.  For example, if you are doing business in the United States, then you would need to have your website in both English and Spanish.  If you do business in Canada, then it would be English and French.  If it is in Asia, then it would be the dialects of the country in which you are doing business.  I think that my reference below will help to clarify things for you.
  Why Websites Need Translation
  By admin
  English. Spanish. Chinese. Arabic. German. Obviously these languages will change based on your particular business. If you are located in Asia, you will probably need to consider translating your web content into Thai, Vietnamese, ...
  All The Credit Card -
http://www.allthecreditcard.com
 
Question from Dan Duncan:  I just turned 65, a senior, and facing some stiff challenges.  What do you think are some of the most serious challenges facing my group?
Answer:  Dan, I would think things like:  Health care, paying off a mortgage if you have one, other debts, and having to deal with living on fixed incomes.  I'd like for you to check out an article that I recently found.  It may answer your question.  Hope it helps.
  A Senior Care Option For Baby Boomers
  North American Press Syndicate - New York,NY,USA
  These boomers are facing many issues, including how they will pay for retirement as they age. More and more seniors are forced to declare bankruptcy because ...
For more detail check out:
http://www.napsnet.com/articles/59227.html
 
Question from Nick Fowler:  Donna, I would really like to know what type of online info seniors are most seeking these days.  What say you?
Answer:  Nick, very good question and if I had a ready answer then I would be doing a better job at providing more appropriate services to the seniors market.  This being said however, I think that you should give a read to the referenced article below.  Despite the fact that most of them did not grow up in the age of the Internet, more and more seniors are now turning to the Internet to find information and with this comes a need to provide Internet based courses for them along with online shopping services that are easy to surf.
  Old News: What Boomers Are Reading Online
  U.S. News & World Report - Washington,DC,USA
  Baby boomers didn't grow up with the Internet, but this youth-seeking generation has adopted it as a second home. Although only 35 percent of seniors 65 and ...
For more detail check out:
http://www.usnews.com/blogs/planning-to-retire/2008/08/28/old-news-what-boomers-are-reading-online.html
 

I am out of time for this week but before I go, here is my tip of the week.
There are wonderful opportunities for anyone with a furtive imagination.  Especially so for:  With food shortages becoming more and more acute, prices are rising and with it comes the need to eat more economically and healthy.  So, a new type of career is born, a new type of professional is being sought.  One who can use this mix to help consumers shop more effectively and eat more healthily.
 
At the business desk, I'm Donna J Jodhan wishing you a terrific day and week ahead.

Monday, September 08, 2008

The aging baby boomer work force is an issue throughout corporate America, and law firms are no exception.

Good day everyone!  I'm Jeff N Marquis at the business desk.
I guess that many of you are keeping abreast of the news when it comes to our aging work force across America.  So many things for us to consider and it can be easily said that the effects of a rapidly aging work force are being felt almost every where.  This is a very important topic for everyone to consider.  For both employers and employees alike and this week I'd like to highlight this topic.  Please read our very important headlines below.
At the business desk, I'm Jeff N Marquis bidding you a pleasant day.
 
 
 News for retirees, aging baby boomers, and seniors
Breaking news!       
 
  Puerto Rico| News and Articles
  By Jaykar
  Ask what the biggest demographic shift in Puerto Rico will be in the coming 10-20 years, and you're likely to hear one word: aging, thanks to the imminent retirement of baby boomers and the extended life expectancy of seniors. ...
  UP|Complete -
http://www.urbanplanet.org/forums/forums.html
 
  The aging baby boomer work force is an issue throughout corporate America, and law firms are no exception. Seventy percent of law firm partners are baby boomers, born between 1946 and 1964, according...
  Seniors News latest RSS headlines... -
http://www.afghanistansun.com/index.php/ct/10/id/e974f944f2e7496e/
 
  More information on Buy Generic Viagra
  By BuyamaJudkins(BuyamaJudkins)
  Just know for sure that you are not alone. Many aging baby boomers exist out there and have as many questions as you. It?s time to build a boomer sitemap of your own and step into the next phase of your life.Enjoy! ...
  Order Viagra Online - All About... -
http://order-viagra-onlineinfo-blogxfvsv27.blogspot.com/
 
  A Senior Care Option For Baby Boomers
  North American Press Syndicate - New York,NY,USA
  These boomers are facing many issues, including how they will pay for retirement as they age. More and more seniors are forced to declare bankruptcy because ...
For more detail check out:
http://www.napsnet.com/articles/59227.html
 
  Raise the retirement age to 75 say seniors
  CreditMart.com.au - Sydney,NSW,Australia
  Everald Compton says because of increased life expectancy and a coming surge of baby boomer retirees, the government can no longer afford to support seniors ...
For more detail check out:
http://creditmart.com.au/news-detail-Raise-the-retirement-age-to-75-say-seniors-339.htm
 
  Old News: What Boomers Are Reading Online
  U.S. News & World Report - Washington,DC,USA
  Baby boomers didn't grow up with the Internet, but this youth-seeking generation has adopted it as a second home. Although only 35 percent of seniors 65 and ...
For more detail check out:
http://www.usnews.com/blogs/planning-to-retire/2008/08/28/old-news-what-boomers-are-reading-online.html
 
  Health Care Costs, Other Economic Concerns Prompt Baby Boomers To ...
  on Wednesday, as part of an ongoing series about retirement issues in the 21st century, examined how many of the 1.6 million baby boomers at age 62 who will become eligible for Social Security this ye...
  Seniors News latest RSS headlines... -
http://www.afghanistansun.com/index.php/ct/10/id/e974f944f2e7496e/
 
  Medical News Today News Alert
  By Andre Kubaki(Andre Kubaki)
  Seniors / Aging News. Health Care Costs, Other Economic Concerns Prompt Baby Boomers To Delay Retirement USA Today on Wednesday, as part of an ongoing series about retirement issues in the 21st century, examined how many of the 1. ...
  uva health -
http://uvahealth.blogspot.com/
 
  Helping Others Through Community Volunteer Work
  By Admin
  Because the baby boomer generation is growing older, more new retirement communities are built day after day. This is because people long to have the activities and events they love in a place that is not so far from where they live. ...
  Hunter NY Its About US -
http://www.hunterny.us
 
  CNHI investigative series: Upstate is feeling its age
  Oneonta Daily Star - Oneonta,NY,USA
  By 2010, there will be 75 million Baby Boomers between ages 46 and 64 in America; in 2020, 70 million Baby Boomers will be between 56 and 74; and in 2030, ...
For more detail check out:
http://www.thedailystar.com/local/local_story_243040007.html
 
  The Independent Investor: Grapes of Wrath — the Plight of ...
  iBerkshires.com - North Adams,MA,USA
  And as the baby boomers begin to retire en masse over the next few years, the problem could become untenable. About 3.4 million seniors over 65 are ...
For more detail check out:
http://www.iberkshires.com/story/28160/The-Independent-Investor-Grapes-of-Wrath-mdash-the-Plight-of-America-s-Elderly.html
 
