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Tuesday, March 25, 2008

Important answers to your questions

Top of the morning to you!  I'm Donna J Jodhan at the business desk and I hope that everyone had a nice long weekend.
I have pulled a few questions out of our e-bag so let us see what questions we have this week.
 
From Heather Sandler:  Do you really think that there exists a glass ceiling for women?
Answer:  Heather, yes.  There are some who would say no but I do believe that the statistics speak for themselves.  There are still precious few women CEOs in the boardrooms of the majority of large North American corporations.  There are very few women executives in the boardrooms of the top Fortune 500 companies.  Women are still earning less than men in general, and in a recent report published in Canada, it was revealed that there is a widening gap when it comes to the difference between what women are paid as against their male counterparts.  This is very troubling especially for working women in Canada and I do not think that it is much better here in the United States.
 
Question from Brent Holt:  On the whole, I know that the unemployment rate for persons with disabilities is horrendous.  Is there any hope of improvement for this picture in the near future?
Answer:  Brent, as a blind woman who owns my own business, I see and hear so many complaints on a daily basis.  I do believe that things can improve but the problem is many fold.  On the one hand there has been some very exciting technology break throughs but we need much more in order to change the picture.  Society as a whole has to change its attitude towards persons with disabilities.  They need to look at a person with a disability in a different light.  Look at the person for what they are.  Their skills, experience, and motivation.  They need to get past the disability and look at the positives.  Employers need to adopt a new approach.  There are many persons out there who are more than willing to give a person with a disability a chance, but unfortunately they are still greatly outnumbered by those persons who are still not ready and willing.
 
Question from Shaughn Pearson:  What hints can you give to me.  I am thinking of becoming a financial planner but need to know a bit more about clients who are seniors or retirees?
Answer:  Shaughn, According to the experts, the clients that will be most in need of financial planning services for the foreseeable future would include:  Aging baby boomers, retirees, and seniors.  These are the persons who at the present time are seeking to ensure that their investments stay safe.  Aging baby boomers have started to think of their golden years and they are seeking professional help with their investments.  Retirees and seniors are seeking help to ensure that they can live comfortably for the rest of their lives on their savings now that their working income is no longer available.  You can check out our weekly feature on investment news for retirees and aging baby boomers at www.untappedwealth.com/businessdesk.html.
 
Question from Rita York:  I know that the Internet is a great way to advertise oneself.  I would like to set up a blog to advertise my services and myself.  What do you think?
Answer:  Rita, many people are doing this but I believe that success will come from how you do it and what you write about.  There are practically hundreds of thousands of persons out there who are promoting their successes and they are telling everyone about what they have done, how much they have made, and they are just dying to give you the magic solution.  However in reality and this comes straight from several experts, the majority of these persons are nothing but flat broke and they are just trying to use their blogs to catch others with their words.  On the other hand, I do believe that if you truly believe that you have something unique to say or sell, then why not?  It's all about niche marketing in niche markets where consumers are seeking niche ideas and niche products.
 
Question from Darla Showman:  Someone recently told me that the vending machine business is booming.  Do you agree?
Answer:  Darla, for at least the past seven years and more, this type of business has been doing very well.  It is ideally suited to a small business but there is nothing to stop medium sized businesses from getting involved.  I quite like the vending machine business because it has the propensity to reach consumers in several ways.  At the movies, in cafeterias, in malls, at amusement parks, and even in such places as banks, supermarkets, and in corner groceries and stores.  There are so many products that can be sold through vending machines.  You can learn more by visiting www.untappedwealth.com/strategies.html.
 
I am out of time for this week but please keep your questions coming and I will do my best to answer as many as I can.
I'm Donna J Jodhan at the business desk wishing you a terrific day.

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