  New gadgets for the elderly
  International Herald Tribune - France
  "Baby boomers provide a perpetually youthful market" and are looking for technology "to stay independent, engaged, well, and vital," he said. ...
For more detail check out:
http://www.iht.com/articles/2008/08/28/technology/PTBASICS28.php
 
  Retirees Seek Fulfillment, Pay By Staying Busy
  Hartford Courant - United States
  ... few months to help seniors navigate a new world of work, and to teach potential employers how to attract talented retirees. "Your typical baby boomer is ...
For more detail check out:
http://www.courant.com/business/hc-ymretirees0831.artaug31,0,6364093.story
 
  GLOBAL CHANGE AND AMERICAN CULTURE INTERNATIONAL RELATIONS
  American Chronicle - Beverly Hills,CA,USA
  The Baby Boomers are approaching retirement age and America is not ready to welcome the future of so many retirees. There will be many to be taken care of ...
For more detail check out:
http://www.americanchronicle.com/articles/72772
 
  Americans Now Work Later Into Their Lives
  By The Huffington Post News Editors(webmaster@huffingtonpost.com)
  While the average retirement age remains 63, that standard may soon be going the way of the gold watch _ a trend expected to accelerate as baby boomers close in on retirement without sufficient savings. For 64-year-old John Lee, ...
  The Full Feed from HuffingtonPost.com -
http://www.huffingtonpost.com/raw_feed_index.rdf
 
  Bankruptcy Laws Are Changing on October 1, 2008
  By Connie Brooks
  In other bankruptcy news:. More senior citizens are declaring bankruptcy than ever before. It'sa sad day when our elderly are going broke and are unable to keep the assets they worked a lifetime to acquire. ...
  Ask Mr Credit Card's Blog -
http://www.askmrcreditcard.com/creditcardblog
 
  USA: Americans working past retirement
  By Seniors World Chronicle(Seniors World Chronicle)
  CHICAGO, Illinois (CNN News - AP), September 1, 2008: Americans are changing the game plan for retirement, with millions laboring right past the traditional retirement age and working into their late 60s and beyond. ...
  Seniors World Chronicle -
http://www.seniorsworldchronicle.com/
 
  Creating Retirement Wealth
  By Seniors Advisor
  The good news is that this push for productivity and revenue generation late in life can lead to a healthy retirement budget that can benefit you well as you finally sit back to enjoy your leisure years in the rocking chair taking care ...
  Arcadia Seniors - Senior Living -
http://arcadiaseniors.com
 

 

Saturday, September 06, 2008

Create a virtual employee and sell more

Good morning!  Happy weekend to you from the team at the business desk.
This week we would like to publish a very interesting note from the folks at WebProNews.  From time to time we will be publishing these types of articles because we believe that it is important for people to be able to learn from the experts themselves as to what is going on around us.
Hope you find this publication interesting.
At the business desk, here's wishing you a great weekend.
 
 
 
-----------------------------------------------------------------------------------------------------------------------
This is a WebProNews Sponsor Update
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  Create a Virtual Employee and Sell More!
 
Imagine if you could speak to every individual that visits your website, answer their questions, communicate key marketing messages and make sure they either make a purchase or leave their contact information. How about if you could offer this level of 24/7 support for less than $10 a month? If it sounds too good to believe, you haven't heard of SitePal.
 
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  Use A SitePal Virtual Employee To:
 
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Click here to see clients' examples
 
 
How it Works
SitePal is web-based software that allows you to create animated speaking characters that act as virtual employees on your website. Using SitePal's easy-to-use, powerful online editing tool, you can:
 
Customize the character to your liking
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The process is virtually automated, no technical experience is required and characters can be changed whenever you want. A SitePal virtual employee is a cost-effective, proven way to enhance the customer experience, reinforce your brand and improve business results.
 
Visit www.SitePal.com to learn how other businesses benefit from SitePal.
 
 
 

  
 
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Friday, September 05, 2008

The tele working trend leads all for the 21st century

Hey there!  I'm Alix Shadonnay at the business desk.
I am often asked to give my opinion on the topic of tele working and my comeback to this question is that this is a very real and dynamic trend.  It is one that is growing by leaps and bounds and I truly believe that it would be good for you to take a second look at it.  Please give a read to our headlines and breaking news below.
Before you do though, check out our Amazon picks of the week
At the business desk, I'm Alix Shadonnay wishing you a great weekend.
 
 
Amazon picks of the week
  Our Time Is Now
By Shelia Kinkade
A refreshing book for us to read.  One that holds the reader's attention for the most part.  One that is filled with motivation and hope.
 
  Anointed for Business
By Ed Silvoso
A thought-provoking book for you to ponder this weekend.  One that requires a serious mind set.
 

Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia
Breaking news!  The tele working trend leads all for the 21st century
  Teleworking: is home the 21st century office?
  Computerworld New Zealand - Auckland,New Zealand
  IDC analyst Rosalie Nelson says the cost of telecommunications, especially for small to medium business operators, is also inhibiting the adoption of ...
For more detail check out:
http://computerworld.co.nz/news.nsf/netw/4B08E090F60C311DCC2574A90017E19F
 
  The Great Big Bang
  By noreply@blogger.com (Cielo)
  638-The Rising Blogger 639-Saturday 9 640-haekal-bloger 641-The World Through My Eyes 642-Blog Income Project 643-Nelle - EmpressReviews 644-home for business 645-Kaleidoscope 646-Intrepid Ideas 647-Life in the United States ...
  Brown Pinay -
http://www.brownpinay.com/
 
  links for 2008-08-19
  By David Erickson
  As small business owners, we must always prioritize our goals and tasks. Here are 10 tasks you can complete in about 10 minutes or less that can deliver results worth many times that level of effort. ...
  Internet Marketing Blog -
http://www.e-strategyblog.com/
 
  Strong arm Internet Trade Tips as 2006
  By eugenialudmilla
  renamed Yahoo Inquire of Small business Solutions. Their postpositive artful dodge was en route to make plain their all-out lexical form-snowballing try out, in what way this pop life in re their customers' biggest complaints. ...
  Eugenialudmilla's Weblog -
http://eugenialudmilla.wordpress.com
 
  Home Based Business|Robbie Bracco
  By Steve Ward
  San Diego, CA- Probably the greatest business opportunity in the last 200 years exists right in our own back yards. Home-based businesses: they're creating a quiet revolution all over the world. Last year alone, ...
  Internet Marketing With Steve Ward -
http://www.whois-steve-ward.com/blog
 
  Gates of Vienna News Feed 8/19/2008
  By Baron Bodissey(Baron Bodissey)
  Small business owners in Sweden with an immigrant background avoid taking out bank loans when setting up their own businesses, according to a new report from the Swedish Trade Federation. Eight out of ten trading companies use money ...
  Gates of Vienna - http://gatesofvienna.blogspot.com/
 
  Q2 2009 Earnings Call Transcript
  Seeking Alpha - New York,NY,USA
  The breadth of markets that our Protection business serves, includes smart phones, digital TVs, set-top boxes, internet switches, DSL line cards, ...
For more detail check out:
http://seekingalpha.com/article/91896-semtech-corporation-q2-2009-earnings-call-transcript
 
  Interview transcript: Hugh Grant
  Marketplace - Los Angeles,CA,USA
  Satisfying the demand curve is a great business opportunity." Ryssdal: What's your biggest crisis then? What's your biggest problem? ...
For more detail check out:
http://marketplace.publicradio.org/display/web/2008/08/20/corner_office_grant_transcript/
 
  Concurrent Computer Corporation F4Q08 (Qtr End 06/30/08) Earnings ...
  Seeking Alpha - New York,NY,USA
  Our initiatives our designed to sharpen our go to market strategies to better address business opportunities in the near-term and to improve overall ...
For more detail check out:
http://seekingalpha.com/article/91680-concurrent-computer-corporation-f4q08-qtr-end-06-30-08-earnings-call-transcript
 
  PG Entrance Message Board :: search work at home jobs
  By Anonymous
  <a href=http://ykunwhde.arcadepages.com/21013731136/ >top picks for work at home</a> http://ykunwhde.arcadepages.com/21013731124/ export business from home http://ykunwhde.arcadepages.com/2101373152/ corporate tax uk home based business ...
  PG Entrance Message Board -
http://www.aippg.net/forum/
 
  Affiliate Careers, Media and Publishing
  By indialively
  Business Portal, Accounting Services |Business Link Resources |Business Management |Business Plans |Business Resources |Christian Home Business |Directories |Guides |Home Business Ideas |Home Business Opportunity |Home Business Taxes ...
  Indialively's - India Trends -
http://indialively.wordpress.com
 
  Who Owns Your Loan?
  By ArcoJedi(ArcoJedi)
  Small business owners who want to sell have an advantage. Even in a down market, there are always more buyers than sellers. But this year getting the best price will require creativity, says Peter Johnston, author of "Negotiating With ...
  An Ignoble Experiment -
http://ignoble-experiment.blogspot.com/
 
  The Big Bang Tag
  By noreply@blogger.com (Pearl)
  638-The Rising Blogger 639-Saturday 9 640-haekal-bloger 641-The World Through My Eyes 642-Blog Income Project 643-Nelle - EmpressReviews 644-home for business 645-Kaleidoscope 646-Intrepid Ideas 647-Life in the United States ...
  Sharing my Thoughts -
http://jejeizahfaye.blogspot.com/
 
  Review on Internet Marketing Strategies of Derek Gehl and Gerald ...
  By photography23810(photography23810)
  But, there's a lot of snake oil opportunities out there that promise incredible things. While this is not some sit on the fence and do nothing type of business and while success with anything can only be achieved with a diligent and ...
  Upload Videos -
http://craigs-list-post-an-ad88285.blogspot.com/
 
  Spliced feed for Security Bloggers Network
  By Jones(Jones)
  While it won't likely lead to a $7 Billion loss, it could mean a failed audit, bad publicity, lost customers, or other lost business opportunities. In today's transparent business environment, it's only a matter of time before juicy ...
  agribusiness -
http://intabitinsop.blogspot.com/
 
  Dare to dream
  By Editor(Editor)
  Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia The Big Bang Meme By SAHMilitaryWife@aol.com (Military Wife) 638-The Rising Blogger 639-Saturday 9 ...
  TranslationPeople.com - Free Useful Info -
http://www.translationpeople.com/free-useful-info.html
 
  Anniversary Of The New Money Window At Fed
  By ElaineMeinelSupkis
  This gold fund provides double the movement that the GLD ETF or the price of gold does, providing bigger opportunities in the gold sector. I have just recently started to use DZZ ETN for trading and have found it to be very useful, ...
  EZ READING MONEY MATTERS -
http://elainemeinelsupkis.typepad.com/ezmoneymatters/
 
  Hi peeps Found this on the net By the PM for the National Day ...
  By Innocent Girl(Innocent Girl)
  Let's use these opportunities to improve our social graces. This is how other countries have done it. The Olympic Games, Sydney 2000. It set a very high benchmark. The show was very good, but what really impressed visitors was the ...
  Still fAnTaSiZiNg... -
http://sweet-ignorance.blogspot.com/
 
  Gates of Vienna News Feed 8/22/2008
  By Baron Bodissey(Baron Bodissey)
  A "real world" analysis of the impact of the Government's plans — based on 14 companies that opened their books for the Business Council of Australia — revealed that even with the Government's proposed compensation, three firms would ...
  Gates of Vienna -
http://gatesofvienna.blogspot.com/
 
 

Thursday, September 04, 2008

More attention to be paid to online child safety

Hi everyone!  I'm Heather DeMarco at the business desk.
Are you aware that more and more companies are starting to spend more and pay more attention to online child safety?  A very hot topic these days and we need to stand together in order to stop these online predators. 
Please check out our breaking news below.
At the business desk, I'm Heather DeMarco wishing you a great day.
 
Security tips for home computer users
    Breaking news!  more attention to be paid to online child safety
 
  AT&T and Leading Child Safety Organizations Take Online Safety to ...
  FOXBusiness - USA
  AT&T offers a full library of supportive Internet safety and security tips and interactive safety games for kids, all available at http://www.att.com/safety ...
For more detail check out:
http://www.foxbusiness.com/story/markets/industries/telecom/att-leading-child-safety-organiations-online-safety-classroom/
 
  Safeguard Summer Memories With a Custom Data Backup Plan From ...
  CNNMoney.com - USA
  Keeping a removable storage device connected to your computer means backups can happen without you needing to lift a finger. ...
For more detail check out:
http://money.cnn.com/news/newsfeeds/articles/marketwire/0426663.htm
 
  Intel's Gelsinger tips next-gen processors at IDF
  Solid State Technology - Nashua,NH,USA
  "Calpella will redefine how we compute on-the-go by giving users a stunning new computing visual experience, better manageability and security, ...
For more detail check out:
http://www.solid-state.com/display_news/166192/5/HOME/Intel's_Gelsinger_tips_next-gen_processors_at_IDF
 
  Important Features: Laptops
  By Laptop Tips(Laptop Tips)
  Multimedia and gaming laptops typically come with the Vista Home Premium operating, and business laptops most often come with Vista Business. You can still opt for Windows XP on some models, but only through June. Business users should ...
  Laptop Tip -
http://laptoptip.blogspot.com/
 
  vista tips tricks and tweaks
  By 300allpctips(300allpctips)
  BitLocker can be a very useful security feature for businesses and home users that have sensitive and confidential information stored on their computer. Unfortunately, BitLocker Drive Encryption by default requires a Trusted Platform ...
  ultimate windows and pc tips... -
http://300allpctips.blogspot.com/
 
  SBS 2008 - The SBS Answer File Help File
  By noreply@blogger.com (Philip E.)
  For more information about Forefront Security for Exchange Server, see the Forefront Security for Exchange Server home page at the Microsoft Web site (http://go.microsoft.com/fwlink/?LinkID=121103). Step 1B. Collect the information for ...
  MPECS Inc. Blog -
http://blog.mpecsinc.ca/
 
  Want to Speed up your boot up time
  By Jason
  Changes to the Registry are irreversible and could cause serious damage to your PC. Even advanced users can run into trouble in a hurry if they're not careful. The Run keys are the most important for finding Autorun programs. ...
  PCTips Box -
http://www.pctipsbox.com
 
  SPAM ALERT!!
  By Granny(Granny)
  I subscribe to a daily "computer tips" newsletter and this appeared this morning. I seem to have copied most of the Newsletter - the spam alert is down toward the bottom. I took out the images but left the rest since it's already here ...
  Roc Rebel Granny -
http://rocrebelgranny.blogspot.com/
 
  Tips For Protecting Your Computer
  KDKA - Pittsburgh,PA,USA
  Consumer Reports tested 10 Internet security software programs you have to pay for—like McAfee and Norton from Symantec—as well as software you can download ...
For more detail check out:
http://kdka.com/consumerreports/computer.spam.tips.2.799310.html
 
  Tools and Tips: Keep Windows updated
  The Tech Herald - Indianapolis,IN,USA
  by Steve Ragan - Aug 20 2008, 19:18 One of the first rules to remember when dealing with computer security is always use the most recent version of anything ...
For more detail check out:
http://www.thetechherald.com/article.php/200834/1807/Tools-and-Tips-Keep-Windows-updated
 
  Linux for Home Users
  By vishalprojects
  Tips for Home Users:. If you want to get comfortable with Linux, you don't have to let go of windows. Get Linux installed on a separate partition and you can switch between Windows and Linux. For new users who don't have any computer ...
  Sortins Technologies's Weblog -
http://sortinstechnologies.wordpress.com
 
  100 Tips and Tools to Set Up Your Own Home LAMP Server
  By Site Administrator
  Webmin: Use Webmin to set up a web-based Unix system administration that will allow you to set up user accounts, DNS, file sharing, and more, either from your computer or remotely. VPSlink: Get a virtual private server package from this ...
  Web World Wide -
http://www.great-isp-deals.com/blog
 
  Website Security
  By admin
  Home users also need to take means to make sure that their credit card numbers are secure when they are participating in online transactions. A computer security risk is any action that could cause lost of information, software, data, ...
  Top Software -
http://www.top-soft.net
 
  XP File Sharing and Permissions
  By 300allpctips(300allpctips)
  The security settings the user actually sets relate to read access, write access, shared folders, and password protection. These features are available in both Windows XP Home Edition and Windows XP Professional, however the features ...
  ultimate windows and pc tips... -
http://300allpctips.blogspot.com/
 
  Get to Know More About the Importance of Secured Data Storage and ...
  By Spring(Spring)
  Within minutes, computer users can now enjoy the simple interface of the software, while eliminating worries concerning the security and safety of their files and databases. Home Plans For all those computers at home, people may want to ...
  Computer Tips -
http://computertechnical.blogspot.com/
 
  Consumer Reports has major article on home computer security
  By Bill Boushka(Bill Boushka)
  The overall picture of home computer security is improving. CR seems to believe that Windows Vista represents an improvement and is likely, over time, to result in fewer serious problems for home users than has XP (or previous operating ...
  Bill's Internet Safety Tips -
http://billsinternetsafety.blogspot.com/
 
  Powerful Tips On Your E-book Internet Marketing Strategy (email)
  By admin
  Sharing a broadband connection using Microsoft Internet Connection sharing, this is most suitable for home and small office users. One of important benefit of this broadband connection is that it is easy to set up and does not require ...
  Mailer Magic -
http://www.mailermagic.com
 
  Windows to Hand Over Operating System Domination to Midori Posted ...
  By admin
  In addition to the collected information, administrators can add extra information about each machine and its user, such as inventory number, computer cost and setup date, user real name, department, position, phone, e-mail, etc. ...
  Top Software -
http://www.top-soft.net
 
  internet security - getting the basics right
  By coleehmke(Juliet - Southeast Area Community Development...)
  You should take precautions to protect your computer from unauthorized access and use. A good Internet security plan begins at home. Here are a few tips to help you safeguard your personal and account information when using online ...
  Wyoming Money Talk -
http://wyomingmoneytalk.blogspot.com/
 
  Identity Theft - Nine Threats & Nine Steps To Protection
  By jaycesblog8453
  In an article titled, "US Banks Complacent Toward Identity Theft Solution," by PR Web, the single largest national security threat is a terrorist attack on our banking system. An attack aimed simultaneously at millions of user names and ...
  Jayces Blog -
http://impactarts.net/wpblogmu/jaycesblog8453
 
 

More attention to be paid to online child safety

Hi everyone!  I'm Heather DeMarco at the business desk.
Are you aware that more and more companies are starting to spend more and pay more attention to online child safety?  A very hot topic these days and we need to stand together in order to stop these online predators. 
Please check out our breaking news below.
At the business desk, I'm Heather DeMarco wishing you a great day.
 
Security tips for home computer users
    Breaking news!  more attention to be paid to online child safety
 
  AT&T and Leading Child Safety Organizations Take Online Safety to ...
  FOXBusiness - USA
  AT&T offers a full library of supportive Internet safety and security tips and interactive safety games for kids, all available at http://www.att.com/safety ...
For more detail check out:
http://www.foxbusiness.com/story/markets/industries/telecom/att-leading-child-safety-organiations-online-safety-classroom/
 
  Safeguard Summer Memories With a Custom Data Backup Plan From ...
  CNNMoney.com - USA
  Keeping a removable storage device connected to your computer means backups can happen without you needing to lift a finger. ...
For more detail check out:
http://money.cnn.com/news/newsfeeds/articles/marketwire/0426663.htm
 
  Intel's Gelsinger tips next-gen processors at IDF
  Solid State Technology - Nashua,NH,USA
  "Calpella will redefine how we compute on-the-go by giving users a stunning new computing visual experience, better manageability and security, ...
For more detail check out:
http://www.solid-state.com/display_news/166192/5/HOME/Intel's_Gelsinger_tips_next-gen_processors_at_IDF
 
  Important Features: Laptops
  By Laptop Tips(Laptop Tips)
  Multimedia and gaming laptops typically come with the Vista Home Premium operating, and business laptops most often come with Vista Business. You can still opt for Windows XP on some models, but only through June. Business users should ...
  Laptop Tip -
http://laptoptip.blogspot.com/
 
  vista tips tricks and tweaks
  By 300allpctips(300allpctips)
  BitLocker can be a very useful security feature for businesses and home users that have sensitive and confidential information stored on their computer. Unfortunately, BitLocker Drive Encryption by default requires a Trusted Platform ...
  ultimate windows and pc tips... -
http://300allpctips.blogspot.com/
 
  SBS 2008 - The SBS Answer File Help File
  By noreply@blogger.com (Philip E.)
  For more information about Forefront Security for Exchange Server, see the Forefront Security for Exchange Server home page at the Microsoft Web site (http://go.microsoft.com/fwlink/?LinkID=121103). Step 1B. Collect the information for ...
  MPECS Inc. Blog -
http://blog.mpecsinc.ca/
 
  Want to Speed up your boot up time
  By Jason
  Changes to the Registry are irreversible and could cause serious damage to your PC. Even advanced users can run into trouble in a hurry if they're not careful. The Run keys are the most important for finding Autorun programs. ...
  PCTips Box -
http://www.pctipsbox.com
 
  SPAM ALERT!!
  By Granny(Granny)
  I subscribe to a daily "computer tips" newsletter and this appeared this morning. I seem to have copied most of the Newsletter - the spam alert is down toward the bottom. I took out the images but left the rest since it's already here ...
  Roc Rebel Granny -
http://rocrebelgranny.blogspot.com/
 
  Tips For Protecting Your Computer
  KDKA - Pittsburgh,PA,USA
  Consumer Reports tested 10 Internet security software programs you have to pay for—like McAfee and Norton from Symantec—as well as software you can download ...
For more detail check out:
http://kdka.com/consumerreports/computer.spam.tips.2.799310.html
 
  Tools and Tips: Keep Windows updated
  The Tech Herald - Indianapolis,IN,USA
  by Steve Ragan - Aug 20 2008, 19:18 One of the first rules to remember when dealing with computer security is always use the most recent version of anything ...
For more detail check out:
http://www.thetechherald.com/article.php/200834/1807/Tools-and-Tips-Keep-Windows-updated
 
  Linux for Home Users
  By vishalprojects
  Tips for Home Users:. If you want to get comfortable with Linux, you don't have to let go of windows. Get Linux installed on a separate partition and you can switch between Windows and Linux. For new users who don't have any computer ...
  Sortins Technologies's Weblog -
http://sortinstechnologies.wordpress.com
 
  100 Tips and Tools to Set Up Your Own Home LAMP Server
  By Site Administrator
  Webmin: Use Webmin to set up a web-based Unix system administration that will allow you to set up user accounts, DNS, file sharing, and more, either from your computer or remotely. VPSlink: Get a virtual private server package from this ...
  Web World Wide -
http://www.great-isp-deals.com/blog
 
  Website Security
  By admin
  Home users also need to take means to make sure that their credit card numbers are secure when they are participating in online transactions. A computer security risk is any action that could cause lost of information, software, data, ...
  Top Software -
http://www.top-soft.net
 
  XP File Sharing and Permissions
  By 300allpctips(300allpctips)
  The security settings the user actually sets relate to read access, write access, shared folders, and password protection. These features are available in both Windows XP Home Edition and Windows XP Professional, however the features ...
  ultimate windows and pc tips... -
http://300allpctips.blogspot.com/
 
  Get to Know More About the Importance of Secured Data Storage and ...
  By Spring(Spring)
  Within minutes, computer users can now enjoy the simple interface of the software, while eliminating worries concerning the security and safety of their files and databases. Home Plans For all those computers at home, people may want to ...
  Computer Tips -
http://computertechnical.blogspot.com/
 
  Consumer Reports has major article on home computer security
  By Bill Boushka(Bill Boushka)
  The overall picture of home computer security is improving. CR seems to believe that Windows Vista represents an improvement and is likely, over time, to result in fewer serious problems for home users than has XP (or previous operating ...
  Bill's Internet Safety Tips -
http://billsinternetsafety.blogspot.com/
 
  Powerful Tips On Your E-book Internet Marketing Strategy (email)
  By admin
  Sharing a broadband connection using Microsoft Internet Connection sharing, this is most suitable for home and small office users. One of important benefit of this broadband connection is that it is easy to set up and does not require ...
  Mailer Magic -
http://www.mailermagic.com
 
  Windows to Hand Over Operating System Domination to Midori Posted ...
  By admin
  In addition to the collected information, administrators can add extra information about each machine and its user, such as inventory number, computer cost and setup date, user real name, department, position, phone, e-mail, etc. ...
  Top Software -
http://www.top-soft.net
 
  internet security - getting the basics right
  By coleehmke(Juliet - Southeast Area Community Development...)
  You should take precautions to protect your computer from unauthorized access and use. A good Internet security plan begins at home. Here are a few tips to help you safeguard your personal and account information when using online ...
  Wyoming Money Talk -
http://wyomingmoneytalk.blogspot.com/
 
  Identity Theft - Nine Threats & Nine Steps To Protection
  By jaycesblog8453
  In an article titled, "US Banks Complacent Toward Identity Theft Solution," by PR Web, the single largest national security threat is a terrorist attack on our banking system. An attack aimed simultaneously at millions of user names and ...
  Jayces Blog -
http://impactarts.net/wpblogmu/jaycesblog8453
 
 

Wednesday, September 03, 2008

Recession responsible for increase in stress and depression

Good morning!  I'm Kerry J Harrison at the business desk.
Are you wondering why there is an increasing amount of stress and depression in the workplace as well as at home?  Not sure where to start looking?  Well, I would like to focus on one of the major contributing factors this week.  It is time for us to take a serious look and see how we can deal with it.
At the business desk, I'm Kerry J Harrison wishing you a great day.
 
News on stress, anxiety, and depression
Breaking news!  Recession responsible for an increase in stress and depression
 
  When Recession (Economic) Increases Depression (And Other Mental ...
  WNYC - New York,NY,USA
  But for people with problems ranging from anxiety and depression to schizophrenia and substance abuse, even the prospect of economic loss can worsen their ...
For more detail check out:
http://www.wnyc.org/news/articles/104047
 
  Medicines for Depression and Anxiety - What to Expect
  Corsavoo.com - Bastia,Corse,France
  As with any medication, medicines for depression and anxiety can often have side effects as a result of the treatment. You might experience things like:
For more detail check out:
http://www.corsavoo.com/depression/0,2577,432112,00.html
 
  When the gambling bug done gotcha
  ABC Online - Australia
  It might also be because many of the psychological problems associated with gambling – alcohol problems, anxiety, depression and other mood disorders – are ...
For more detail check out:
http://www.abc.net.au/health/thepulse/stories/2008/08/21/2336877.htm
 
  Teenage Stress - Nothing To Scoff At
  By Claire
  Teenage stress is serious and must be dealt with correctly. Their physical and mental health is negatively affected by stress and this can follow them into adult-hood. Evidence shows stress, anxiety, and depression patterns established ...
  Parenting Advice -
http://parenting.lautremonde.net/
 
  Oral Contraceptives May Ease Suffering Of Women With Severe PMS
  "The impairment and reduction in quality of life for women with PMDD during their premenstrual phase is equivalent to people with major depression, anxiety disorder and even post-traumatic stress disorder," said Girdler. ...
  Accessibility News - Latest -
http://www.accessibility.com.au/news/
 
  Aug 20, Prayer Request to Heal Anxiety and Fear
  Hi im Shane and i just turn 18. I am full of fear, anxiety and depression and have no friends. I am also poor to. Can you ask God to cure me and give.
  World Blessings News Updates -
http://www.worldblessings.com/spiritual-healing-blog.html
 
  Did you see this VIN?
  'We took these medicines in good faith,' says Barry Haslam, who was addicted to benzodiazepine for ten years after being prescribed it for work-related stress and anxiety. 'No one ever warned about what might happen,' he says. ...
  Pesticides in our bodies -
http://journals.aol.co.uk/bettineolive/Pesticidesinblood/
 
  Attention Deficit Hyperactivity Disorder ADD / ADHD Diagnosis
  By williams019
  Some parents see signs of inattention, hyperactivity, and impulsivity in .... If the anxiety or depression is recognized and treated, the childwww.childdevelopmentinfo.com/ADHD/adhd-diagnosis.htm. read more.
  The News is NowPublic.com - World:... - http://www.nowpublic.com/developing?filter=news&order=recent
 
  Cymbalta Receives European Approval for the Treatment of ...
  MarketWatch - USA
  Depression and Anxiety 2007: 25(3): 182-189. 3 Hartford, J., et al. Duloxetine as an SNRI Treatment for Generalized Anxiety Disorder: Results from a ...
For more detail check out:
http://www.marketwatch.com/news/story/cymbalta-receives-european-approval-treatment/story.aspx?guid=%7BD9BADE5D-D499-4E99-811E-A61A44842C59%7D&dist=hppr
 
  Coping With Anxiety And Depression
  Garden City News - NY, USA
  Serious illness can bring anxiety and depression. But there are methods you can learn to help you feel better. In a discussion to be held at Adelphi ...
For more detail check out:
http://www.gcnews.com/news/2008/0822/Community/017.html
 
  Helpline is launched for stressed-out Scots teachers
  Aberdeen Press and Journal - Aberdeen,Scotland,UK
  By Cameron Brooks A round-the-clock support service for teachers who are suffering from stress, anxiety and depression was launched yesterday. ...
For more detail check out:
http://www.pressandjournal.co.uk/Article.aspx/799298?UserKey=0
 
  Stress
  By Paul
  Take a media break or a news fast. Research has shown that the emotional content of the news can affect mood and aggravate sadness and depression. Try mind-body exercises such as breath work, meditation, yoga and biofeedback. ...
  Morning Coach.Com -
http://morningcoach.com/blogs
 
  Parents transmit diabetes to children
  By admin
  Family Stress And Child's Temper Extremes Contribute To Anxiety And Depression In Children. More women 40 to 44 remaining childless. The number of women ages 40 to 44 who remain childless has doubled in a generation, the US Census . ...
  Medical info and news -
http://medical.thewebposts.biz
 
  The Pill for Severe Premenstrual Symptoms
  By Rick Nauert, Ph.D.
  "The impairment and reduction in quality of life for women with PMDD during their premenstrual phase is equivalent to people with major depression, anxiety disorder and even post-traumatic stress disorder," said Girdler. ...
  Psych Central News -
http://psychcentral.com/news
 
  Redundancy and a depression
  By Psyche Med(Psyche Med)
  Mark Beadle, chief executive of Capio Nightingale Hospitals, a provider of private psychiatric treatment, says the number of City workers coming to his clinics with depression or anxiety has risen by 30 to 40 per cent. ...
  Psychiatric Medication News -
http://psychiatricmedications.blogspot.com/
 
donna
  Stressed out?
  Malaysia Star - Malaysia
  ... a combination of B group vitamins and minerals that help the body cope with emotional and psychological stress, anxiety and nervousness. ...
For more detail check out:
http://thestar.com.my/health/story.asp?file=/2008/8/23/health/1831793&sec=health
 
  New Research Clarifies Link Between Exercise and Depression
  ABC News - USA
  But there is a bit of a surprise: The researchers also found that exercise did not appear to cause decreased depression and anxiety. ...
For more detail check out:
http://abcnews.go.com/Health/DepressionNews/story?id=5627302&page=1
 
  Stuck in a Quaterlife Crisis?
  News24 - South Africa
  Unmanaged, the crisis can even set up conditions of anxiety and depression. Consider that rates of depression amongst college-age students have doubled in ...
For more detail check out:
http://www.news24.com/News24/QA/0,,2-2377_2380822,00.html
 
  Inner happiness for money
  By HealingMindN
  Now, you too can use his new "Victory Program: Your 5 Stage Journey Out of Stress, Anxiety and Depression" to help you combat stress, and even cut it off before it begins. You can benefit from the Victory Program whether you're ...
  Healing MindN Power Circle -
http://power.healingmindn.com
 
  Do Dentists Really Commit More Suicide?
  By Dan Bingham
  Certain degrees of the stress are self-imposed, and many of the characteristics required to become an excellent dentist can predispose them to depression. Information as to whether more dentists actually commit suicide than other ...
  Canpages blog -
http://www.canpages.ca/blog
 
  Positive Mindset Lowers Risk of Breast Cancer
  By Rick Nauert, Ph.D.
  ... Israel, led a team of researchers who questioned 255 women with breast cancer and 367 healthy controls about their life experiences and evaluated their levels of happiness, optimism, anxiety and depression prior to diagnosis. ...
  Psych Central News -
http://psychcentral.com/news
 
  Separation Anxiety in Canines Gets the T...
  By xgjcpet
  Depression in humans was once considered a sign of weakness or simply an inability to cope with the stress of everyday life. Years of research revealed that depression was caused by a chemical imbalance in the brain. ...
  xgjcpet.blogr.com - Blog (RSS 2.0) -
http://xgjcpet.blogr.com/stories/
 
 

Tuesday, September 02, 2008

Important answers to consumers concerns

Top of the morning out there to you!  I'm Donna J Jodhan at the business desk.
Well, a brand new month and the day after the holiday weekend.  I hope that you enjoyed the extra day off and now it's time for me to get down to the task at hand.  Our bulging e-bag and again, I would like to thank you for all of your feedback and comments.  Please keep them coming.
 
Answers to consumers concerns
 
Question from Karen Green:  Donna, I have young kids who are always pestering me to let them go online to browse the Internet but I am concerned for their safety when it comes to those murky websites.  Do you know if there are any organizations out there that are doing anything to improve child safety on the Internet?
Answer:  Karen, I recently came across an article on this very topic.  As someone who has young nieces and nephews, I am always concerned about child safety on the Internet and I think that my reference below will help you to gather some very important info.  Hope this helps.
  AT&T and Leading Child Safety Organizations Take Online Safety to ...
  FOXBusiness - USA
  AT&T offers a full library of supportive Internet safety and security tips and interactive safety games for kids, all available at http://www.att.com/safety ...
For more detail check out:
http://www.foxbusiness.com/story/markets/industries/telecom/att-leading-child-safety-organiations-online-safety-classroom/
 
Question from Marco Martini:  I have this question.  Do you think that teenagers suffer as much stress as adults?
Answer:  Marco, according to the experts, definitely so and it should be taken very seriously.  Teenagers have their own problems to contend with and in their minds these are huge problems.  I have provided a reference below for you to check out.  I hope it helps.
  Teenage Stress - Nothing To Scoff At
  By Claire
  Teenage stress is serious and must be dealt with correctly. Their physical and mental health is negatively affected by stress and this can follow them into adult-hood. Evidence shows stress, anxiety, and depression patterns established ...
  Parenting Advice -
http://parenting.lautremonde.net/
 
Question from Sharon Anderson:  I am searching for websites that can provide me with resources for retirees.  I just retired and would like to find more info on such things as products and services that would be for persons like me.  Any suggestions? 
Answer:  Sharon, yes.  Here you go.  This website promotes all kinds of products and services for retirees and aging baby boomers.  Hope this helps.
  New Web Site Puts Retirement Resources At Your Fingertips
  Retire Northwest, LLC has launched RetireNW.com, an online resource guide for baby boomers and seniors. This new Web site lists hundreds of retirement goods and services in Oregon, Washington and Idaho.
  Long Term Care Provider.com News -
http://www.longtermcareprovider.com/
 
Question from Michael Casio:  How real is the home business trend?
Answer:  Michael, I truly believe that there is a real and growing trend towards the home business economy and it's happening around the world.  More and more people are choosing to leave the workplace in favor of creating their own home based business.  They are seeking more self satisfaction, more control over their lives, and more control over their financial and personal destinies.  Please read my reference below and see for yourself.
  Home Based Business|Robbie Bracco
  By Steve Ward
  San Diego, CA- Probably the greatest business opportunity in the last 200 years exists right in our own back yards. Home-based businesses: they're creating a quiet revolution all over the world. Last year alone, ...
  Internet Marketing With Steve Ward -
http://www.whois-steve-ward.com/blog
 
Question from Todd Gross:  Donna, do you know where I can find some travel info for retirees?  Just retired and am trying to find out about spots for retirees.
Answer:  Todd, here you go.  A website that has travel tips for you.  I hope this helps.  It looks like a very informative website.  
Travel Info - More information About Travel Tips
  By Abbate Josue(Abbate Josue)
  If you were born between the end of World War II and the beginning of the Vietnam War, you are a Baby Boomer. Some Boomers have taken early retirement already, and others are on the verge of this new chapter in their lives. ...
  Insider Travel Tips Blog -
http://insider-travel-tips-site.blogspot.com/
 
Question from Barry Scott:  How can I learn more about spams?
Answer:  Barry, a broad question but I thought that the info below would help you to get started.  I hope this helps.
  SPAM ALERT!!
  By Granny(Granny)
  I subscribe to a daily "computer tips" newsletter and this appeared this morning. I seem to have copied most of the Newsletter - the spam alert is down toward the bottom. I took out the images but left the rest since it's already here ...
  Roc Rebel Granny -
http://rocrebelgranny.blogspot.com/
 
Question from Britney Longman:  Donna, are there any websites around that offers multi lingual translations?
Answer:  Britney, sure thing!  I came across this one recently and then I found this on the Internet.  Please see my info below.
  Surprise Web site offers multi-lingual translation
  YourWestValley.com - Sun City,AZ,USA
  The list includes Spanish, the primary language of 18 Central and South American countries and the most common non-English language in the southwestern ...
For more detail check out:
http://www.yourwestvalley.com/articles/site_3443___article.html/web_lingual.html
 
Question from Erin Rand:  Donna, with more and more people becoming retirees, I am wondering what type of career could I pursue in order to be of service to this group of consumers?
Answer:  Erin, I'm glad that you asked.  Here is a perfect career for you to investigate and one that has the potential to bring you immense personal as well as financial satisfaction.  Have a look.
  Is There a Pharmacist in the House?
  Inside Higher Ed - Washington,DC,USA
  ... of the increased demand in recent years for pharmacists is due to an aging population.  Many baby-boomer pharmacists are retiring or nearing retirement. ...
For more detail check out:
http://www.insidehighered.com/news/2008/08/20/pharmacy
 
Question from Jason Templer:  Donna, so many people go on and on about why and how to protect one's computer but I would like to learn more.  Where can I start?
Answer:  Jason, Here you go.  I think that my reference below will give you a great start.  These tips are logical and easy to understand and they offer sound advice.
  Tips For Protecting Your Computer
  KDKA - Pittsburgh,PA,USA
  Consumer Reports tested 10 Internet security software programs you have to pay for—like McAfee and Norton from Symantec—as well as software you can download ...
For more detail check out:
http://kdka.com/consumerreports/computer.spam.tips.2.799310.html
 
Question from Alexandra Zinardi:  Donna, what can you tell me about tele working?  Is it on the upward trend?
Answer:  Alexandra, I believe that it is.  It's the trend of the 21st century and my reference below supports me.  Tele working is definitely on the rise and for so many reasons.  Reasons that are beneficial to both employers as well as employees.  I hope that my reference helps.
  Teleworking: is home the 21st century office?
  Computerworld New Zealand - Auckland,New Zealand
  IDC analyst Rosalie Nelson says the cost of telecommunications, especially for small to medium business operators, is also inhibiting the adoption of ...
For more detail check out:
http://computerworld.co.nz/news.nsf/netw/4B08E090F60C311DCC2574A90017E19F
 
Question from Miriam Hobbs:  Donna, do you think that recession in the economy brings more depression and stress to us?
Answer:  Miriam, I believe so.  Recession brings with it more challenges and problems for us to face and overcome and it leads to more stress and depression among us.  I think that my reference below will help you to understand this issue in a more sobering light.
  When Recession (Economic) Increases Depression (And Other Mental ...
  WNYC - New York,NY,USA
  But for people with problems ranging from anxiety and depression to schizophrenia and substance abuse, even the prospect of economic loss can worsen their ...
For more detail check out:
http://www.wnyc.org/news/articles/104047
 
Question from Amber Lintz:  Donna, I am always concerned when I enter my credit card number online.  Do you have any tips for this?
Answer:  Amber, there are oodles of tips that I can give to you but instead, I am going to refer you to my reference below.  Please review this.
  Website Security
  By admin
  Home users also need to take means to make sure that their credit card numbers are secure when they are participating in online transactions. A computer security risk is any action that could cause lost of information, software, data, ...
  Top Software -
http://www.top-soft.net
 
Question from Chip LaRuth:  Please give me some tips on how to deal with stress?
Answer:  Chip, Oy!  I am not an expert in this field but I found this article a few days ago and it sounds very interesting.  I quite like it and plan to follow its advice.  Give a read to it.
  Stress
  By Paul
  Take a media break or a news fast. Research has shown that the emotional content of the news can affect mood and aggravate sadness and depression. Try mind-body exercises such as breath work, meditation, yoga and biofeedback. ...
  Morning Coach.Com -
http://morningcoach.com/blogs
 

I am out of time for this week but here is my tip.
Looking for a career that can bring you both financial and personal satisfaction at the same time?  Then, here's one for you.  A career as a pharmacist.  Your consumers?  Millions of aging baby boomers and seniors.  Demand is real, consumers abound, and this market is long-lasting.
 
I'm Donna J Jodhan wishing you a terrific day and week ahead.

Monday, September 01, 2008

Important travel info now available to seniors, retirees, and aging baby boomers

Good day everyone!  I'm Jeff N Marquis at the business desk.
Are you in search of traveling info?  Info that is reliable, accurate, and up to date?  Well, do we have a whole slew of info for you plus a whole lot more.
Please see our headlines below.  It is very important that especially for retirees and seniors, they obtain the right information when they plan their next trip.
At the business desk, I'm Jeff N Marquis wishing you a pleasant holiday.
 
 
News for retirees, aging baby boomers, and seniors
Breaking news!  Important travel info now available to seniors, retirees, and aging baby boomers
 
  Senior Center expansion ahead of schedule
  Casper Journal - Casper,WY,USA
  Clements said research has shown that Baby Boomers want and need education, they like to eat, and they plan for the future when it comes to things like ...
For more detail check out:
http://www.casperjournal.com/articles/2008/08/19/news/news082008e.txt
 
  Is There a Pharmacist in the House?
  Inside Higher Ed - Washington,DC,USA
  ... of the increased demand in recent years for pharmacists is due to an aging population.Many baby-boomer pharmacists are retiring or nearing retirement. ...
For more detail check out:
http://www.insidehighered.com/news/2008/08/20/pharmacy
 
  Club's Plan to Sell Land Shatters a Baltimore Neighborhood's Serenity
  Sarasota Herald-Tribune - Sarasota,FL,USA
  ... young adults, adults and, don't forget, seniors." She said that with the graying of the baby boomers and medical advances keeping people alive longer, ...
For more detail check out:
http://www.heraldtribune.com/article/20080820/ZNYT02/808200386/1006/sports&title=Club__x2019_s_Plan_to_Sell_Land_Shatters_a_Baltimore_Neighborhood__x2019_s_Serenity
 
  New Web Site Puts Retirement Resources At Your Fingertips
  Retire Northwest, LLC has launched RetireNW.com, an online resource guide for baby boomers and seniors. This new Web site lists hundreds of retirement goods and services in Oregon, Washington and Idaho.
  Long Term Care Provider.com News -
http://www.longtermcareprovider.com/
 
  The Fog of Politics: Looking at the Parties
  By Jeremy
  For those of you who have not seen, heard, or read anything regarding news lately, the US is currently in a dead heat for the Presidential election. The Republicans are getting desperate to hold on to some branch of the government that ...
  Scothoser's Corner -
http://blog.robbclan.com
 
  Info - More information About Travel Tips
  By Abbate Josue(Abbate Josue)
  If you were born between the end of World War II and the beginning of the Vietnam War, you are a Baby Boomer. Some Boomers have taken early retirement already, and others are on the verge of this new chapter in their lives. ...
  Insider Travel Tips Blog -
http://insider-travel-tips-site.blogspot.com/
 
  Obama Winning Women Voters, but Margin Slimmest Among Baby Boomers
  U.S. News & World Report - Washington,DC,USA
  Baby Boomers: These 44-to-62-year-old women are diverse. Younger boomers are working and raising families while older ones are in retirement or approaching ...
For more detail check out:
http://www.usnews.com/articles/news/campaign-2008/2008/08/21/obama-winning-women-voters-but-margin-slimmest-among-baby-boomers.html
 
  Travel Q & A: Trips for single seniors?
  San Jose Mercury News - CA, USA
  But millions of active Baby Boomers are starting to hit retirement age — and many are single, divorced, widowed or married to spouses who don't care to ...
For more detail check out:
http://www.mercurynews.com/travel/ci_10265788?nclick_check=1
 
  The new seniors home: spa, pub, filet mignon
  Globe and Mail - Canada
  As Tapestry's general manager Catherine Wallbank puts it, "The boomers think, 'If this is the face of retirement, I'm okay with it. ...
For more detail check out:
http://www.theglobeandmail.com/servlet/story/RTGAM.20080818.wsenior19/BNStory/lifeMain/home
 
  The risk of privatising social security
  guardian.co.uk - UK
  Yes, the social security system faces enormous stresses as more and more baby boomers retire. And, yes, there's a case to be made for bringing in more funds ...
For more detail check out:
http://www.guardian.co.uk/commentisfree/2008/aug/21/economy.useconomicgrowth?gusrc=rss&feed=networkfront
 
  State helps USNH entice graduates to stay in NH
  Foster's Daily Democrat - Dover,NH,USA
  "The state's population is the sixth oldest nationally and many baby boomers are close to retirement," Cookson wrote in the grant request. ...
For more detail check out:
http://www.fosters.com/apps/pbcs.dll/article?AID=/20080822/GJNEWS_01/1045/-1/FOSNEWS
 
  Travel Q & A: Trips for single seniors?
  San Jose Mercury News - CA, USA
  But millions of active baby boomers are starting to hit retirement age — and many are single, divorced, widowed or married to spouses who don't care to ...
For more detail check out:
http://www.mercurynews.com/lifeandstyleheadlines/ci_10279280
 
  Ways to make driving safer for aging boomers
  Brazil Times - Brazil,IN,USA
  It's called the gray tsunami, the great wave of aging baby boomers nearing retirement, making older adults the fastest growing segment of the population. ...
For more detail check out:
http://www.thebraziltimes.com/blogs/1162/entry/20104/
 
  Answers, not IOUs, for Social Security
  Los Angeles Times - CA,USA
  And it deserves plenty, especially in light of the fact that the first wave of 78 million baby boomers will start retiring next year, placing unprecedented ...
For more detail check out:
http://www.latimes.com/business/la-fi-lazarus24-2008aug24,0,5271565.column
 
  Aging Gracefully -- It's a Real Workout
  By The Old Man(The Old Man)
  What the latest science suggests, however, is that the best anti-aging treatment isn't something you apply to your skin or buy in a bottle: It's what you already have in your head. The bad news, of course, is that the same research ...
  An Old Man's Musings -
http://anoldmansmusings.blogspot.com/
 
  Putting retirement on hold
  Minneapolis Star Tribune - Minneapolis,MN,USA
  In a survey of Fortune 1000 companies last year, about two-thirds said they worry about losing the skills of the exiting baby boomers, but fewer than ...
For more detail check out:
http://www.startribune.com/business/27288574.html?elr=KArksLckD8EQDUoaEyqyP4O:DW3ckUiD3aPc:_Yyc:aUnciatkEP7DhUsX
 
  Friends and family key to a healthy retirement
  North Shore News - North Vancouver,British Columbia,Canada
  The majority of baby boomers expect to work in their retirement: less than 20 per cent of them do. Of course, you can't talk about retirement planning ...
For more detail check out:
http://www.canada.com/northshorenews/news/seniors/story.html?id=b3d15cba-3f1b-4fdc-869b-29f6031f0e28
 
  Keeping America healthy - Divided We Fail looks to future
  Evansville Courier & Press - Evansville,IN,USA
  ... is aging at a faster rate than ever. We've just got a lot of folks moving through the pipeline right now — primarily the (baby) boomer generation. ...
For more detail check out:
http://www.courierpress.com/news/2008/aug/24/keepingamericahealthy/
 
  Baby boomers are not as prepared as their parents for retirement
  My late parents, careful savers all their lives, enjoyed a pleasant if modest and brief retirement (my father, the last to die, passed away at age 73). Among the many things I learned from them were...
  Seniors News latest RSS headlines... -
http://www.afghanistansun.com/index.php/ct/10/id/e974f944f2e7496e/
 
  Trends and Countertrends Examined
  By jamesarmstrong
  The best news for you as a 50+ year old is this: Because of the upcoming retirement of the largest age bloc in America, labor shortages will actually begin to develop in virtually every type of conceivable labor category there is in our ...
  Full text career articles - Content... -
http://www.content4reprint.com/career/
 
 

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